X
ZENNA - 235/75R17.5 H AP-250
Commercial Truck/Bus. Medium-Duty Truck All-Position Radial tire Best Suited for Steer
Axle Applications.
Features
• 5-rib tread design
• Steel belted
Benefits
• For improved stability and handling
• To improve treadwear and mileage
• To improve treadwear and mileage
Specifications
Manufacturer Item Number 1173593175
Make ZENNA
Model AP-250
Display Name 235/75R17.5 H AP-250
Load Range
UTQG
Sidewall BSW
Section Width 235
Aspect Ratio 75
Rim Size 17.5
Inch Width
Diameter
Metric Rim Diameter
Overall Diameter 31.38
Load Rating (Single/Double) 143/141
Speed Rating L
Ply Rating 16
Load Capacity Single (lbs) 6005
Load Capacity Dual (lbs) 5675
Max Inflation Pressure 130
Weight 60
Warranty
Overall Width 9.2
Tread Depth 16
Revolutions Per Mile
UPC 844402073206
FIRESTONE – 235/75R16 DESTINATION LE3
All-Season Passenger SUV/CUV tire. Outline White Letter (OWL) Sidewall or Black Sidewall
(BSW) depending on Size.
Features
• Tractiontech Technology including full-depth read design and new, advanced rubber
compounds
• HydroGrip Technology with an improved tread pattern including open shoulder slots
and full-depth tread design
• Newly enhanced tread design with full-depth, 3D sipes
• 70,000 Mile Limited Treadwear Warranty
• 90 Day Buy & Try Guarantee
Benefits
• Provides more consistent wear over longer tire life
• For enhanced water evacuation from contact patch under wet conditions
• For enhanced snow traction and improved performance throughout the tire's limited
warranty
Specifications
Make FIRESTONE
Model DESTINATION LE3
Display Name 275/50R22 DESTINATION LE3
Load Range SL
UTQG 700 A B
Sidewall BSW
Section Width 275
Aspect Ratio 50
Rim Size 22
Inch Width
Diameter
Metric Rim Diameter
Overall Diameter 32.9
Load Rating (Single/Double) 111
Speed Rating H
Ply Rating
Load Capacity Single (lbs) 2403
Load Capacity Dual (lbs)
Max Inflation Pressure 44
Weight 41.3
Warranty 70000
Overall Width 11.2
Tread Depth 10
Revolutions Per Mile 632
UPC 092971377229
FIRESTONE - 235/55R17 FIREHAWK AS V2
All-Season High Performance Passenger Car tire.
Features
• Indycar inspired tread design
• Interlocking lugs
• Large outboard tread blocks supported by circumferential grooves and open
shoulder slots
• 3D full depth sipes
• 50,000 Mile Limited Treadwear Warranty
Benefits
• Ensures confident wet handling
• Help provide confident wet handling
• Provide hydroplaning resistance
• Provide excellent snow performance throughout the life of the tire
Specifications
Manufacturer Item Number 008255
Make FIRESTONE
Model FIREHAWK AS V2
Display Name 235/55R17 FIREHAWK AS V2
Load Range SL
UTQG 500 A A
Sidewall BSW
Section Width 235
Aspect Ratio 55
Rim Size 17
Inch Width
Diameter
Metric Rim Diameter
Overall Diameter 27.2
Load Rating (Single/Double) 99
Speed Rating W
Ply Rating
Load Capacity Single (lbs) 1709
Load Capacity Dual (lbs)
Max Inflation Pressure 51
Weight 25.9
Warranty 50000
Overall Width 9.7
Tread Depth 9
Revolutions Per Mile 767
UPC 092971336585
FIRESTONE - 245/75R16 DESTINATION LE3
All-Season Passenger SUV/CUV tire. Outline White Letter (OWL) Sidewall or Black Sidewall
(BSW) depending on Size.
Features
• Tractiontech Technology including full-depth read design and new, advanced rubber
compounds
• HydroGrip Technology with an improved tread pattern including open shoulder slots
and full-depth tread design
• Newly enhanced tread design with full-depth, 3D sipes
• 70,000 Mile Limited Treadwear Warranty
• 90 Day Buy & Try Guarantee
Benefits
• Provides more consistent wear over longer tire life
• For enhanced water evacuation from contact patch under wet conditions
• For enhanced snow traction and improved performance throughout the tire's limited
warranty
Specifications
Manufacturer Item Number 005340
Make FIRESTONE
Model DESTINATION LE3
Display Name 245/75R16 DESTINATION LE3
Load Range SL
UTQG 700 A B
Sidewall OWL
Section Width 245
Aspect Ratio 75
Rim Size 16
Inch Width
Diameter
Metric Rim Diameter
Overall Diameter 30.5
Load Rating (Single/Double) 111
Speed Rating T
Ply Rating
Load Capacity Single (lbs) 2403
Load Capacity Dual (lbs)
Max Inflation Pressure 44
Weight 31.4
Warranty 70000
Overall Width 9.8
Tread Depth 10
Revolutions Per Mile 684
UPC 092971311841
FIRESTONE - 265/60R17 FIREHAWK PURSUIT
All-Season Passenger Car tire Designed for Law Enforcement and High-Speed Emergency
Use.
Features
• New modified tread compound
• Deep grooves
• Tread pattern with open shoulder areas
• Quick steering response
Benefits
• Provides long tread life
• Helps maintain dependable grip as the tread wears down
• Speed up evacuation of water from the contact area, reducing the risk of
hydroplaning
Specifications
Manufacturer Item Number 011685
Make FIRESTONE
Model FIREHAWK PURSUIT
Display Name 265/60R17 FIREHAWK PURSUIT
Load Range SL
UTQG 640 AA A
Sidewall BSW
Section Width 265
Aspect Ratio 60
Rim Size 17
Inch Width
Diameter
Metric Rim Diameter
Overall Diameter 29.5
Load Rating (Single/Double) 108
Speed Rating V
Ply Rating
Load Capacity Single (lbs) 2205
Load Capacity Dual (lbs)
Max Inflation Pressure 51
Weight 34.8
Warranty
Overall Width 10.7
Tread Depth 9
Revolutions Per Mile 706
UPC 092971313951
FIRESTONE - 215/60R16 ALL SEASON
All-Season Passenger Car tire.
Features
• Deep sipes
• Specially engineered
• 55,000 Mile Limited Warranty (CUV intended sizes)
• 65,000 Mile Limited Warranty (All other sizes)
• Gold Pledge Limited Warranty
• Buy & Try 30-Day Guarantee
Benefits
• Provide wet and all-season performance
• To provide performance in wet, dry and snowy conditions with traction and handling
all year long
Specifications
Manufacturer Item Number 013747
Make FIRESTONE
Model ALL SEASON
Display Name 215/60R16 ALL SEASON
Load Range SL
UTQG 560 A B
Sidewall BSW
Section Width 215
Aspect Ratio 60
Rim Size 16
Inch Width
Diameter
Metric Rim Diameter
Overall Diameter 26.1
Load Rating (Single/Double) 95
Speed Rating V
Ply Rating
Load Capacity Single (lbs) 1521
Load Capacity Dual (lbs)
Max Inflation Pressure 51
Weight 20.3
Warranty 65000
Overall Width 8.7
Tread Depth 9
Revolutions Per Mile 797
UPC 092971357627
FIRESTONE - LT245/75R16 E TRANSFORCE HT3
All-Season All-Terrain Passenger Light Truck tire.
Features
• Wear resistant tread compound with a robust pattern design
• Tread pattern design
• Upper sidewall blocks
Benefits
• To help provide resistance to irregular wear
• Designed to efficiently evacuate water and maintain stiffness while hauling a loud
for dependable performance
• To provide additional durability
Specifications
Manufacturer Item Number 013887
Make FIRESTONE
Model TRANSFORCE HT3
Display Name LT245/75R16 E TRANSFORCE HT3
Load Range
UTQG
Sidewall BSW
Section Width 245
Aspect Ratio 75
Rim Size 16
Inch Width
Diameter
Metric Rim Diameter
Overall Diameter 30.5
Load Rating (Single/Double) 120/116
Speed Rating R
Ply Rating 10
Load Capacity Single (lbs) 3042
Load Capacity Dual (lbs) 2778
Max Inflation Pressure 80
Weight 42.2
Warranty
Overall Width 9.8
Tread Depth 14
Revolutions Per Mile 684
UPC 092971369934
FIRESTONE - LT245/75R17 E TRANSFORCE HT3
All-Season All-Terrain Passenger Light Truck tire.
Features
• Wear resistant tread compound with a robust pattern design
• Tread pattern design
• Upper sidewall blocks
Benefits
• To help provide resistance to irregular wear
• Designed to efficiently evacuate water and maintain stiffness while hauling a loud
for dependable performance
• To provide additional durability
Specifications
Manufacturer Item Number 013889
Make FIRESTONE
Model TRANSFORCE HT3
Display Name LT245/75R17 E TRANSFORCE HT3
Load Range
UTQG
Sidewall BSW
Section Width 245
Aspect Ratio 75
Rim Size 17
Inch Width
Diameter
Metric Rim Diameter
Overall Diameter 31.5
Load Rating (Single/Double) 121/118
Speed Rating R
Ply Rating 10
Load Capacity Single (lbs) 3195
Load Capacity Dual (lbs) 2910
Max Inflation Pressure 80
Weight 48.3
Warranty
Overall Width 9.8
Tread Depth 14
Revolutions Per Mile 661
UPC 092971369545
FIRESTONE - LT235/85R16 E TRANSFORCE HT3
All-Season All-Terrain Passenger Light Truck tire.
Features
• Wear resistant tread compound with a robust pattern design
• Tread pattern design
• Upper sidewall blocks
Benefits
• To help provide resistance to irregular wear
• Designed to efficiently evacuate water and maintain stiffness while hauling a loud
for dependable performance
• To provide additional durability
Specifications
Manufacturer Item Number 013892
Make FIRESTONE
Model TRANSFORCE HT3
Display Name LT235/85R16 E TRANSFORCE HT3
Load Range
UTQG
Sidewall BSW
Section Width 235
Aspect Ratio 85
Rim Size 16
Inch Width
Diameter
Metric Rim Diameter
Overall Diameter 31.7
Load Rating (Single/Double) 120/116
Speed Rating R
Ply Rating 10
Load Capacity Single (lbs) 3042
Load Capacity Dual (lbs) 2778
Max Inflation Pressure 80
Weight 47.7
Warranty
Overall Width 9.3
Tread Depth 14
Revolutions Per Mile 656
UPC 092971370763
• Rim not included
• Tread pattern & sidewall design may vary from pictures
Firestone Regency IND HD Utility Plus 10-16.5 134A2 10 Ply
Tire Specifications
SKU N1692032-99
Type Industrial
Road Hazard Warranty No
Load Range 10 Ply
Speed Rating A2
Performance N/A
MPN 019097
Overall Diameter 31.4
Season All Season
Aspect Ratio N/A
Brand Firestone
UTQG N/A
Run Flat No
Rebate Available No
Country of Origin N/A
Sidewall BSW: Black Side Wall
Size 10-16.5
Load Index 134
Section Width 10
Model Regency IND HD Utility Plus
Rim Diameter 16.5
Firestone Regency IND Traction Utility Plus 12-16.5 145A2 12 Ply
Tire Specifications
SKU N1672916-99
Type Industrial
Road Hazard Warranty No
Load Range 12 Ply
Speed Rating A2
Performance N/A
MPN 019107
Overall Diameter 33
Season All Season
Aspect Ratio N/A
Brand Firestone
UTQG N/A
Run Flat No
Rebate Available No
Country of Origin N/A
Sidewall BSW: Black Side Wall
Size 12-16.5
Load Index 145
Section Width 12
Model Regency IND Traction Utility Plus
Rim Diameter 16.5
BRM-WB BDV
All Postion Wide Base All-Position Tread
On/Off-Road, Local/P&D Urban
Combat Scrubbing Designed Specifically for Urban Fleets
Wide base tread designed to provide better wear across multiple wheel Ideal for fleets that require long tread wear, strong wet braking traction, and
positions through a rib-lug design and solid shoulders to combat scrubbing. solid shoulders to withstand punishing corners and curbs.
Key Benefits Key Benefits
Combat Severe Better Designed For Resists
Urban Fleets Long Tread Life Irregular Wear
Shoulder Scrubbing Tread Wear
D ES I GN B E N E F I TS
1 Designed for use in On/Off Road D ESI G N BENEFI TS
applications including waste and
construction. Designed for and tested extensively in
1
urban applications.
2 May also be used for Over-The-Road and
P&D applications.
2 22/32" tread depth for long tread life.
3 Rib-Lug combination provides better tread
wear across multiple wheel positions.
3 Optimized rib design resists irregular wear.
4 Solid shoulders combat severe shoulder
scrubbing.
4 Unique siping for strong traction in all
Wide grooves and open voids weather conditions.
5
enhance traction.
5 Solid shoulder designed to withstand
6 Stone ejectors prevent stone drilling. punishing corners and curbs.
104 BRIDGESTONE COMMERCIAL TRUCK PRODUCT GUIDE 105 BRIDGESTONE COMMERCIAL TRUCK PRODUCT GUIDE
FS560 PLUS
All-Position Tire
• Wide flow-through grooves and cross-rib sipes
help to enhance traction.
• Wider tread spreads load over a larger area,
distributing footprint pressure to promote
long, smooth wear.
• Protector ribs on both sidewalls help resist cuts,
snags, and abrasions from curbing and impacts.
Recommended Application
An all-position tire recommended for
steer applications and suitable for spread axle,
heavy haul, high-scrub applications in:
Regional Haul Service
Pickup & Delivery Service
Standard Profile Low-Profile Replaces: Continental: HSR2, HSR
Yokohama: 103ZR, RY023
TECHNICAL DATA
Max. Tire Load Max. Tire Load Max.
Static Overall Revs Tread (Single) (Dual)
Load Material Weight Meas. Overall Overall Loaded Width Per Depth Speed
Tire Size Range Number (lbs.) Rim Diam. Width Radius (Loaded) Mile (32˝) Kg/kPa Lbs/PSI Kg/kPa Lbs/PSI (MPH)
FS560 PLUS
11R22.5 G 156-531 114 8.25 41.3 10.8 19.3 11.8 503 19 2800@720 6175@105 2650@720 5840@105 75
11R22.5 H 156-558 114 8.25 41.3 10.8 19.3 11.8 503 19 3000@830 6610@120 2725@830 6005@120 75
11R24.5 G 156-574 122 8.25 43.3 10.7 20.3 11.7 480 19 3000@720 6610@105 2725@720 6005@105 75
11R24.5 H 156-582 122 8.25 43.3 10.7 20.3 11.7 480 19 3250@830 7160@120 3000@830 6610@120 75
255/70R22.5 H 192-982 93 8.25 36.7 10.3 17.1 11.3 567 18 2500@830 5510@120 2300@830 5070@120 75
295/75R22.5 G 156-566 111 8.25 40.3 10.9 18.8 11.8 515 19 2800@760 6175@110 2575@760 5675@110 75
285/75R24.5 G 156-590 116 8.25 41.5 10.6 19.5 11.9 501 19 2800@760 6175@110 2575@760 5675@110 75
• All dimensions taken with tire on measuring rim.
• Loaded dimensions and RPM measured at maximum dual load.
• For load and inflation tables see pages 61 through 65.
• For minimum dual spacing and approved rim widths see page 44.
• For ply ratings see table on page 42.
Firestone tires and tubes are subject to an ongoing development program. Bridgestone Americas Tire Operations, LLC retains the right to amend specifications at any time without notice
or obligations. Please refer to rim manufacturer’s load and inflation limits. Never exceed rim manufacturer’s limits without the consent of the component manufacturer.
| Truck Tire Data Book | MEDIUM TRUCK TIRES | Effective January 2018 9
PURSUIT, ULTRA-HIGH PERFORMANCE - ALL-SEASON
SOME TIRES LEAD
AND PURSUE AT
THE SAME TIME
FEATURES AND BENEFITS
Designed for law enforcement
and high speed emergency use
All-season performance with
improved wet and dry handling*
Quick steering response
1 PURSUIT-SPECIFIC 2 N E W T R E A D PAT T E R N 3 INCREASED SEE-
C O N ST R U C T I O N WITH FULL-DEPTH T H R O U G H VO I D
3D SIPES
for high speed stability, for improved wet and snow and more balanced
handling performance, performance while maintaining rib/groove distribution*
and durability stiffness for handling
performance and stability*
*Comparison based on Firestone Firehawk Pursuit vs. Firestone Firehawk GT Pursuit from internal testing.
Results may vary depending on proper tire and vehicle maintenance, road conditions, and driving habits.
BUILT FOR: TIRE SPECIFICATIONS
Tire Size and Load Item Sidewall Approved Measuring Overall Overall Tread Revs
TOP FITMENTS: Dodge Charger Pursuit, Chevrolet Caprice, Service Description Range Number Styling
Rim
Widths
Rim
Widths
Tire
Diameter
Section
Width
Depth Per
(32nd) Mile
UTQG Wt.
Ford Interceptor 17" Rim Diameter
265/60R17 108V 011685 BW - - - - 9 - 640 AA A 35
TIRE TYPE: Pursuit, Ultra-High Performance - All-Season 235/55R17 99W 011687 BW - - - - 9 - 640 AA A 28
235/50R17 96W 011494 BW 6.5-8.5 7.5 26.3 9.7 9 792 640 AA A 27
18" Rim Diameter
225/60R18 100W 011688 BW - - - - 9 - 640 AA A 29
245/55R18 103W 000702 BW 7.0-8.5 7.5 28.6 10.0 9 728 640 AA A 31
235/50R18 101W XL 011686 BW - - - - 9 - 640 AA A 28
PERFORMANCE CHARACTERISTICS ‡
As compared to all other UHP, high performance,
summer, all-season and winter performance tires:
Dry Performance
Wet Performance
Wear Life
Quiet Ride
Ride Comfort
Light Snow Performance
GOOD BETTER B EST
‡ Performance characteristics charts are designed as a general guideline to compare
products within the same category of Bridgestone and Firestone products and are not
intended to compare products outside of those categories or products from other
manufacturers. Charts are based on comparing attributes of like tire types/categories and
are not a reflection of performance testing data.
TIRE SPECIFICATIONS LEGEND New sizes
* OEM Tire OWL Outline White Letter ~ Pinned for #12 Stud Sizes
¥ MOE (Mercedes Exclusive) WS White Stripe ƒ Pinned for #15 Stud Sizes
^ RFT (Run Flat Tire) XL Extra Load (XL) ** Pinned for #16 Stud Sizes
FirestoneTire.com Rev: 3/2020 EN BW Blackwall Pinned for #11 Stud Sizes *** Pinned for #17 Stud Sizes
R268 Ecopia ®
Fuel-Efficient All-Position Radial
• Waved channel design reduces groove bottom strain,
combating the initiation and spread of irregular wear.
• Optimized rib distribution uniquely proportioned for
added stiffness, which helps reduce irregular wear
throughout the footprint.
• Patented NanoPro-Tech™ polymer technology limits energy loss
for improved rolling resistance and optimum fuel efficiency.
• Wide, solid shoulder ribs help deliver enhanced resistance to
maneuvering scrub and increased tread life.
Recommended Application
Recommended for high traction and high scrub applications in:
Regional Haul Service / Pickup & Delivery Service
EPA SmartWay verified TM
®
and CARB compliant. Replaces: Goodyear: G662, G661
Michelin: XZE, XZE2, XZE2+, X Multi Energy Z
TECHNICAL DATA
Max. Tire Load Max. Tire Load Max.
Static Overall Revs Tread (Single) (Dual)
Load Material Weight* Meas. Overall Overall Loaded Width Per Depth Speed
Tire Size Range Number (lbs.) Rim Diam. Width Radius (Loaded) Mile (32˝) Kg/kPa Lbs/PSI Kg/kPa Lbs/PSI (MPH)
R268 Ecopia
9R22.5 F 000-275 90 6.75 38.4 8.9 18.0 9.8 541 19 2060@720 4540@105 1950@720 4300@105 75
10R22.5 F 000-276 109 7.50 40.2 9.9 18.8 10.9 517 20 2360@690 5205@100 2240@690 4940@100 75
10R22.5 G 000-277 110 7.50 40.2 9.9 18.8 10.9 517 20 2575@790 5675@115 2430@790 5355@115 75
11R22.5 G 248-783 122 8.25 41.5 11.2 19.3 12.3 500 21 2800@720 6175@105 2650@720 5840@105 75
11R22.5 H 248-817 122 8.25 41.5 11.2 19.3 12.3 500 21 3000@830 6610@120 2725@830 6005@120 75
12R22.5 H 000-278 139 9.00 42.7 11.6 19.9 12.8 486 21 3350@830 7390@120 3075@830 6780@120 75
11R24.5 G 248-834 136 8.25 43.5 11.2 20.3 12.3 477 21 3000@720 6610@105 2725@720 6005@105 75
11R24.5 H 248-868 136 8.25 43.6 11.2 20.3 12.3 477 21 3250@830 7160@120 3000@830 6610@120 75
245/75R22.5 G 000-280 95 7.50 37.4 9.6 17.6 10.6 555 19 2120@760 4675@110 1950@760 4300@110 75
265/75R22.5 G 000-281 97 7.50 38.4 10.2 18.0 11.1 541 21 2360@760 5205@110 2180@760 4805@110 75
295/75R22.5 G 241-592 118 8.25 40.3 11.4 18.8 12.5 515 21 2800@760 6175@110 2575@760 5675@110 75
295/75R22.5 H 002-920 118 8.25 40.3 11.4 18.8 12.5 515 21 3250@830 7160@120 3000@830 6610@120 75
295/80R22.5 H 000-282 138 8.25 41.6 11.7 19.4 12.7 499 21 3550@850 7830@123 3150@850 6940@123 75
285/75R24.5 G 248-749 125 8.25 41.5 11.3 19.5 12.4 501 21 2800@760 6175@110 2575@760 5675@110 75
*Estimate, subject to change
• All dimensions taken with tire on measuring rim.
• Loaded dimensions and RPM measured at • Based on rolling resistance and field mileage tests, Bridgestone Ecopia and Bandag FuelTech are our most fuel-efficient
maximum dual load. and lowest total cost of ownership tire and retread solution. Combining proprietary low rolling resistance technology
with the industry’s most retreadable casing, Ecopia and FuelTech can help reduce fuel use and extend tire life for lower
• For load and inflation tables see pages 91 through 96. costs and greener returns, when compared to other Bridgestone tires.
• For minimum dual spacing and approved rim widths • BASys® data from over two million Bridgestone, Goodyear and Michelin brand casings recorded between
see page 74. June 2009 and November 2010 prove that Bridgestone had the lowest percentage of tires that could not be
• For ply ratings see table on page 72. retreaded due to conditions relating to casing construction.
Bridgestone tires and tubes are subject to an ongoing development program. Bridgestone Americas Tire Operations, LLC retains the right to amend specifications at any time without notice
or obligations. Please refer to rim manufacturer’s load and inflation limits. Never exceed rim manufacturer’s limits without the consent of the component manufacturer.
Truck Tire Data Book | MEDIUM TRUCK TIRES | Effective January 2018 9
FS561A REGIONAL AND URBAN,
ALL-POSITION RADIAL
ALWAYS UP TO THE TASK, JUST LIKE YOU
Both regional and pickup and delivery drivers know
the importance of having tough tires built specifically
for high-scrub service. The new FS561A is a Smartway
verified all-position tire built for uncompromising
toughness and maximum staying power.
Get longer-lasting performance and the
strength to withstand demanding conditions
when you choose Firestone FS561A.
DRIVE A FIRESTONE
THE FS561A IS EPA
SMARTWAY® VERIFIED AND
CALIFORNIA AIR RESOURCES
BOARD (CARB) COMPLIANT.
FS561A INNOVATIONS
SOLID SHOULDER RIBS
»
A
»
A A . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. . . . . . . . . . . . .
Enhance resistance to maneuvering scrub,
helping extend the life of your tire.
B» SPECIALIZED GROOVE SHAPE
B . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. . . . . . . . . . . .
Designed to better resist rib tearing.
OPTIMIZED FOOTPRINT AREA
«C» C . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. . . . . .
Footprint to maintain better contact area throughout
the life of the tread for smooth even wear.
STONE REJECTORS IN CENTER GROOVES
D» D . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. . . . . . . . . .
Help provide resistance to stone drilling and protect
belts for enhanced casing durability and longer tire life.
FS561A Features & Benefits D RI VE A F I RE STO NE
DEEP, WIDE TREAD
SOLID
SHOULDER RIBS Increases original tread life
and the wide footprint spreads
Enhance resistance to
load over a larger area,
maneuvering scrub, helping
distributing footprint pressure
extend the life of your tire.
to promote long, even wear.
SIDEWALL STAYING POWER FOR
PROTECTOR RIBS SUPERIOR MILEAGE
Firestone FS561A tires are built
Help protect the casing from to outlast the competition.
cuts, snags and abrasions due
projected to have
to curbing and impacts.
10% BETTER wear mileage
versus the Yokohama 108R*
projected to have
8% BETTER wear mileage
OPTIMIZED versus the Hankook AH24*
CASING PACKAGE projected to have
19% BETTER wear mileage
Achieves durability and THE FS561A IS EPA versus the Continental HSR2*
retreadability while delivering SMARTWAY® VERIFIED AND
CALIFORNIA AIR RESOURCES projected to have
improved rolling resistance. 32% BETTER wear mileage
BOARD (CARB) COMPLIANT.
versus the Goodyear Marathon RSS*
MAX TIRE LOAD
Meas. Overall Overall Overall Static Tread Max
Tire Load Material Weight Rim Diameter Width Width Loaded Loaded Radius Revolutions Depth Single Dual Speed
Sizes Range # (Lbs/kg) (in.) (in./mm) (in./mm) (in./mm) (in./mm) per Mile/km (32"/mm) Lbs@PSI/kg@kPa Lbs@PSI/kg@kPa (mph/kph)
9R22.5 90 38.4 9.0 9.9 18.0 541 19 4540@105 4300@105 75
F 12718 6.75
metric 41 976 229 252 457 336 15 2060@720 1950@720 120
10R22.5 97 40.2 9.9 10.9 18.8 517 20 5675@115 5355@115 75
G 12714 7.50
metric 44 1020 251 276 477 321 16 2575@790 2430@790 120
11R22.5 123 41.5 10.9 12.0 19.3 501 21 6175@105 5840@105 75
G 12709 8.25
metric 56 1054 278 306 491 311 17 2800@720 2650@720 120
11R22.5 123 41.5 10.9 12.0 19.3 501 21 6610@120 6005@120 75
H 12710 8.25
metric 56 1054 278 306 491 311 17 3000@830 2725@830 120
12R22.5 140 42.7 11.7 12.9 19.9 486 21 7390@120 6780@120 75
H 12715 9.00
metric 63 1086 298 328 504 302 17 3350@830 3075@830 120
275/70R22.5 99 38.1 10.9 12.0 17.9 545 21 6940@130 6395@130 75
J 12716 8.25
metric 45 969 276 304 455 339 17 3150@900 2900@900 120
295/75R22.5 116 40.4 11.0 12.1 18.9 514 21 6175@110 5675@110 75
G 12707 8.25
metric 53 1026 280 308 479 319 17 2800@760 2575@760 120
11R24.5 134 43.6 10.9 12.0 20.4 477 21 6610@105 6005@105 75
G 12711 8.25
metric 61 1107 278 306 517 296 17 3000@720 2725@720 120
11R24.5 134 43.6 10.9 12.0 20.4 477 21 7160@120 6610@120 75
H 12712 8.25
metric 61 1107 278 306 517 296 17 3250@830 3000@830 120
285/75R24.5 121 41.5 10.8 11.9 19.5 501 21 6175@110 5675@110 75
G 12708 8.25
metric 55 1054 275 303 495 311 17 2800@760 2575@760 120
Warranty and limitation information is available at FirestoneTruckTires.com or from your dealer or truck stop.
Driven by innovation for more than 100 years, Firestone has a tire that’s right for you and
your business. See why we like to say that those with passion, those with ambition and
those with drive…Drive a Firestone.
* Comparison based on internal testing. Results may vary depending on
proper tire and vehicle maintenance, road conditions and driving habits.
©2021 Bridgestone Americas Tire Operations LLC. All Rights Reserved. Printed in the U.S.A.
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TRUCK TIRE
LIMITED WARRANTY
& SAFETY MANUAL
TIRE WARRANTY,
MAINTENANCE and SAFETY
MANUAL
FIRESTONE TRUCK TIRES
Congratulations on your purchase of quality FIRESTONE
brand truck tires!
To ensure optimum tire performance and reduce the risk of
a tire failure, Bridgestone Americas Tire Operations, LLC
(“BRIDGESTONE”) strongly recommends you read and
follow all maintenance and safety information contained
in this manual. In addition, we recommend periodic
inspection and maintenance, if necessary, by a qualified
tire service professional.
LIMITED WARRANTY
FIRESTONE BRAND
TRUCK TIRES
ELIGIBILITY
You are covered under the terms of this Limited Warranty if all
of the following apply:
• You are the original owner, or original owner’s authorized
agent, of any new FIRESTONE brand truck tire bearing
a Department of Transportation (DOT) tire identification
number indicating manufacture after January 1, 2019 (DOT
serial 0119 or later).
• The tire was purchased after August 1, 2019 and used
primarily in the U.S. For tires covered prior to this time,
please refer to the limited warranty that would have been in
effect at the time of original sale.
• The tire size, load range, and speed rating are equivalent to
or greater than, that specified or recommended for use by
the vehicle manufacturer or BRIDGESTONE.
• The new tire was approved for sale in the United States,
listed in a U.S. price or data book, and purchased from an
authorized FIRESTONE brand truck tire retailer.
• For coverage under the Enhanced Casing Credit Limited
Warranty, the eligible tire must have been used only in long
haul, regional, pick up and delivery (P&D) highway service
for the entire life of the casing and subsequent retread(s)
must be inspected and retreaded by an authorized Bandag
dealer only.
• Proper tire inflation pressure, as specified by the vehicle
manufacturer to operate the vehicle within tire/vehicle load
capacity, have been maintained.
• Proper wheel alignment and tire/wheel assembly balance
have been maintained.
• The tire has been operated within the speed limitations of
the tire.
WHAT IS WARRANTED and FOR HOW LONG
Upon examination by BRIDGESTONE, and subject to terms
and conditions stated herein, before wearing down to 2/32
inch (1.6 mm) remaining original tread depth (i.e. worn
down to the top of the built-in indicators in the original tread
grooves) and within 6 years from the date of tire manufacture,
any eligible tire that becomes unusable for any reason (see
exclusions in the section entitled “What This Limited Warranty
Does Not Cover”) within the manufacturer’s control will either
be repaired or replaced at BRIDGESTONE’s option with an
equivalent new FIRESTONE brand truck tire on the basis set
forth in this Limited Warranty.
WHAT THIS LIMITED WARRANTY DOES NOT COVER
This Limited Warranty does not cover the following:
ROAD HAZARDS/MISAPPLICATION/ABUSE Tire damage
due to:
A. Road hazards, including, without limitation: puncture, cut,
impact break, stone drill, bruise, bulge, snag, etc.
B. Improper use or operation, including, without limitation:
improper inflation pressure, overloading, tire/wheel
spinning, curbing, use of an improper rim/wheel, tire chain
damage, misuse, misapplication, negligence, tire alteration,
or for racing or competition purposes.
C. Insufficient or improper maintenance, including,
without limitation: wheel misalignment, worn suspension
components, improper tire mounting or demounting, tire/
wheel assembly imbalance, improper brake adjustment, or
other vehicle conditions, defects, or characteristics.
D. Contamination or degradation by petroleum products
or other chemicals, fire or other externally generated
heat, water or other material trapped inside the tire during
mounting or inflation, or inflating tires with anything other
than air or nitrogen.
E. Improper repair. Improper repair voids this Limited Warranty.
RAPID TREAD WEAR/EXCESSIVE TREAD WEAR
A. Rapid tread wear, or wear-out is not covered under
this warranty.
B. No mileage warranty is expressed or implied.
C. Tires rendered unretreadable due to excessive tread
wear or improper buffing.
OTHER
A. Uneven or unusual wear patterns, including, without
limitation: Shoulder wear, center wear, cupping, or
feathering. Irregular wear is not covered under this warranty.
B. Tires worn more than 1/32 inch (0.8 mm) difference
in remaining tread depth between any two major tread
grooves across the tire.
C. Ride disturbance or vibration after tread wear use
beyond 10% of the original usable tread depth.
D. Weather/ozone cracking after 4 years from date of tire
manufacture, regardless of date of purchase.
E. Weather/ozone cracking is not covered under the
Enhanced Casing Limited Warranty.
F. Tires subjected to severe under-inflation or run-flat
conditions.
G. Tires purchased as used.
H. Tires purchased and primarily used outside the
United States.
I. Tire improperly retreaded including, without limitation,
improper or inadequate inspection, preparation,
equipment, material, repair, etc.
J. Tires damaged by the use of internally applied
additives for balance, sealing, cooling or any other alleged
tire performance enhancement.
K. Improper regrooving.
L. The cost of applicable federal, state, and local taxes.
M. Failure to follow any of the safety and maintenance
recommendations or warnings contained in this manual.
This Limited Warranty is in addition to and/or may be limited
by any other applicable written warranty you may have
received concerning special tires or situations. Note that
additional exclusions, provisions and owner’s obligations may
be contained in other sections of this manual.
NO-CHARGE REPLACEMENT – NEW TIRE
Eligible FIRESTONE brand truck tires adjusted under
this Limited Warranty will be repaired or replaced at
BRIDGESTONE’s option free of charge with an equivalent new
FIRESTONE brand truck tire (Federal Excise Tax included)
up to the first 10% of original usable tread depth or within
12 months from date of purchase (without proof of purchase
date, then within 12 months from the date of tire manufacture),
whichever occurs first. The cost of mounting and balancing
and other service charges, disposal fees, or applicable taxes
are payable by you.
PRO-RATED REPLACEMENT – WORN ORIGINAL TREAD TIRE
Eligible FIRESTONE brand truck tires adjusted under this
Limited Warranty that are worn beyond the first 10% of
original usable tread depth, or 12 months from the date of
purchase (without proof of purchase date, then 12 months
from the date of tire manufacture) has passed, the tire will,
at BRIDGESTONE’s option, be repaired or replaced with an
equivalent new FIRESTONE brand truck tire on a pro-rata
basis. To determine the pro-rated replacement price, the
percent of used tread wear is multiplied by the dealer’s current
selling price for the replacement tire(s). The cost of mounting,
balancing, full Federal Excise Tax, and other service charges,
disposal fees, or applicable taxes are payable by you. The tire
must be less than 6 years from the date of purchase (without
proof of purchase date, then 6 years from the date of
tire manufacture).
ENHANCED CASING CREDIT LIMITED WARRANTY
For coverage under the Enhanced Casing Credit Limited
Warranty, the eligible tire must have been used only in long
haul, regional, or P&D highway service for the entire life of the
casing and subsequent retread(s) must have been inspected
and retreaded by an authorized Bandag dealer only. Subject to
the terms and conditions stated herein, an Enhanced Casing
Credit Limited Warranty is available for the tires described
below. An eligible pattern, size and load range tire becomes
unserviceable within 6.5 years (78 months) from the date of
tire manufacture and is no longer eligible under the Enhanced
Casing Credit Limited Warranty.
Eligible tires adjusted under the Enhanced Casing Credit
Limited Warranty will receive a casing credit as follows:
• Eligible Patterns: All patterns except those within the
“Firestone Classic” line (i.e. FS507 Plus, FS 560 Plus,
FD690 Plus, FD663 and FT455 Plus)
• Eligible Sizes & Load Ranges: All
Original Tread or Dollar Values Dollar Values
Retread Count (22.5 and 24.5 rim Diameters) (17.5 and 19.5 rim Diameters)
Original Tread* $100 $60
1st Retread $80 $40
2nd Retread $50 $20
*Note: Tires with the original remaining tread depth greater
than 2/32 inch (1.6 mm) may receive pro-rated replacement
values higher than those in this table.
FIRESTONE CLASSIC:
• Eligible Patterns: Firestone Classic line (i.e. FS507 Plus, FS
560 Plus, FD690 Plus, FD663 and FT455 Plus)
• Eligible Sizes & Load Ranges: All
Original Tread or Dollar Values Dollar Values
Retread Count (22.5 and 24.5 rim Diameters) (17.5 and 19.5 rim Diameters)
Original Tread* $90 $50
1st Retread $70 $30
*Note: Tires with the original remaining tread depth greater
than 2/32 inch (1.6 mm) may receive pro-rated replacement
values higher than those in this table.
ADDITIONAL EXCLUSIONS FOR THE ENHANCED CASING
CREDIT LIMITED WARRANTY
1. FIRESTONE brand truck tire casings are warranted only
when the tire becomes unserviceable due to conditions
within the manufacturer’s control.
2. The Enhanced Casing Credit Limited Warranty will be valid
through the retread period indicated on the appropriate
table or 6.5 years from the date of manufacture, whichever
comes first.
3. Tires used in severe service, mining and/or logging service
are not covered.
4. Casings which cannot be retreaded due to excessive
tread wear are not covered.
5. Failures resulting from faulty or incorrect retread
processing or materials are not covered.
6. Casing credits are issued according to the appropriate
table and will not include the costs of retreading services,
materials or other costs.
7. Tires which have the original DOT tire identification
numbers removed or rendered illegible are not covered.
REPLACEMENT WARRANTY
If you receive a replacement tire under this Limited Warranty, it
will be covered by the manufacturer’s warranty, if any, given on
that tire at that time.
WHERE TO GO
Tire adjustments under this Limited Warranty will only be
made at an authorized FIRESTONE brand truck tire retailer in
the United States. Consult a phone directory (often listed in
the Yellow Pages under “Tire Dealers”), the Internet at
https://commercial.firestone.com, or call 1-800-815-9793 for
the location nearest you.
CONSUMER RIGHTS
This Limited Warranty gives you specific legal rights, and you
may also have other rights which vary from state to state.
CONDITIONS and EXCLUSIONS
To the extent permitted by law, BRIDGESTONE disclaims
all other warranties, including but not limited to the implied
warranties of merchantability and fitness for a particular
purpose and any liability for incidental and consequential
damages, loss of time, loss of vehicle use, or inconvenience.
Some states do not allow the exclusion or limitation of
incidental or consequential damages, so the above limitation
or exclusion may not apply to you.
This Limited Warranty applies only to consumers actually
purchasing and primarily using the tire in the United States.
Obligations under this policy may not be enlarged or altered
by anyone.
In accordance with Federal Law, this Limited Warranty has
been designated as a “Limited Warranty.” Nothing in this
Limited Warranty is intended to be a representation that tire
failures cannot occur. This Limited Warranty is given in the
United States by Bridgestone Americas Tire Operations, LLC,
200 4th Ave. South, Nashville, TN 37201.
OWNER’S OBLIGATIONS
It is your obligation to maintain proper tire inflation pressures
as specified by the vehicle manufacturer and to operate the
vehicle within tire/vehicle load capacity and speed limitations.
It is also your obligation to maintain proper wheel alignment
and tire/wheel assembly balance.
To request an adjustment, you must present the tire to an
authorized FIRESTONE brand truck tire retailer. Your vehicle
on which the tire was equipped must also be available for
inspection. Complete and sign the customer section of
BRIDGESTONE’s Limited Warranty Form or an electronic
version of the Bridgestone Limited Warranty Form and
pay appropriate replacement price, taxes, disposal fees,
and service charges, if any. Tires accepted for warranty
compensation become the property of BRIDGESTONE.
ARBITRATION
You and BRIDGESTONE agree that all claims, disputes,
and controversies between you and it, including any of its
agents, employees, successors, or assigns, arising out of
or in connection with this Limited Warranty, or any other
warranties, express or implied, including a failure of warranty
and the validity of this arbitration clause, but excluding claims
for personal injury or property damage, shall be resolved by
binding arbitration between you and it, according to the formal
dispute resolution procedures of the National Arbitration
Forum, under the Code of Procedure then in effect. This
arbitration will be conducted as a document hearing. If you
request any procedures beyond a document hearing, you will
be responsible for all fees, including filing and administrative
fees, above and beyond the fees required for document
hearings. The arbitration between you and BRIDGESTONE
shall not include any other customers, be combined or
consolidated in any fashion with arbitrations involving other
customers, or proceed in any form of class action in which the
claims of numerous customers are considered together. Any
award of the arbitrator(s) may be entered as a judgment in any
court of competent jurisdiction. The arbitrators will have no
authority to award punitive or other damages not measured
by the prevailing party’s actual damages, except as may be
required by statute. Information may be obtained and claims
may be filed at any office of the National Arbitration Forum or
at P.O. Box 50191, Minneapolis, MN 55405.
IMPORTANT SAFETY INFORMATION
Any tire, no matter how well constructed, may fail in use as
a result of punctures, impact damage, improper inflation
pressure, overloading, or other conditions resulting from use
or misuse. Tire failure may create a risk of property damage,
serious personal injury or death.
SAFETY WARNING
Serious personal injury or death may result from a tire failure.
Many tire failures are preceded by vibration, bumps, bulges or
irregular wear. If a vibration occurs while driving your vehicle or
you notice a bump, bulge or irregular wear, have your tires and
vehicle evaluated by a qualified tire service professional.
To reduce the risk of tire failure, BRIDGESTONE strongly
recommends you read and follow all safety information
contained in this manual, tire industry publications
such as those published by the U.S. Tire Manufacturers
Association (USTMA), and tire mounting procedures
published by the Occupational Safety and Health
Administration (OSHA) of the U. S. Department of Labor.
In addition, we recommend periodic inspection and
maintenance, if necessary, by a qualified tire service
professional.
TIRE INFLATION PRESSURE
Tires need proper inflation pressure to operate effectively
and perform as intended. Tires carry the vehicle, passenger,
and cargo loads and transmit the braking, acceleration, and
turning forces. The vehicle manufacturer recommends the
inflation pressures for the tires mounted on your vehicle.
SAFETY WARNING
Driving on tires with improper inflation pressure is dangerous.
• Under-inflation causes excessive tire heat build-up and
internal structural damage.
• Over-inflation makes it more likely for tires to be cut,
punctured, or broken by sudden impact.
These situations can cause a tire failure, even at a later date,
which could lead to serious personal injury or death. Consult
the vehicle tire information placard and/or owner’s manual for
the recommended inflation pressures.
In addition to tire damage, improper inflation pressure may also:
• Adversely affect vehicle ride and handling.
• Reduce tire tread wear.
• Affect fuel economy.
Therefore, follow these important recommendations for tire
and vehicle safety, mileage, and economy:
• Always keep the vehicle manufacturer’s recommended
inflation pressure in all your tires, including inside duals.
• Check their pressure at preventative maintenance intervals
and during pre-trip vehicle inspections.
Your vehicle’s tire information placard and/or owner’s manual
will tell you the recommended cold inflation pressure for all
your tires. For tractor/trailers, a placard is applied to each. For
questions about locating or understanding the tire information
placard(s), consult your vehicle owner’s manual or ask a
qualified tire service professional.
Maximum Pressure Indicated on the Tire Sidewall: This is
the maximum permissible inflation pressure for the tire only.
The vehicle manufacturer’s recommended tire pressures
may be lower than, or the same as, the maximum pressure
indicated on the tire sidewall. The vehicle manufacturer’s
specification of tire pressure is limited to your particular
vehicle and takes into account your vehicle’s load, ride, and
handling characteristics, among other criteria. Since there may
be several possible vehicle applications for a given tire size, a
vehicle manufacturer may choose a different inflation pressure
specification for that same size tire on a different vehicle.
Therefore, always refer to the inflation pressure specifications
on the vehicle tire information placard and/or in your vehicle
owner’s manual.
Pressure Loss: Truck tires can lose 2 psi (14 kPa) per month
under normal conditions and can lose 2 psi (14 kPa) for every
10°F (5.6°C) temperature drop. A puncture, leaking valve, or
other damage could also cause inflation pressure loss. If a
truck tire loses more than 4 psi (28 kPa) per month, have it
checked by a qualified tire service professional.
TIPS FOR SAFE TIRE INFLATION
SAFETY WARNING
Inflating an unsecured tire is dangerous. If it bursts, it could
be hurled into the air with explosive force resulting in serious
personal injury or death. Never adjust the inflation pressure of
a truck tire unless it is placed in a safety cage or is secured
to the vehicle or a tire mounting machine. Never stand or lean
over the tire or in front of the valve when inflating.
SAFETY WARNING
Never re-inflate a truck tire that has been run at very low
inflation pressure (i.e. 80% or less of normal operating
pressure) without a complete inspection of the entire tire.
Immediately have the tire demounted and inspected by a
qualified tire service professional.
• The U.S. Department of Transportation requires a pre-
trip vehicle inspection. Pre-trip vehicle inspections and
preventative maintenance should include cold-tire inflation
pressure checks. Don’t forget to check the inflation
pressure of inside duals.
• The only correct method for checking inflation pressure is
to use an accurate tire inflation pressure gauge. Kicking or
thumping a tire will only tell you when a tire is totally flat.
• Check inflation pressure when the tires are “cold.” Tires are
considered “cold” when the vehicle has been parked for
three hours or more, or if the vehicle has been driven less
than a mile at moderate speed.
• Never release pressure from a hot tire in order to reach the
recommended cold tire inflation pressure. Normal driving
causes tires to run hotter and inflation pressure to increase.
If you reduce inflation pressure when your tires are hot, you
may dangerously under inflate your tires.
• If it is necessary to adjust inflation pressure when your
tires are “hot,” set their inflation pressure to 10 psi (69 kPa)
above the recommended cold inflation pressure. Recheck
the inflation pressure when the tires are cold.
• If your tires lose more than 4 psi (28 kPa) per month, the tire,
tube (if applicable), valve, or rim/wheel may be damaged.
Consult a qualified tire service professional for an inspection.
• A difference of 5 psi (35 kPa) or more between duals is
not recommended.
• Use valve caps to keep the valves clear of debris and to
help guard against inflation pressure loss.
TIPS FOR SAFE LOADING
SAFETY WARNING
Driving your vehicle in an overloaded condition is dangerous.
Overloading causes excessive tire heat build-up and internal
structural damage. This can cause a tire failure, even at a later
date, which could lead to serious personal injury or death.
Consult the vehicle tire information placard, certification label,
and owner’s manual for the recommended vehicle load limits
and loading recommendations.
• Always keep the vehicle manufacturer’s recommended
inflation pressure in all your tires, including inside duals.
Check their pressure at preventative maintenance intervals
and during pre-trip vehicle inspections.
• Never exceed the maximum load rating stamped on the
sidewall of your tire.
• Never exceed the gross vehicle weight rating (GVWR) or
gross axle weight ratings (GAWR) of your vehicle.
• Never exceed the maximum load or inflation pressure
capacity of the rim/wheel.
• Consult your vehicle owner’s manual for load
recommendations and special instructions (such as for
carrying unusually heavy loads).
TIRE DAMAGE AND INSPECTION
Evaluation and maintenance of your tires is important to
their performance and the service they provide to you.
Over time and/or through use, the condition of a tire can
change from exposure to everyday road conditions, the
environment, damaging events such as punctures, and
other external factors.
SAFETY WARNING
Driving on damaged tires is dangerous. A damaged tire
can suddenly fail causing serious personal injury or death.
Have your tires regularly inspected by a qualified tire
service professional.
You should visually inspect your tires during pre-trip vehicle
inspections and inflation pressure checks. In addition, have
your tires periodically evaluated by a qualified tire service
professional when your vehicle is serviced such as routine
maintenance intervals, oil changes, and tire rotations. In
particular, note the following tips for spotting tire damage:
• After striking anything unusual in the roadway, have a
qualified tire service professional demount the tire and
inspect it for damage. A tire may not have visible signs of
damage on the tire surface. Yet, the tire may suddenly fail
without warning, a day, a week, or even months later.
• Inspect your tires for cuts, cracks, splits or bruises in the
tread and sidewall areas. Bumps or bulges may indicate
a separation within the tire body. Have your tire inspected
by a qualified tire service professional. It may be necessary
to have it removed from the rim/wheel for a complete
inspection. Do not delay performing any necessary repair(s).
• Inspect your tires for adequate tread depth. When the
tire is worn to the built-in indicators at 2/32 inch (1.6
mm) or less tread groove depth, or the tire cord or fabric
is exposed, the tire is dangerously worn and must be
replaced immediately. Tires used in the steer position are
considered as worn at 4/32 inch (3.2 mm) as noted below.
• Federal regulations require steer axle tires to have 4/32
inch (3.2 mm) or greater tread depth on vehicles over
10,000 lbs (4536 kg) GVWR.
• Inspect your tires for uneven wear. Wear on one side
of the tread or flat spots in the tread may indicate a
problem with the tire or vehicle. Consult a qualified tire
service professional.
• Inspect your rims/wheels also. If you have a bent, chipped,
or cracked rim/wheel, it must be replaced.
TIRE MANUFACTURE DATE
The tire manufacture date is determined by examining the
DOT tire identification number, also known as the DOT serial
number or code, which can be found on at least one sidewall
near the rim/wheel. It may be necessary to look on both sides
of the tire to find the entire serial code.
Tires Produced Since 2000: The last four (4) digits of the
serial code identify the week and year of production. For
example, a tire with a serial code ending in “2406” would have
been produced in the 24th week of 2006.
Tires Produced Prior to 2000: The last three (3) digits of
the serial code identify the week and year of production.
For example, a tire with a code ending in “329” would
likely have been produced in the 32nd week of 1999, but
possibly produced in 1989. If in doubt, consult a qualified
tire service professional.
TIRE REPAIRS
SAFETY WARNING
Driving on an improperly repaired tire is dangerous. An
improper repair can be unreliable or permit further damage to
the tire. The tire may suddenly fail, causing serious personal
injury or death. A complete inspection and repair of your tire
in accordance with U.S. Tire Manufacturers Association
(USTMA) procedures should be conducted by a qualified tire
service professional.
The comprehensive procedures and recommendations for
truck tire repair are beyond the scope of this manual; however,
note the following:
• The tire must be demounted from the rim/wheel for a
complete inspection, inside and out. Some damage to
the tire may only be evident on the interior of the tire. Any
tire repair done without removing the tire from the rim/
wheel is improper.
• A patch must be applied to the interior of the tire and
the puncture hole filled with suitable plug/stem filler.
This helps ensure that the interior of the tire is adequately
sealed to prevent inflation pressure loss and prevents
contamination of the steel belts and other plies from the
elements (such as water) in the outside world. Using
only a plug/stem, or using only a patch, is not a safe or
proper repair.
• The truck/bus tire puncture repair injury limit to the
tread area is 3/8 inch (10 mm). Larger injuries, or
damage in areas outside the tread, should be evaluated
and repaired, if possible, by qualified tire service
professionals at a full-service repair facility using USTMA-
approved procedures.
• Never substitute a tube for a proper repair or to remedy
an improper repair.
• Not all punctured or damaged tires can be properly
repaired; consequently, they must be replaced.
• Repair and retread, if possible, tires having a tread
depth of 2/32 inch (1.6 mm) or less remaining in any
tread groove.
• Tubes, like tires, should only be repaired by a qualified
tire service professional.
• Any Improper repair voids the tire Limited Warranty.
See “Limited Warranty” in this manual.
REMOVING TIRE/WHEEL ASSEMBLY FROM VEHICLE
SAFETY WARNING
Always follow the manufacturer’s recommend procedure for
securing and raising your vehicle prior to attempting to
remove a tire.
SAFETY WARNING
If the tire has internal damage, it may burst with explosive
force, causing serious personal injury or death. Always deflate
a tire and wheel assembly completely before loosening any
lug nut when removing a tire from a vehicle for service or
demounting. On dual wheel assemblies, both tires should be
deflated and removed before any work is started.
TIRE MOUNTING AND OTHER SERVICING
SAFETY WARNING
Removing and replacing tires on wheels can be dangerous.
Attempting to mount tires with improper tools or procedures
may result in a tire explosion causing serious personal injury or
death. This is only a job for a qualified tire service professional.
Never perform tire service procedures without proper training,
tools, and equipment.
This manual is not intended to provide proper training
or service procedures for tire mounting, demounting,
balancing, rotation, or repair. Please leave these tasks to
qualified tire service professionals.
Only specially trained persons should mount tires. For
proper mounting procedures, consult the requirements of the
Occupational Safety and Health Administration (OSHA) of
the U S Department of Labor and procedures published by
the U.S. Tire Manufacturers Association, 1400 K Street, NW
Washington, D. C. 20005 (www.ustires.org).
SAFETY WARNING
Inflating an unsecured tire is dangerous. If it bursts, it could
be hurled into the air with explosive force resulting in serious
personal injury or death.
• Always stand well clear of any tire mounting operation. This
is especially important when the service operator inflates
the tire.
• When inflating a tire after mounting on a rim/wheel, always
use a safety cage and an extension hose with pressure
gauge and clip-on chuck.
• Never adjust the inflation pressure of a truck tire unless it is
placed in a safety cage or is secured to the vehicle or a tire
mounting machine.
• Never stand or lean over the tire or in front of the valve
when inflating.
SAFETY WARNING
Never pour or spray any flammable substance into or onto a
tire or rim/wheel for any purpose whatsoever. The residue left
by the substance could result in a fire or explosion which may
cause severe injury or death.
SAFETY WARNING
Never put flammable substances such as gasoline or ethyl
ether into a tire and light with a match/flame so that the
resulting explosion seats the beads of a tubeless tire. This
practice is extremely dangerous and may result in a severe
explosion or undetected damage to the tire or rim/wheel which
may cause a failure resulting in severe injury or death.
• Tires must match the width and diameter requirements of
the wheels. For example, 22.5 inch diameter tires must only
be mounted to 22.5 inch diameter rims/wheels. Radial tires
must only be mounted to wheels approved for radial tires.
• Inspect the tire and rim/wheel. Rims/wheels must be free
of cracks, dents, chips, and rust. Tires must be free of bead
damage, cuts, punctures, foreign material, and moisture.
• For a tubeless truck tire, always install a new valve, or
new valve core and cap, each time a new or retreaded tire
is installed.
• For a tube-type truck tire, always use a new, proper size
tube and flap each time a new or re-treaded tire is installed.
• Use only vegetable oil-based lubricants in mounting
or demounting.
• Always ensure rim components fit properly before inflating.
− Never tap component parts with a tool/hammer/mallet
while tire is inflated.
− Never attempt to disassemble multi-piece rims
while inflated.
• Never inflate a tire beyond 40 psi (275 kPa) to seat the
beads. Be absolutely certain beads are fully seated before
adjusting inflation pressure to the level recommended for
vehicle operation.
• Use valve caps to keep the valves clear of debris and to
help guard against inflation pressure loss.
• Always stand well away from the work area when tires
are being spin-balanced either on or off the vehicle.
TIRE MIXING
SAFETY WARNING
Driving your vehicle with an improper mix of tires is dangerous.
Your vehicle’s handling characteristics can be seriously
affected. You could have an accident resulting in serious
personal injury or death. Consult your vehicle owner’s
manual and a qualified tire service professional for proper
tire replacement.
DUAL MATCHING
Tires paired in a dual assembly should be matched in tire
construction and dimension. Improperly matched tires may
result in irregular wear, rapid wear, and premature tire failure.
Failure to match tires in a dual assembly may result in sudden
tire destruction.
For radial tires, properly paired dimension tolerances are
as follows:
• Diameter: within 1/4 inch (6.4 mm) of each other
• Circumference: within 3/4 inch (19 mm) of each other
HIGH SPEED DRIVING
SAFETY WARNING
Driving at high speed is dangerous and can cause a vehicle
accident, including serious personal injury or death.
• Regardless of the speed and handling capabilities of your
vehicle and its tires, a loss of vehicle control can result
from exceeding the maximum speed allowed by law or
warranted by traffic, weather, vehicle, or road conditions.
• High-speed driving should be left to trained professionals
operating under controlled conditions.
• No tire, regardless of its design or speed rating, has
unlimited capacity for speed, and a sudden tire failure
can occur if its limits are exceeded. See “Tire Speed
Restrictions,” the next section in this manual.
Refer to your vehicle owner’s manual for any tire pressure
recommendations for high speed driving.
TIRE SPEED RESTRICTIONS
Firestone brand truck tires have maximum recommended
speeds. When replacing your tires, check your vehicle owner’s
manual and tire information placard and consult with a
Firestone brand truck tire retailer for recommendations and
information about tire speed capability.
The speed capabilities of truck tires are based on standardized
laboratory tests under specific, controlled conditions. While
these tests may relate to performance on the road, real-world
driving is rarely identical to any test conditions. Your tire’s
actual speed capability may be less since it is affected
by factors such as inflation pressure, load, tire condition
(including damage), wear, vehicle condition (including
alignment), driving conditions, and duration at which the
speed is sustained.
TIRE SPINNING
SAFETY WARNING
Spinning a tire to remove a vehicle stuck in mud, ice, snow, or
wet grass can be dangerous. A tire spinning at a speedometer
reading above 35 mph (55 km/h) can in a matter of seconds
reach a speed capable of disintegrating a tire with explosive
force. Under some conditions, a tire may be spinning at a
speed twice that shown on the speedometer. This could cause
serious personal injury or death to a bystander or passenger.
Never spin a tire above a speedometer reading of 35 mph
(55 km/h).
TIRE STORAGE
Tires should be stored indoors in a cool, dry place where
water cannot collect inside them. Tires should be placed away
from electric generators/motors and sources of heat such
as hot pipes. Storage surfaces should be clean and free of
grease, gasoline, diesel fuel, or other substances which can
deteriorate the rubber.
SAFETY WARNING
Improper storage can damage your tires in ways that may not
be visible and can lead to a failure resulting in serious personal
injury or death.
The spare tire in your vehicle is intended to be used as a spare
when needed. The spare tire carrier is not intended to be used
for long term storage.
TIRE SERVICE CUSTOMER SATISFACTION
Normal tire maintenance and Limited Warranty services
are available at locations across the U.S.A. Visit us at
https://commercial.firestone.com, or call 1-800-815-9793 to
find an authorized Bridgestone brand truck tire retailer nearest
you.
Additional information on the care and service of truck tires is
available from the following organizations:
U.S. Tire Manufacturers Association Tire and Rubber Association of Canada
1400 K Street, N.W. A19-260 Holiday Inn Drive
Washington, DC 20005-2403 Cambridge, ON, N3C 4E8
www.ustires.org www.tracanada.ca
TIRE REGISTRATION
Registration of your tires is an important safety precaution
since it enables the manufacturer to notify you in the event
of a recall. When you purchase replacement tires, the retailer
will provide a registration card on which the tire identification
numbers have been recorded; fill in your name and address
on the card and mail it promptly. Some retailers may submit
the registration for you. You do not need to register original
equipment tires on new vehicles as the vehicle manufacturer
handles that for you.
For Assistance or Information
1. First contact the nearest Firestone truck tire dealer by
consulting the yellow pages of your local telephone book.
2. If additional assistance is required, call or write the nearest
Bridgestone Technical Service Center listed below.
BRIDGESTONE TOLL FREE NUMBER
1-800-847-3272
Bridgestone Americas Tire Operations, LLC
200 4th Ave. South, Nashville, TN 37201
Effective August 1, 2019
and associated brands
Warranty Manual
REPLACEMENT
MARKET
PASSENGER and
Replacement Market Passenger and Light Truck Tires
LIGHT TRUCK TIRES
Including including
Run-Flat Technology (RFT)
Self-Supporting Tires (SST)
1
Extended Mobility Tires (EMT)
EN
Effective Date 01/01/2024
REPLACEMENT MARKET • The tire was used and maintained in accordance with all the
terms contained within this manual and/or the accompanying
PASSENGER AND LIGHT TRUCK TIRES Tire Maintenance and Safety manual available at www.
bridgestonetire.com/customer-care/tire-warranties.
WHAT IS AN ELIGIBLE TIRE • IMPORTANT: By submitting a tire for consideration under
Congratulations! You have just purchased quality tires from this Limited Warranty you are certifying that the tire was
an authorized BRIDGESTONE, FIRESTONE, or ASSOCIATED not involved in any accident involving personal injury or
BRANDS tire retailer (referred to in this manual as “DEALER”). property damage other than damage to the tire itself, that
This Limited Warranty covers new BRIDGESTONE, the tire is free and clear of all liens, and that you save
FIRESTONE, FUZION, and PRIMEWELL brand passenger Bridgestone Americas Tire Operations LLC. harmless for
and light truck tires. Note that SUREDRIVE and LEMANS any claims or loss resulting from liens on the aforesaid tire.
brand limited warranty details are published in a separate
limited warranty manual and are not included in this manual. WHAT IS WARRANTED and FOR HOW LONG
Also note that the DURAVIS R238 and the DURAVIS M705 tire An eligible tire that becomes unusable for any reason within
line limited warranty details are published in a separate limited the manufacturer’s control will be replaced with an equivalent
warranty manual and are not included in this manual. new Bridgestone, Firestone or Associated Brands tire on the
This Limited Warranty only applies to the original purchaser, basis set forth in this Limited Warranty. Each tire brand has
and is valid if all of the following apply: specific warranty coverage and certain conditions that apply;
for details, see “Each Brand’s Limited Warranty Coverage.”
• The tire was purchased and primarily used in the
continental United States, Alaska, Hawaii, and/or the WHAT THIS LIMITED WARRANTY DOES NOT COVER
District of Columbia after December 31, 2023.
This Limited Warranty does not cover the following:
• The tire is a size and speed rating equivalent to or
greater than that specified by the vehicle manufacturer ROAD HAZARDS/MISAPPLICATION/ABUSE Tire damage or
(exception: coverage applies to properly repaired tires irregular wear due to:
which may have voided the tire’s speed rating). A. Road hazards, including, without limitation: Puncture, cut,
• The tire has been used only on the passenger or light truck impact break, stone drill, bruise, bulge, snag, etc.
vehicle on which it was originally installed. B. Improper use or operation, including, without limitation:
• The tire has not been used in commercial service Improper inflation pressure, overloading, tire/wheel
(exception: certain coverage applies to Bridgestone spinning, use of an improper wheel, tire chain damage,
DURAVIS and Firestone TRANSFORCE tires if used in misuse, misapplication, negligence, tire alteration, or for
racing or competition purposes.
commercial service).
C. Insufficient or improper maintenance, including,
• Some DEALER locations (wholesale clubs, on-line purchases,
without limitation: failure to rotate tires as recommended
and the like) may not service your warranty unless you hold a in this manual, wheel misalignment, worn suspension
current membership and/or have purchased your tires at their components, improper tire mounting or demounting, tire/
location. Check with your DEALER to see if they have specific wheel assembly imbalance, or other vehicle conditions,
warranty processing requirements. defects, or characteristics.
• Some Bridgestone / Firestone brand tires are sold exclusively D. Contamination or degradation by petroleum products
through select DEALERS. Other DEALER locations may not or other chemicals, fire or other externally generated heat,
service your warranty for these tires. Check with your DEALER or water or other material trapped inside the tire during
to see if they have specific warranty processing requirements mounting or inflation. Tires with sealant, balance, or other
for your specific Bridgestone / Firestone brand tire. filler material that was not originally applied or inserted
by the tire manufacturer. Tires inflated with anything other
• The tire is less than 10 (ten) years from the date of tire
than air or nitrogen.
manufacture.
E. Improper repair. Improper repair voids this Limited Warranty.
• The tire must be classified as a passenger and/or light truck
tire. Tires classified as “commercial” tires (truck or bus) are F. For Run-Flat Technology Tires (RFT), Self-Supporting
not covered through this Limited Warranty and are addressed Tires (SST), or Extended Mobility Tires (EMT) only,
in the appropriate limited warranty manual for commercial improper, or low tire pressure operation, including,
tires. Commercial tires are any tire with the following rim without limitation: exceeding speed, distance, or other
sizes: 17.5-inch, 19.5-inch, 22.5-inch, or 24.5-inch. run-flat/low-pressure operation limitations.
G. The installation of tire accessories, including, without Duravis and Firestone Transforce tires.
limitation: tire sensors or RFID tags, which may impact the
B. Tires purchased as used.
tire performance or damage the tire through mounting, use,
or removal. C. Tires purchased and primarily used outside the
RAPID TREAD WEAR United States.
A. Rapid tread wear, or wear-out is not covered under the D. The cost of applicable federal, state, and local taxes.
Bridgestone Platinum Pact, Firestone Gold Pledge, or E. Failure to follow any of the safety and maintenance
Basic Limited Warranty. See the Limited Mileage Warranty recommendations or warnings contained in this
section of this manual. manual or the accompanying Tire Maintenance and
B. Original equipment tires on new vehicles have no Safety manual available at
mileage warranty. (See separate warranty, if applicable, www.bridgestonetire.com/customer-care/tire-warranties.
in your vehicle’s glove box.) Tires sold as exact original This Limited Warranty is in addition to and/or may be limited
equipment replacements may have a mileage warranty. by any other applicable written warranty you may have
See the Limited Mileage Warranty section of this
received concerning special tires or situations. Note that
manual for details.
additional exclusions, provisions and owner’s obligations may
C. Tires used in commercial service have NO limited be contained in other sections of this manual.
mileage warranty.
RIDE DISTURBANCE EACH BRAND’S LIMITED WARRANTY COVERAGE
A. Due to harsh ride or vibration after 2/32 inch (1.6 mm) BRIDGESTONE BRAND LIMITED WARRANTY
of tread wear use, limited to no more than two (2) tires
per vehicle. Platinum Pact Limited Warranty
B. Due to noise after 2/32 inch (1.6 mm) of tread wear use. The Platinum Pact Limited Warranty covers all eligible
Bridgestone brand passenger and light truck tires—except
C. Due to pulling after 2/32 inch (1.6 mm) of tread wear use, winter, and “temporary use” spare tires. A tire covered by
limited to no more than one (1) tire per vehicle. the Platinum Pact Limited Warranty will be replaced with
IRREGULAR WEAR an equivalent new Bridgestone, Firestone, or Associated
A. Uneven or unusual wear patterns, including, without Bridgestone brand tire at Bridgestone’s discretion, either
limitation: Shoulder wear, center wear, cupping, free of charge or for a prorated amount, if the tire becomes
or feathering. unusable for any reason within the manufacturer’s control
within 5 years from the date of purchase (proof of purchase
B. Tires worn more than 2/32-inch (1.6 mm) difference required) or 6 years from the date of manufacture (without
in remaining tread depth between any two major tread proof of purchase). The Platinum Pack Limited Warranty is
grooves across the tire. subject to the following conditions:
CRACKING • The free tire replacement period extends up to (a) 3
A. Weather/ozone cracking after 4 years from date of tire years from the date of purchase—proof of purchase date
manufacture, regardless of date of purchase. required or (b) 4 years from the date of tire manufacture
without proof of purchase date. During this period, the tire
B. B. Weather/ozone cracking is NOT covered under
will be replaced free of charge (including mounting and
the “Free tire replacement period” in the Bridgestone
balancing). You may be charged applicable taxes, the cost
Platinum Pact or the Firestone Gold Pledge. Weather/
of valve stems, and disposal fees.
ozone cracking is covered only as a prorated charge. Note
that shallow surface cracking is common among tires • Weather/ozone cracking is NOT covered under the
and is not considered as a covered condition. See the “Free tire replacement period” in the Platinum Pact Limited
appropriate Technical Bulletin for more details. Warranty. Weather/ozone cracking is covered only as a
prorated charge.
C. Cold weather cracking of non-winter tires by improper
storage or use is NOT a covered condition. Some vehicles • After the free tire replacement period noted above,
have specific recommendations regarding winter tire use; coverage extends up to (a) 5 years from the date of
consult your vehicle owner’s manual and tire information purchase—proof of purchase date required or (b) 6
placard for more information. years from the date of tire manufacture without proof of
purchase date. During this period, the tire will be replaced
OTHER
but there will be a prorated charge. To determine the
A. Tires used in commercial service except Bridgestone replacement price, the percent worn, based on used tread
wear, is multiplied by DEALER’S current selling price for RE71R, Potenza RE-71RS, Potenza Race
the replacement tire(s). The appropriate taxes, mounting, Pursuit tires
balancing, the cost of valve stems, disposal fees, and other
service charges may still apply. Tires installed as original equipment tires on new vehicles
• Rapid tread wear or wear-out is not covered under the Winter tires or “temporary use” spare tires
Bridgestone Platinum Pact, Firestone Gold Pledge, or Tires in commercial truck tire sizes (17.5-inch, 19.5-inch, 22.5-
basic Limited Warranty. See the Limited Mileage Warranty inch, or 24.5-inch rim diameter)
section of this manual.
Tires in flotation tire sizes
• The tire must not be worn to 2/32 inch (1.6 mm) or less
remaining original tread depth (i.e. worn down to the top of If a retail customer is not completely satisfied with their
the built-in indicators in the tread grooves). eligible Bridgestone brand tires, the tires can be returned to
the location where they were originally purchased within 90
• Exclusions apply—as identified in the section “What This days of purchase to exchange for a credit towards a new
Limited Warranty Does Not Cover.” set of Bridgestone or Firestone brand tires. Original proof of
Winter and “Temporary Use” Spare Tires purchase is required. If the exchange for the new set of tires
is a higher cost, you must pay the difference from original
An eligible Bridgestone brand winter or “temporary purchase price. If the exchange for the new set of tires is at a
use” spare tire will be replaced with an equivalent new lower cost, you will receive a refund of the difference in cost.
Bridgestone, Firestone, or associated Bridgestone brand
tire at Bridgestone’s discretion for a prorated purchase The 90 Day Buy & Try Guarantee applies only to full sets of
price if the tire becomes unusable for any reason within the tires (4 or more tires purchased together); return of less than
manufacturer’s control under the following conditions: a full set of tires will not be accepted. Bridgestone brand tires
applied as original equipment on new vehicles are not covered
• There is no free replacement period by the 90 Day Buy & Try Guarantee.
• Coverage extends up to 5 years from the date of purchase— Additional exclusions apply, as identified in the section
proof of purchase date required. Without proof of purchase
date, then 6 years from the date of tire manufacture. During “What This Limited Warranty Does Not Cover”: including, but
this period, the tire will be replaced for a prorated amount. not limited to, tires worn beyond 2/32 of tread wear use, or
To determine the replacement price, the percent of used tires damaged due to road hazards, misapplication or abuse.
tread wear is multiplied by DEALER’S current selling price The 90 Day Buy & Try is limited to one set of tires per vehicle
for the replacement tire(s). The appropriate taxes, mounting, within any 12-month period.
balancing, the cost of valve stems, disposal fees, and other
service charges may still apply. FIRESTONE BRAND LIMITED WARRANTY
• Rapid tread wear or wear-out. Winter and “temporary use” Gold Pledge Limited Warranty
spare tires have no mileage warranty. The Gold Pledge Limited Warranty covers all eligible Firestone
• The tire must not be worn to 2/32 inch (1.6 mm) or less brand passenger and light truck tires—except winter and
remaining original tread depth (i.e. worn down to the top of “temporary use” spare tires. The Gold Pledge Limited
the built-in indicators in the tread grooves). Warranty covers all eligible Firestone brand passenger and
light truck tires—except winter, and “temporary use” spare
• Exclusions apply—as identified in the section “What This tires. A tire covered by the Gold Pledge Limited Warranty will
Limited Warranty Does Not Cover.” be replaced with an equivalent new Bridgestone, Firestone, or
90 Day Buy & Try Guarantee Associated Bridgestone brand tire at Bridgestone’s discretion,
either free of charge or for a prorated amount, if the tire
Most Bridgestone brand passenger and light truck tires, sold becomes unusable for any reason within the manufacturer’s
in sets of 4 or more tires through a DEALER, are covered by control within 5 years from the date of purchase (proof of
the 90 Day Buy & Try Guarantee. The following tire lines are purchase required) or 6 years from the date of manufacture
NOT eligible for the 90 Day Buy & Try Guarantee: (without proof of purchase). The Gold Pledge Limited Warranty
Run-Flat Technology Tires (RFT) including Self-Supporting is subject to the following conditions:
Tires (SST) and Extended Mobility Tires (EMT). Note that the • The free tire replacement period extends up to (a) 3
DriveGuard, DriveGuard Plus, Potenza RE960AS RFT and years from the date of purchase—proof of purchase date
Turanza EL400 RFT patterns ARE covered by the 90 Day Buy required or (b) 4 years from the date of tire manufacture
& Try Guarantee. without proof of purchase date. During this period, the tire
Potenza RE-11, Potenza RE-11A, Potenza RE-11R, Potenza
will be replaced free of charge (including mounting and 90 Day Buy & Try Guarantee. The following tire lines are NOT
balancing). You may be charged applicable taxes, the cost eligible for the 90 Day Buy & Try Guarantee:
of valve stems, and disposal fees. Run-Flat Technology Tires (RFT) including Self-Supporting
• Weather/ozone cracking is NOT covered under the Tires (SST) and Extended Mobility Tires (EMT).
“Free tire replacement period” in the Gold Pledge Limited Pursuit tires
Warranty. Weather/ozone cracking is covered only as a
prorated charge. Tires installed as original equipment tires on new vehicles
• After the free tire replacement period noted above, Winter tires or “temporary use” spare tires
coverage extends up to (a) 5 years from the date of Tires in commercial truck tire sizes (17.5-inch, 19.5-inch, 22.5-
purchase—proof of purchase date required or (b) 6 inch, or 24.5-inch rim diameter)
years from the date of tire manufacture without proof of
Tires in flotation tire sizes
purchase date. During this period, the tire will be replaced
but there will be a prorated charge. To determine the If a retail customer is not completely satisfied with their
replacement price, the percent worn, based on used tread eligible Firestone brand tires, the tires can be returned to
wear, is multiplied by DEALER’S current selling price for the location where they were originally purchased within 90
the replacement tire(s). The appropriate taxes, mounting, days of purchase to exchange for a credit towards a new
balancing, the cost of valve stems, disposal fees, and other set of Bridgestone or Firestone brand tires. Original proof of
service charges may still apply. purchase is required. If the exchange for the new set of tires
is a higher cost, you must pay the difference from original
• Rapid tread wear or wear-out is not covered under the purchase price. If the exchange for the new set of tires is at a
Bridgestone Platinum Pact, Firestone Gold Pledge, or lower cost, you will receive a refund of the difference in cost.
Basic Limited Warranty. See the Limited Mileage Warranty
section of this manual. The 90 Day Buy & Try Guarantee applies only to full sets of
tires (4 or more tires purchased together); return of less than
Winter and “Temporary Use” Spare Tires a full set of tires will not be accepted. Firestone brand tires
An eligible Firestone brand winter or “temporary use” applied as original equipment on new vehicles are not covered
spare tire will be replaced with an equivalent new by the 90 Day Buy & Try Guarantee.
Bridgestone, Firestone, or associated Bridgestone brand Additional exclusions apply, as identified in the section
tire at Bridgestone’s discretion for a prorated purchase
price if the tire becomes unusable for any reason within the “What This Limited Warranty Does Not Cover”: including, but
manufacturer’s control under the following conditions: not limited to, tires worn beyond 2/32 of tread wear use, or
tires damaged due to road hazards, misapplication or abuse.
• There is no free replacement period.
The 90 Day Buy & Try is limited to one set of tires per vehicle
• Coverage extends up to 5 years from the date of within any 12-month period.
purchase—proof of purchase date required. Without
proof of purchase date, then 6 years from the date of tire FUZION BRAND LIMITED WARRANTY
manufacture. During this period, the tire will be replaced The Fuzion Brand Limited Warranty covers all eligible Fuzion
for a prorated amount. To determine the replacement price,
brand passenger and light truck tires. A tire covered by the
the percent of used tread wear is multiplied by DEALER’S
Limited Warranty will be replaced with an equivalent new
current selling price for the replacement tire(s). The
Fuzion brand tire, either free of charge or for a prorated
appropriate taxes, mounting, balancing, the cost of valve
stems, disposal fees, and other service charges may still amount, if the tire becomes unusable for any reason within
apply. the manufacturer’s control within 5 years from the date of
purchase (proof of purchase required) or 6 years from the date
• Rapid tread wear or wear-out. Winter and “temporary of manufacture (without proof of purchase). If a Fuzion brand
use” spare tires have no mileage warranty. tire is unavailable, any equivalent (or better) Bridgestone,
• The tire must not be worn to 2/32 inch (1.6 mm) or less Firestone or associated Bridgestone brand tire may be
remaining original tread depth (i.e. worn down to the top of substituted at Bridgestone’s discretion. The Limited Warranty
the built-in indicators in the tread grooves). is subject to the following conditions:
• Exclusions apply—as identified in the section “What This • The free tire replacement period extends up to (a) 3
Limited Warranty Does Not Cover.” years from the date of purchase—proof of purchase date
required or (b) the first 50% of the usable tread life of
90 Day Buy & Try Guarantee
the tire whichever occurs first. During this period, the tire
Most Firestone brand passenger and light truck tires, sold in will be replaced free of charge (including mounting and
sets of 4 or more tires through a DEALER, are covered by the
balancing). You may be charged applicable taxes, the cost wear, is multiplied by DEALER’S current selling price for
of valve stems, and disposal fees. the replacement tire(s). The appropriate taxes, mounting,
• Weather/ozone cracking is NOT covered under the “Free balancing, the cost of valve stems, disposal fees, and other
tire replacement period” in the Limited Warranty. Weather/ service charges may still apply.
ozone cracking is covered only as a prorated charge. • Rapid tread wear or wear-out is not covered under the
• After the free tire replacement period noted above, Primewell Limited Warranty. See the Limited Mileage
coverage extends up to (a) 5 years from the date of Warranty section of this manual.
purchase—proof of purchase date required or (b) 6 • The tire must not be worn to 2/32 inch (1.6 mm) or less
years from the date of tire manufacture without proof of remaining original tread depth (i.e. worn down to the top of
purchase date. During this period, the tire will be replaced the built-in indicators in the tread grooves).
but there will be a prorated charge. To determine the • Exclusions apply—as identified in the section “What This
replacement price, the percent worn, based on used tread Limited Warranty Does Not Cover.”
wear, is multiplied by DEALER’S current selling price for
the replacement tire(s). The appropriate taxes, mounting, • ONLY tires with a manufacturing date prior to 01/01/2022
balancing, the cost of valve stems, disposal fees, and other (DOT date code 0122) will be covered under this Limited
service charges may still apply. Warranty.
• Rapid tread wear or wear-out is not covered under the LIMITED MILEAGE WARRANTY
Fuzion Limited Warranty. See the Limited Mileage Warranty (Bridgestone, Firestone, Fuzion and Primewell brands)
section of this manual.
If an eligible tire covered by the Limited Mileage Warranty
• The tire must not be worn to 2/32 inch (1.6mm) or less wears evenly across the tread down to the tread wear
of the remaining original tread depth (i.e. worn down to the indicators—2/32 inch (1.6 mm)—during its stated warranted
top of the built-in indicators in the tread grooves) for this mileage (as evidenced by the vehicle’s odometer) and within
Fuzion Brand Limited Warranty to apply. the applicable coverage period, the tire will be replaced with
• Exclusions apply—as identified in the section “What This an equivalent new Bridgestone, Firestone, or Associated
Limited Warranty Does Not Cover.” Bridgestone Brands tire at Bridgestone’s discretion for a
prorated purchase price under the following conditions:
PRIMEWELL BRAND LIMITED WARRANTY • There is no free replacement period.
Bridgestone offers a Primewell Brand Limited Warranty ONLY • Only the passenger and light truck tires listed in this
on Primewell brand tires with a manufacturing date prior to section are covered by the Limited Mileage Warranty for
01/01/2022 (DOT date code 0122). The date of manufacture the mileage shown.
can be found on the sidewall of the tire, within the Tire
Identification Number. See a separate publication titled the • The tire was used and maintained in accordance with
“Tire Maintenance and Safety Manual” for information on how all the terms contained within this manual and/or the
to read the Tire Identification Number to determine the date of accompanying Tire Maintenance and Safety manual
manufacture. available at www.bridgestonetire.com/customer-care/tire-
warranties.
The Primewell Limited Warranty covers all eligible Primewell
brand passenger and light truck tires. A tire covered by the • In addition to the requirements of this section, the eligibility
Limited Warranty will be replaced with an equivalent new requirements in the section “What is an Eligible Tire” must
Primewell brand tire, either free of charge or for a prorated be met for the tire to be eligible under the Limited Mileage
amount, if the tire becomes unusable for any reason within Warranty.
the manufacturer’s control within 4 years from the date • Coverage applies only to the original purchaser, and
of purchase (proof of purchase required) or 5 years from only as long as the tires remain mounted on the vehicle
the date of manufacture (without proof of purchase). If a described in the Customer, Vehicle, and Tire Identification
Primewell brand tire is unavailable, any equivalent (or better) Section of this manual.
Bridgestone, Firestone or associated Bridgestone brand tire
may be substituted at Bridgestone’s discretion. The Limited • Coverage extends up to 5 years from the date of purchase
Warranty is subject to the following conditions: (4 years for Primewell)—proof of purchase date required.
During this period, the tire will be replaced for a prorated
• There is no free replacement period. amount. Without proof of purchase date, then 6 years from
• During the coverage period, the tire will be replaced the date of tire manufacture (5 years for Primewell).
but there will be a prorated charge. To determine the • To determine the replacement price, the percent of
replacement price, the percent worn, based on used tread
warranted mileage, based on used tread wear, is multiplied 2. Percentage Warranted Miles = 45,000 Miles / 65,000 Miles
by DEALER’S current selling price for the replacement = 0.69 or 69%.
tire(s). The appropriate taxes, mounting, balancing, the 3. Replacement Price = $100 x 0.69 = $69.
cost of valve stems, disposal fees, and other service
charges may still apply. Tires with 3/32 inch (2.4 mm) remaining tread depth:
• Tires used in commercial service have no mileage warranty. A tire worn to 3/32 inch (2.4 mm) will use the following
• Original equipment tires on new vehicles have no procedure to calculate the percent of warranted mileage:
mileage warranty. (See separate warranty, if applicable, 1. Calculate Total Miles. Total Miles = Odometer indicated
in your vehicle’s glove box.) Tires sold as exact original mileage at time of removal – Odometer indicated mileage
equipment replacements may have a mileage warranty.
when tires installed.
See the Limited Mileage Warranty section of this
manual for details. 2. Calculate Miles per 32nd. Miles per 32nd = Total Miles /
(Original Tread Depth – Remaining Tread Depth).
• Tires installed on one (1), two (2), or three (3) wheel vehicles
have no mileage warranty. 3. Calculate Projected Mileage. Projected Mileage = Total
Miles + Miles per 32nd.
• Exclusions apply—as identified in the section “What This
Limited Warranty Does Not Cover.” 4. Calculate Percentage Warranted Miles. Percentage
Warranted Miles = Projected Miles / Warranted Miles (from
• Even tread wear is defined as having no more than 2/32-
tables in this manual).
inch (1.6 mm) difference in remaining tread depth between
any two major tread grooves across the tire. 5. Calculate Replacement Price. Replacement Price =
Percentage Warranted Miles x DEALER’S current sell
• For tires used on staggered fitments (vehicles with different
price. NOTE: This represents the price the DEALER will
size tires between the front and rear); the front tires will
charge to replace the tire (The appropriate taxes, mounting,
have the full limited mileage warranty (if available) and the
balancing, the cost of valve stems, disposal fees, and other
rear tires will have one-half of the stated limited mileage
service charges may still apply).
warranty (if available).
Example: Odometer indicated mileage at time of removal
• Tires with more than 4/32 inch (3.2 mm) remaining tread = 130,000 miles. Odometer indicated mileage when tires
depth will not be accepted for Limited Mileage Warranty. installed = 85,000 miles. DEALER sells tire for $100. Tires
installed are Bridgestone Ecopia 422.
CALCULATING THE PERCENT OF WARRANTED MILEAGE
1. Total Miles = 130,000 miles – 85,000 miles = 45,000 miles
Tires with 2/32 inch (1.6 mm) remaining tread depth: 2. Miles per 32nd = 45,000 Miles / (10/32-3/32) = 6,429 Miles.
A tire worn to 2/32 inch (1.6 mm) will use the following 3. Projected Miles = 45,000 Miles + 6,429 Miles = 51,429 Miles.
procedure to calculate the percent of warranted mileage:
4. Percentage Warranted Miles = 51,429 Miles / 65,000 Miles
1. Calculate Total Miles. Total Miles = Odometer indicated = 0.79 or 79%.
mileage at time of removal – Odometer indicated Mileage
when tires installed. 5. Replacement Price = $100 x 0.79 = $79.
2. Calculate Percentage Warranted Miles. Percentage Tires with 4/32 inch (3.2 mm) remaining tread depth:
Warranted Miles = Total Miles/Warranted Miles (from A tire worn to 4/32 inch (3.2 mm) will use the following
tables in this manual). procedure to calculate the percent of warranted mileage:
3. Calculate Replacement Price. Replacement Price = 1. Calculate Total Miles. Total Miles = Odometer indicated
Percentage Warranted Miles x DEALER’S current sell mileage at time of removal – Odometer indicated mileage
price. NOTE: This represents the price the DEALER will when tires installed.
charge to replace the tire (The appropriate taxes, mounting,
2. Calculate Miles per 32nd. Miles per 32nd = Total Miles /
balancing, the cost of valve stems, disposal fees, and other
(Original Tread Depth – Remaining Tread Depth).
service charges may still apply).
3. Calculate Projected Mileage. Projected Mileage = Total
Example: Odometer indicated mileage at time of removal Miles + (2 x Miles per 32nd).
= 130,000 miles. Odometer indicated mileage when tires
installed = 85,000 miles. DEALER sells the tire for $100. Tires 4. Calculate Percentage Warranted Miles. Percentage
installed are Bridgestone Ecopia 422. Warranted Miles = Projected Miles /Warranted Miles (from
tables in this manual).
1. Total Miles = 130,000 Miles – 85,000 Miles = 45,000 Miles
5. Calculate Replacement Price. Replacement Price = Alenza A/S Ultra
Percentage Warranted Miles x DEALER’S current sell 80,000 miles – Exceptions and Exact OE Equipment
price. NOTE: This represents the price the DEALER will Replacements are noted below:
charge to replace the tire (The appropriate taxes, mounting,
Description Article No Size Speed Miles
balancing, the cost of valve stems, disposal fees, and other
service charges may still apply). None
Example: Odometer indicated mileage at time of removal = Alenza Sport A/S
130,000 miles. Odometer indicated mileage when tires 0 miles (Zero) – Exceptions and Exact OE Equipment
installed = 85,000 miles. DEALER sells tire for $100. Tires Replacements are noted below:
installed are Bridgestone Ecopia 422.
Description Article No Size Speed Miles
1. Total Miles = 130,000 miles – 85,000 miles = 45,000 miles Alenza Sport A/S 8494 235/50R21 V 40,000
2. Miles per 32nd = 45,000 Miles / (10/32-4/32) = 7,500 Miles. Alenza Sport A/S 14875 235/50R21 V 40,000
3. Projected Miles = 45,000 Miles + (2 x 7,500 Miles) = Alenza Sport A/S 9619 235/55R19 V 40,000
60,000 Miles. Alenza Sport A/S 12429 235/55R19 V 40,000
4. Percentage Warranted Miles = 60,000 Miles / 65,000 Miles Alenza Sport A/S 3618 235/55R20 V 40,000
= 0.92 or 92%. Alenza Sport A/S 12427 235/60R18 H 40,000
5. Replacement Price = $100 x 0.92 = $92. Alenza Sport A/S 14874 235/60R19 V 40,000
Alenza Sport A/S 9618 235/65R17 H 40,000
COVERED TIRES AND WARRANTED MILEAGE FOR
Alenza Sport A/S 3211 235/65R18 V 40,000
LIMITED MILEAGE WARRANTY:
Alenza Sport A/S 15057 255/45R22 W 40,000
BRIDGESTONE BRAND Alenza Sport A/S 4433 255/50R20 H 40,000
The following tables contain the warranted mileage, if any, for Alenza Sport A/S 9620 255/50R20 H 40,000
Bridgestone band tires sold as replacement tires. Tires sold Alenza Sport A/S 15056 255/50R20 V 40,000
as original equipment on new vehicles or their exact original
Alenza Sport A/S 9022 255/55R19 H 40,000
equipment replacements do not have any warranted mileage
unless explicitly shown in the flowing tables. Alenza Sport A/S 12441 265/45R21 T 40,000
Alenza Sport A/S 4023 285/45R21 H 40,000
Alenza A/S 02
0 miles (Zero) – Exceptions and Exact OE Equipment Alenza Sport A/S MOE
Replacements are noted below: 0 miles (Zero) – Exceptions and Exact OE Equipment
Description Article No Size Speed Miles Replacements are noted below:
Alenza A/S 02 9160 225/65R17 H 65,000 Description Article No Size Speed Miles
Alenza A/S 02 9159 255/65R18 T 65,000 Alenza Sport A/S MOE 8604 255/50R19 H 40,000
Alenza A/S 02 8922 275/50R22 H 65,000 Alenza Sport A/S MOE 8605 275/50R20 H 40,000
Alenza A/S 02 7157 275/50R22 T 65,000 Alenza Sport A/S MOE 8606 275/55R19 H 40,000
Alenza A/S 02 5510 275/60R20 S 65,000
Alenza Sport A/S RFT
Alenza A/S 02 12268 275/60R20 S 55,000 0 miles (Zero) – Exceptions and Exact OE Equipment
Replacements are noted below:
Alenza A/S 02 RFT
0 miles (Zero) – Exceptions and Exact OE Equipment Description Article No Size Speed Miles
Replacements are noted below: Alenza Sport A/S RFT 4025 265/50R19 H 40,000
Description Article No Size Speed Miles Alenza Sport A/S RFT 4027 275/45R20 H 40,000
Alenza A/S 02 RFT 12165 235/60R18 H 40,000 Alenza Sport A/S RFT 4029 275/50R20 H 0 (Zero)
Alenza A/S 02 RFT 12166 235/50R20 V 40,000 Alenza Sport A/S RFT 4031 285/45R21 H 40,000
Alenza Sport A/S SP Dueler A/T RH-S 865 255/70R18 T 40,000
0 miles (Zero) – Exceptions and Exact OE Equipment
Replacements are noted below: Dueler A/T RH-S 9901 255/70R18 T 40,000
Dueler A/T RH-S 9899 255/75R17 T 40,000
Description Article No Size Speed Miles
Dueler A/T RH-S 5493 275/60R20 S 40,000
Alenza Sport A/S SP 15424 255/45R20 V 40,000
Dueler A/T RH-S 12449 LT275/70R18 R 40,000
Alenza Sport A/S SP 13860 235/55R19 V 40,000
Dueler A/T RH-S 12451 LT275/65R20 R 40,000
Alenza Sport A/S SP 13861 255/45R20 V 50,000
Dueler A/T RH-S 2993 P265/70R17 S 40,000
DriveGuard (T, H, and V Speed Rating)
60,000 miles – Exceptions and Exact OE Equipment Dueler H/L 400
Replacements are noted below: 0 miles (Zero) – Exceptions and Exact OE Equipment
Replacements are noted below:
Description Article No Size Speed Miles
Description Article No Size Speed Miles
None
Dueler H/L 400 9161 265/50R20 T 50,000
DriveGuard (W Speed Rating) Dueler H/L 400 632 P225/55R18 H 40,000
50,000 miles – Exceptions and Exact OE Equipment Dueler H/L 400 118312 P265/45R21 V 40,000
Replacements are noted below:
Description Article No Size Speed Miles Dueler H/L Alenza
None
65,000 miles – Exceptions and Exact OE Equipment
Replacements are noted below:
DriveGuard Plus Description Article No Size Speed Miles
65,000 miles – Exceptions and Exact OE Equipment Dueler H/L Alenza 133986 275/55R20 H 65,000
Replacements are noted below:
Dueler H/L Alenza 98490 255/55R18 W 40,000
Description Article No Size Speed Miles
Dueler H/L Alenza 98745 275/40R20 W 40,000
None
Dueler H/L Alenza 12113 275/55R20 H 40,000
Dueler A/T Revo 2 Dueler H/L Alenza 863 275/55R20 T 40,000
50,000 miles – Exceptions and Exact OE Equipment Dueler H/L Alenza 862 275/55R20 T 40,000
Replacements are noted below: Dueler H/L Alenza 96212 305/40R22 W 40,000
Description Article No Size Speed Miles Dueler H/L Alenza 7156 P255/55R20 H 65,000
Dueler A/T Revo 2 Multiple All LT and Multiple 0 (Zero) Dueler H/L Alenza 127390 P255/55R20 H 65,000
Flotation
Dueler H/L Alenza 238 P275/55R20 S 65,000
Dueler A/T Revo 2 81405 P245/75R16 T 50,000
Dueler H/L Alenza 58574 P275/55R20 H 65,000
Dueler A/T Revo 3 Dueler H/L Alenza 53967 P275/55R20 S 65,000
60,000 miles – Exceptions and Exact OE Equipment Dueler H/L Alenza 42798 P275/60R20 H 65,000
Replacements are noted below: Dueler H/L Alenza 53984 P285/45R22 H 65,000
Description Article No Size Speed Miles Dueler H/L Alenza 23716 P285/45R22 H 65,000
Dueler A/T Revo 3 Multiple All LT and Multiple 50,000 Dueler H/L Alenza 238 P275/55R20 S 65,000
Flotation
Dueler H/L Alenza 3491 255/65R18 T 0 (Zero)
Dueler A/T Revo 3 12259 P265/65R18 T 60,000
Dueler H/L Alenza 3012 P275/65R20 H 0 (Zero)
Dueler A/T Revo 3 50 P265/65R18 T 60,000
Dueler H/L Alenza Plus
Dueler A/T RH-S 80,000 miles – Exceptions and Exact OE Equipment
0 miles (Zero) – Exceptions and Exact OE Equipment Replacements are noted below:
Replacements are noted below:
Description Article No Size Speed Miles
Description Article No Size Speed Miles
Dueler H/L Alenza Plus 4083 P235/50R19 H 80,000
Dueler A/T RH-S 3349 245/75R17 T 40,000
Dueler H/L Alenza Plus 438 P245/70R17 T 80,000
Dueler A/T RH-S 7159 255/65R17 T 40,000
Dueler H/L Alenza Plus 459 255/50R19 W 55,000
Dueler H/L Alenza Plus 3859 255/55R18 W 55,000 Dueler H/T (D684II) 58438 P235/60R18 H 60,000
Dueler H/L Alenza Plus 5402 275/45R21 W 55,000 Dueler H/T (D684II) 106267 P235/65R16 S 60,000
Dueler H/T (D684II) 60954 P235/65R16 S 60,000
Dueler H/L 422 Ecopia
65,000 miles – Exceptions and Exact OE Equipment Dueler H/T (D684II) 2959 P255/70R17 S 50,000
Replacements are noted below: Dueler H/T (D684II) 4639 P255/70R17 S 0 (Zero)
Description Article No Size Speed Miles Dueler H/T (D684II) 55106 P255/70R18 T 60,000
Dueler H/L 422 Ecopia 6509 245/55R19 T 70,000 Dueler H/T (D684II) 4945 P255/70R18 T 50,000
Dueler H/L 422 Ecopia 23529 P245/55R19 T 0 (Zero) Dueler H/T (D684II) 30456 P265/65R17 S 60,000
Dueler H/L 422 Ecopia 579 P245/60R18 T 0 (Zero) Dueler H/T (D684II) 149779 P275/60R20 H 60,000
Dueler H/L 422 Ecopia 6508 P245/60R18 T 50,000 Dueler H/T (D684II) 43614 P265/65R18 S 60,000
Dueler H/T (D684II) 126591 P275/65R18 T 60,000
Dueler H/P 92A Dueler H/T (D684II) 55089 P275/65R18 T 60,000
0 miles (Zero) – Exceptions and Exact OE Equipment
Replacements are noted below: Dueler H/T 685
Description Article No Size Speed Miles 50,000 miles – Exceptions and Exact OE Equipment
Dueler H/P 92A 126812 P265/50R20 V 40,000
Replacements are noted below:
Dueler H/P 92A 127356 P265/60R18 V 40,000 Description Article No Size Speed Miles
Dueler H/T 685 3348 245/75R17 T 50,000
Dueler H/P Sport AS Dueler H/T 685 7160 255/65R17 T 50,000
40,000 miles – Exceptions and Exact OE Equipment
Replacements are noted below: Dueler H/T 685 11786 255/70R16 T 50,000
Dueler H/T 685 3492 255/70R18 T 50,000
Description Article No Size Speed Miles
Dueler H/T 685 3217 265/50R22 H 50,000
Dueler H/P Sport AS 12421 225/60R18 H 40,000
Dueler H/T 685 7167 265/60R18 T 50,000
Dueler H/P Sport AS 235 225/60R18 H 40,000
Dueler H/T 685 7168 255/70R16 T 0 (Zero)
Dueler H/P Sport AS 234 225/65R17 H 40,000
Dueler H/T 685 3216 265/60R20 H 50,000
Dueler H/P Sport AS 142367 225/65R17 T 40,000
Dueler H/T 685 3215 265/70R18 T 50,000
Dueler H/P Sport AS 4440 235/55R20 H 40,000
Dueler H/T 685 3794 275/65R18 T 50,000
Dueler H/P Sport AS 749 235/55R20 H 40,000
Dueler H/T 685 12701 275/65R18 T 50,000
Dueler H/P Sport AS 13456 235/60R18 W 0 (Zero)
Dueler H/T 685 3485 P255/70R17 S 0 (Zero)
Dueler H/P Sport AS 4747 245/50R19 H 40,000
Dueler H/P Sport AS 200 245/60R18 H 40,000 Dueler H/T 689
Dueler H/P Sport AS 3500 245/60R18 H 0 (Zero) 0 miles (Zero) – Exceptions and Exact OE Equipment
Dueler H/P Sport AS 1461 245/60R18 V 40,000
Replacements are noted below:
Description Article No Size Speed Miles
Dueler H/P Sport AS RFT Dueler H/T 689 32020 265/70R16 S 60,000
0 miles (Zero) – Exceptions and Exact OE Equipment
Replacements are noted below: Dueler H/T 689 57826 P215/65R16 H 60,000
Dueler H/T 689 92827 P245/65R17 S 60,000
Description Article No Size Speed Miles
Dueler H/T 689 621 P245/70R16 S 60,000
Dueler H/P Sport AS RFT 4743 225/60R18 H 40,000
Dueler H/T 689 76546 P245/70R16 S 60,000
Dueler H/P Sport AS RFT 4748 245/50R19 H 40,000
Dueler H/T 689 76554 P255/65R16 S 60,000
Dueler H/T (D684II) Dueler H/T 689 77690 P255/70R16 S 60,000
60,000 miles – Exceptions and Exact OE Equipment Dueler H/T 689 92061 P255/70R16 S 60,000
Replacements are noted below:
Description Article No Size Speed Miles
Dueler H/T (D684II) 106216 P215/70R16 S 60,000
Dueler H/T 840 Ecopia H/L 422 Plus 7235 235/55R18 H 70,000
0 miles (Zero) – Exceptions and Exact OE Equipment
Replacements are noted below: Ecopia H/L 422 Plus 11879 235/55R18 H 70,000
Ecopia H/L 422 Plus 227 235/55R20 V 70,000
Description Article No Size Speed Miles
Ecopia H/L 422 Plus 888 235/65R17 H 70,000
Dueler H/T 840 72599 P265/60R18 H 50,000
Ecopia H/L 422 Plus 889 235/60R18 H 50,000
Ecopia EP422 Ecopia H/L 422 Plus 4620 235/65R18 V 70,000
65,000 miles – Exceptions and Exact OE Equipment Ecopia H/L 422 Plus 13621 255/45R20 W 50,000
Replacements are noted below:
Ecopia H/L 422 Plus 864 265/50R20 T 70,000
Description Article No Size Speed Miles
Ecopia H/L 422 Plus 9139 P225/55R18 H 50,000
Ecopia EP422 24957 P185/65R15 H 50,000
Ecopia H/L 422 Plus 13620 P255/45R20 W 50,000
Ecopia EP422 3346 215/55R17 H 0 (Zero)
Ecopia H/L 422 Plus 8789 P255/50R20 V 40,000
Ecopia EP422 214 215/55R17 H 0 (Zero)
Ecopia EP422 215 235/45R18 V 0 (Zero) Ecopia H/L 422 Plus SP
Ecopia EP422 3347 235/45R18 V 0 (Zero)
0 miles (Zero) – Exceptions and Exact OE Equipment
Replacements are noted below:
Ecopia EP422 24583 P185/60R15 T 0 (Zero)
Description Article No Size Speed Miles
Ecopia EP422 24974 P195/55R16 V 0 (Zero)
Ecopia H/L 422 Plus SP 11819 225/45R19 W 50,000
Ecopia EP422 4285 P205/55R16 H 0 (Zero)
Ecopia EP422 8678 P205/55R16 H 0 (Zero) Ecopia H/L 422 Plus RFT
Ecopia EP422 21625 P205/55R16 H 0 (Zero) 0 miles (Zero) – Exceptions and Exact OE Equipment
Ecopia EP422 1490 P225/65R17 T 0 (Zero)
Replacements are noted below:
Description Article No Size Speed Miles
Ecopia EP422 Plus Ecopia H/L 422 Plus RFT 8814 P235/55RF19 V 50,000
70,000 miles – Exceptions and Exact OE Equipment
Replacements are noted below: Ecopia H/L 422 Plus RFT 7216 P235/55RF19 V 50,000
Ecopia H/L 422 Plus SP 7219 P255/45RF20 V 50,000
Description Article No Size Speed Miles
RFT
Ecopia EP422 Plus 1667 195/65R15 H 50,000
Ecopia H/L 422 Plus RFT 8815 P255/45RF20 V 50,000
Ecopia EP422 Plus 3193 195/65R15 H 50,000
Ecopia EP422 Plus 7237 205/55R17 H 70,000 Potenza RE92
Ecopia EP422 Plus 7223 205/60R16 H 70,000 0 miles (Zero) – Exceptions and Exact OE Equipment
Replacements are noted below:
Ecopia EP422 Plus 219 215/55R17 V 70,000
Description Article No Size Speed Miles
Ecopia EP422 Plus 1863 P205/60R16 H 70,000
Potenza RE92 119474 P165/65R13 S 40,000
Ecopia EP422 Plus 7224 225/45R18 H 0 (Zero)
Potenza RE92 87939 P165/65R14 S 40,000
Ecopia H/L 422 Plus Potenza RE92 77257 P175/65R14 S 40,000
70,000 miles – Exceptions and Exact OE Equipment Potenza RE92 85022 P175/65R14 S 40,000
Replacements are noted below:
Potenza RE92 119261 P185/60R14 H 40,000
Description Article No Size Speed Miles
Potenza RE92 77274 P185/60R15 T 40,000
Ecopia H/L 422 Plus 11878 215/65R17 H 40,000
Potenza RE92 119318 P185/65R14 S 40,000
Ecopia H/L 422 Plus 7236 215/65R17 H 70,000
Potenza RE92 17706 P195/60R15 H 40,000
Ecopia H/L 422 Plus 4492 225/55R19 H 50,000
Potenza RE92 72419 P195/60R15 H 40,000
Ecopia H/L 422 Plus 7151 225/55R19 H 50,000
Potenza RE92 74764 P205/60R15 H 40,000
Ecopia H/L 422 Plus 12482 225/55R19 V 70,000
Potenza RE92 57010 P205/60R15 H 40,000
Ecopia H/L 422 Plus 9534 225/60R17 H 0 (Zero)
Potenza RE92 96849 P205/65R15 T 40,000
Ecopia H/L 422 Plus 3259 225/65R17 H 0 (Zero)
Potenza RE92 108278 P225/60R16 H 40,000
Ecopia H/L 422 Plus 985 225/65R17 H 50,000
Potenza RE92 100595 P225/60R16 H 40,000
Ecopia H/L 422 Plus 1208 235/55R18 H 70,000
Potenza RE97AS (V and H Speed Rated) Potenza RE970AS Pole Position
55,000 miles – Exceptions and Exact OE Equipment 40,000 miles – Exceptions and Exact OE Equipment
Replacements are noted below: Replacements are noted below:
Description Article No Size Speed Miles Description Article No Size Speed Miles
Potenza RE97AS 3195 225/40R18 H 55,000 Potenza RE970AS Pole 105001 225/40R18 W 40,000
Potenza RE97AS 13856 225/50R18 H 55,000 Position
Potenza RE97AS 24889 235/45R18 H 40,000 Potenza RE970AS Pole 123463 225/40R19 W 40,000
Position
Potenza RE97AS 894 235/45R18 V 55,000
Potenza RE970AS Pole 105086 235/45R17 W 40,000
Potenza RE97AS 3995 235/50R18 W 0 (Zero)
Position
Potenza RE97AS 168 245/40R20 H 0 (Zero)
Potenza RE970AS Pole 105069 245/45R17 W 40,000
Potenza RE97AS 3829 P245/40R20 V 0 (Zero) Position
Potenza RE97AS 143608 P245/40R20 V 0 (Zero) Potenza RE970AS Pole 123701 255/35R18 W 40,000
Potenza RE97AS 4640 P245/40R20 V 55,000 Position
Potenza RE97AS 5839 P245/40R20 V 40,000 Potenza RE970AS Pole 123718 255/35R19 W 40,000
Potenza RE97AS 8999 P255/35R20 V 0 (Zero) Position
Potenza RE97AS 425 245/40R20 V 40,000 Potenza RE970AS Pole 123429 255/40R19 W 40,000
Position
Potenza RE97AS (W Speed Rated) Potenza RE970AS Pole 123599 275/35R20 W 40,000
45,000 miles – Exceptions and Exact OE Equipment Position
Replacements are noted below:
Potenza RE970AS Pole 104508 295/30R19 W 40,000
Description Article No Size Speed Miles Position
Potenza RE97AS 11323 225/45R18 W 45,000
Potenza RE980AS
Potenza RE97AS 3995 235/50R18 W 0 (Zero)
50,000 miles – Exceptions and Exact OE Equipment
Potenza RE97AS SP Replacements are noted below:
0 miles (Zero) – Exceptions and Exact OE Equipment Description Article No Size Speed Miles
Replacements are noted below: None
Description Article No Size Speed Miles
Potenza RE980AS+
Potenza RE97AS SP 9990 P255/35R20 V 40,000
50,000 miles – Exceptions and Exact OE Equipment
Potenza RE97AS RFT Replacements are noted below:
0 miles (Zero) – Exceptions and Exact OE Equipment Description Article No Size Speed Miles
Replacements are noted below: None
Description Article No Size Speed Miles
Potenza Sport AS
Potenza RE97AS RFT 8833 P225/50RF18 V 40,000
50,000 miles – Exceptions and Exact OE Equipment
Potenza RE97AS RFT SP Replacements are noted below:
0 miles (Zero) – Exceptions and Exact OE Equipment Description Article No Size Speed Miles
Replacements are noted below: None
Description Article No Size Speed Miles
Turanza EL400
Potenza RE97AS RFT SP 11882 P225/50RF18 V 40,000
80,000 miles – Exceptions and Exact OE Equipment
Potenza RE97AS - 02 Replacements are noted below:
0 miles (Zero) – Exceptions and Exact OE Equipment Description Article No Size Speed Miles
Replacements are noted below: TURANZA EL400 43291 195/65R15 H 50,000
Description Article No Size Speed Miles TURANZA EL400 43342 215/55R16 H 50,000
Potenza RE97AS – 02 8863 225/45R18 V 40,000 TURANZA EL400 43240 P195/60R15 H 50,000
TURANZA EL400 43359 P205/60R16 H 50,000
TURANZA EL400 43223 P205/65R15 H 50,000 TURANZA EL440 2358 235/60R18 H 50,000
TURANZA EL400 124347 P225/55R18 H 50,000 TURANZA EL440 4244 255/40R19 W 50,000
TURANZA EL400 68434 P225/60R18 H 50,000
Turanza EL450
TURANZA EL400 42832 175/70R13 T 0 (Zero) 0 miles (Zero) – Exceptions and Exact OE Equipment
TURANZA EL400 42849 185/70R14 T 0 (Zero) Replacements are noted below:
TURANZA EL400 43376 205/55R16 H 0 (Zero) Description Article No Size Speed Miles
TURANZA EL400 42917 P175/65R14 T 0 (Zero) TURANZA EL450 12817 235/40R19 V 50,000
TURANZA EL400 42934 P185/65R14 T 0 (Zero) TURANZA EL450 13277 235/55R19 V 50,000
TURANZA EL450 12818 265/35R19 V 50,000
Turanza EL400 RFT
0 miles (Zero) – Exceptions and Exact OE Equipment
Turanza EL450 RFT
Replacements are noted below:
50,000 miles – Exceptions and Exact OE Equipment
Description Article No Size Speed Miles Replacements are noted below:
TURANZA EL400 RFT 125231 P225/60RF17 T 40,000 Description Article No Size Speed Miles
TURANZA EL450 RFT 11372 225/50RF18 V 50,000
Turanza EL400 - 02
0 miles (Zero) – Exceptions and Exact OE Equipment TURANZA EL450 RFT 4699 245/45R19 V 50,000
Replacements are noted below: TURANZA EL450 RFT 6375 225/50R17 V 0 (Zero)
Description Article No Size Speed Miles TURANZA EL450 RFT 6373 225/50R18 V 0 (Zero)
TURANZA EL400-02 132677 225/40R18 W 40,000 TURANZA EL450 RFT 15871 225/50RF18 V 50,000
TURANZA EL400-02 24804 235/40R19 V 40,000
Turanza EV
TURANZA EL400-02 1453 255/35R18 W 40,000 50,000 miles – Exceptions and Exact OE Equipment
Replacements are noted below:
Turanza EL400 – 02 RFT
0 miles (Zero) – Exceptions and Exact OE Equipment Description Article No Size Speed Miles
Replacements are noted below: None
Description Article No Size Speed Miles
Turanza LS100
TURANZA EL400-02 RFT 4434 235/55RF18 T 40,000 0 miles (Zero) – Exceptions and Exact OE Equipment
Replacements are noted below:
Turanza EL42
0 miles (Zero) – Exceptions and Exact OE Equipment Description Article No Size Speed Miles
Replacements are noted below: TURANZA LS100 11881 205/55R17 H 50,000
Description Article No Size Speed Miles TURANZA LS100 11873 215/50R18 H 50,000
TURANZA EL42 7906 P245/45R19 V 40,000 TURANZA LS100 11875 215/55R17 H 50,000
TURANZA LS100 11874 225/50R18 H 50,000
Turanza EL440
0 miles (Zero) – Exceptions and Exact OE Equipment TURANZA LS100 11876 225/55R17 H 50,000
Replacements are noted below: TURANZA LS100 4437 235/40R19 V 50,000
Description Article No Size Speed Miles TURANZA LS100 3214 P235/60R18 V 50,000
TURANZA EL440 11423 215/45R18 V 50,000
Turanza LS100 A
TURANZA EL440 11757 215/55R18 H 50,000 0 miles (Zero) – Exceptions and Exact OE Equipment
TURANZA EL440 13815 215/55R18 H 50,000 Replacements are noted below:
TURANZA EL440 11756 215/65R16 H 50,000 Description Article No Size Speed Miles
TURANZA EL440 221 235/40R19 V 50,000 TURANZA LS100 A 12267 225/45R18 H 50,000
TURANZA EL440 220 235/45R18 V 50,000 TURANZA LS100 A 7227 225/45R18 H 50,000
TURANZA EL440 4590 235/50R18 V 50,000
TURANZA EL440 2359 235/55R19 H 50,000
TURANZA EL440 216 235/60R18 H 50,000
Turanza LS100 MO FIRESTONE BRAND
0 miles (Zero) – Exceptions and Exact OE Equipment The following tables contain the warranted mileage, if any,
Replacements are noted below: for Firestone band tires sold as replacement tires. Tires sold
Description Article No Size Speed Miles as original equipment on new vehicles or their exact original
TURANZA LS100 MO 13349 225/45R18 H 50,000 equipment replacements do not have any warranted mileage
unless explicitly shown in the flowing tables.
Turanza LS100 ARF
0 miles (Zero) – Exceptions and Exact OE Equipment Affinity Touring S4
Replacements are noted below: 0 miles (Zero) – Exceptions and Exact OE Equipment
Replacements are noted below:
Description Article No Size Speed Miles
Description Article No Size Speed Miles
TURANZA LS100 ARF 7228 225/45R18 H 50,000
Affinity Touring S4 43580 P215/55R16 S 50,000
Turanza QuietTrack Affinity Touring S4 61923 P195/65R15 S 50,000
80,000 miles – Exceptions and Exact OE Equipment
Replacements are noted below: Affinity Touring S4 FF
Description Article No Size Speed Miles 0 miles (Zero) – Exceptions and Exact OE Equipment
Replacements are noted below:
None
Description Article No Size Speed Miles
Turanza Serenity Plus (H Speed Rated) Affinity Touring S4 FF 125197 P195/65R15 H 50,000
80,000 miles – Exceptions and Exact OE Equipment Affinity Touring S4 FF 13873 205/65R16 H 50,000
Replacements are noted below:
Affinity Touring S4 FF 240 P195/65R15 H 50,000
Description Article No Size Speed Miles
Affinity Touring S4 FF 131657 P205/65R16 S 50,000
None
Affinity Touring T4
Turanza Serenity Plus (V Speed Rated) 0 miles (Zero) – Exceptions and Exact OE Equipment
75,000 miles – Exceptions and Exact OE Equipment Replacements are noted below:
Replacements are noted below:
Description Article No Size Speed Miles
Description Article No Size Speed Miles
Affinity Touring T4 43716 P215/60R17 T 50,000
None
All Season
Turanza Serenity Plus (W Speed Rated) 65,000 miles – Exceptions and Exact OE Equipment
50,000 miles – Exceptions and Exact OE Equipment Replacements are noted below:
Replacements are noted below:
Description Article No Size Speed Miles
Description Article No Size Speed Miles
All Season 3036 215/70R16 S 55,000
None
All Season 3042 225/70R16 T 55,000
WeatherPeak All Season 3024 P235/70R16 T 55,000
70,000 miles – Exceptions and Exact OE Equipment All Season 13343 225/65R17 H 55,000
Replacements are noted below: All Season 3019 225/65R17 T 55,000
Description Article No Size Speed Miles All Season 3034 235/65R17 T 55,000
None All Season 13751 235/65R18 H 55,000
All Season 3068 235/65R18 T 55,000
All Season 3072 P255/65R18 S 55,000
All Season 3040 235/60R18 H 55,000
All Season 13342 245/60R18 H 55,000
All Season 3066 245/60R18 T 55,000
All Season 3058 265/60R18 T 55,000
All Season 3076 225/55R18 H 55,000
All Season 3030 235/55R18 H 55,000
All Season 3084 P255/60R19 S 55,000 Destination LE2 3352 225/65R17 T 60,000
All Season 3050 235/55R19 H 55,000 Destination LE2 25008 225/65R17 T 60,000
All Season 3080 245/55R19 S 55,000 Destination LE2 97759 P235/70R16 T 60,000
All Season 3092 P255/55R20 H 55,000 Destination LE2 11785 245/60R18 H 60,000
All Season 3082 P245/50R20 H 55,000 Destination LE2 2360 245/60R18 H 60,000
Destination LE2 6511 P245/75R16 S 0 (Zero)
Champion Fuel Fighter
70,000 miles – Exceptions and Exact OE Equipment Destination LE2 97725 P215/70R16 H 60,000
Replacements are noted below: Destination LE2 223 P245/75R16 S 50,000
Description Article No Size Speed Miles Destination LE2 6513 P265/65R17 S 60,000
None Destination LE2 224 P265/65R17 S 0 (Zero)
Destination LE2 98133 P275/60R17 T 60,000
Destination A/T Destination LE2 6777 225/60R17 T 40,000
50,000 miles – Exceptions and Exact OE Equipment
Replacements are noted below: Destination LE3
Description Article No Size Speed Miles 70,000 miles – Exceptions and Exact OE Equipment
Destination A/T Multiple All LT and Multiple 0 (Zero)
Replacements are noted below:
Flotation Description Article No Size Speed Miles
Destination A/T 112192 P235/75R16 S 50,000 Destination LE3 Multiple All LT and Multiple 0 (Zero)
Destination A/T 17885 P245/65R17 T 50,000 Flotation
Destination A/T 13983 P245/65R17 T 0 (Zero)
Destination X/T
Destination A/T 3345 P245/65R17 T 50,000 50,000 miles – Exceptions and Exact OE Equipment
Replacements are noted below:
Destination A/T2
55,000 miles – Exceptions and Exact OE Equipment Description Article No Size Speed Miles
Replacements are noted below: None
Description Article No Size Speed Miles Firehawk A/S
Destination A/T2 12112 275/65R18 T 0 (Zero) 50,000 miles – Exceptions and Exact OE Equipment
Replacements are noted below:
Destination LE
60,000 miles – Exceptions and Exact OE Equipment Description Article No Size Speed Miles
Replacements are noted below: None
Description Article No Size Speed Miles Firehawk A/S V2
Destination LE Multiple All LT and Multiple 0 (Zero) 50,000 miles – Exceptions and Exact OE Equipment
Flotation Replacements are noted below:
Destination LE 112379 P235/60R17 H 60,000 Description Article No Size Speed Miles
Destination LE 65068 P235/65R16 S 60,000 None
Destination LE 108248 P245/60R18 S 60,000
Destination LE 90177 P265/65R18 S 60,000 Firehawk GT H
50,000 miles – Exceptions and Exact OE Equipment
Destination LE 90279 P265/65R18 S 60,000 Replacements are noted below:
Destination LE2 Description Article No Size Speed Miles
60,000 miles – Exceptions and Exact OE Equipment Firehawk GT H 1548 185/55R15 H 50,000
Replacements are noted below: Firehawk GT H 986 225/45R17 H 0 (Zero)
Description Article No Size Speed Miles Firehawk GT H 4651 P235/50R18 H 0 (Zero)
Destination LE2 3351 225/60R17 T 60,000 Firehawk GT H 149932 P235/50R18 H 0 (Zero)
Destination LE2 24991 225/60R17 T 0 (Zero) Firehawk GT H PRST 149524 P265/60R17 H 0 (Zero)
Destination LE2 6578 225/65R17 H 60,000
Firehawk GT V FT140 15150 205/50R17 V 0 (Zero)
50,000 miles – Exceptions and Exact OE Equipment
Replacements are noted below: FT140 15149 205/55R16 V 0 (Zero)
FT140 3208 205/65R16 H 0 (Zero)
Description Article No Size Speed Miles
FT140 3213 P235/65R17 T 0 (Zero)
Firehawk GT V 134054 245/45R20 V 50,000
Firehawk GT V PRST 77342 P225/60R18 V 0 (Zero) Transforce HT
Firehawk GT V PRST 23189 P265/60R17 V 0 (Zero) 0 miles (Zero) – Exceptions and Exact OE Equipment
Replacements are noted below:
Firehawk Wide Oval AS (Speed Rating H/V) Description Article No Size Speed Miles
50,000 miles – Exceptions and Exact OE Equipment
Replacements are noted below: Transforce HT 250109 LT275/70R18 S 40,000
Description Article No Size Speed Miles WeatherGrip
None 65,000 miles – Exceptions and Exact OE Equipment
Replacements are noted below:
Firehawk Wide Oval AS (Speed Rating W) Description Article No Size Speed Miles
40,000 miles – Exceptions and Exact OE Equipment
None
Replacements are noted below:
Description Article No Size Speed Miles
FUZION BRAND
None
The following tables contain the warranted mileage, if any, for
FR710 Fuzion band tires sold as replacement tires.
65,000 miles – Exceptions and Exact OE Equipment
Replacements are noted below: Fuzion A/T
45,000 miles – Exceptions and Exact OE Equipment
Description Article No Size Speed Miles Replacements are noted below:
FR710 1278 P185/60R15 H 40,000 Description Article No Size Speed Miles
FR710 3192 P185/65R15 H 40,000 None
FR710 66105 P215/55R17 S 65,000
FR710 112345 P215/60R16 S 65,000 Fuzion All-Terrain
50,000 miles – Exceptions and Exact OE Equipment
FR710 84856 P225/60R17 H 65,000
Replacements are noted below:
FR710 134037 P225/60R18 T 65,000
Description Article No Size Speed Miles
FR710 79042 P235/60R17 T 65,000
None
FR710 6505 P235/60R17 T 65,000
Fuzion Highway
FT140 50,000 miles – Exceptions and Exact OE Equipment
0 miles (Zero) – Exceptions and Exact OE Equipment Replacements are noted below:
Replacements are noted below:
Description Article No Size Speed Miles
Description Article No Size Speed Miles
None
FT140 6515 195/65R15 S 50,000
FT140 6518 205/55R16 H 50,000 Fuzion Max Traction
FT140 7221 205/60R16 H 40,000 0 miles (Zero) – Exceptions and Exact OE Equipment
Replacements are noted below:
FT140 9622 205/60R16 H 40,000
FT140 7222 205/55R17 V 40,000
Description Article No Size Speed Miles
None
FT140 265 215/50R17 H 50,000
FT140 21285 215/55R16 H 50,000 Fuzion Sport
FT140 7148 P205/55R16 H 50,000 50,000 miles – Exceptions and Exact OE Equipment
FT140 3196 P205/65R16 H 50,000 Replacements are noted below:
FT140 980 205/50R17 V 0 (Zero) Description Article No Size Speed Miles
None
Fuzion SUV PRIMEWELL BRAND
50,000 miles – Exceptions and Exact OE Equipment The following tables contain the warranted mileage, if any, for
Replacements are noted below: Primewell band tires sold as replacement tires.
Description Article No Size Speed Miles ONLY Primewell tires with a manufacturing date prior to
None 01/01/2022 (DOT date code 0122) will be covered under
this Limited Mileage Warranty.
Fuzion Touring
60,000 miles – Exceptions and Exact OE Equipment Valera Touring II
Replacements are noted below: 50,000 Miles – Exceptions and Exact OE Equipment
Description Article No Size Speed Miles Replacements are noted below:
Fuzion Touring Multiple Multiple Multiple 55,000 Description Article No Size Speed Miles
For tires manufactured prior None
to 2022 as indicated by the
date code PS830, PS850, and PS860
Fuzion Touring 1470 165/65R13 T 0 (Zero) 40,000 Miles – Exceptions and Exact OE Equipment
Replacements are noted below:
Fuzion Touring 1471 165/70R13 T 0 (Zero)
Description Article No Size Speed Miles
Fuzion Touring 1472 175/70R13 T 0 (Zero)
None
Fuzion Touring 1473 185/70R13 T 0 (Zero)
Fuzion Touring 5291 155/65R13 T 0 (Zero) PS890 Touring
Fuzion Touring 5292 155/65R14 T 0 (Zero) 50,000 Miles – Exceptions and Exact OE Equipment
Fuzion Touring 5293 155/70R13 T 0 (Zero) Replacements are noted below:
Fuzion Touring 5294 165/60R14 H 0 (Zero) Description Article No Size Speed Miles
Fuzion Touring 5295 165/70R14 T 0 (Zero) None
Fuzion Touring 5296 165/65R14 T 0 (Zero)
Valera A/T and Valera H/T
Fuzion Touring 8943 185/60R14 H 40,000 50,000 Miles – Exceptions and Exact OE Equipment
Replacements are noted below:
Fuzion Touring A/S
55,000 miles – Exceptions and Exact OE Equipment Description Article No Size Speed Miles
Replacements are noted below: None
Description Article No Size Speed Miles
Valera Sport AS
None 40,000 Miles – Exceptions and Exact OE Equipment
Replacements are noted below:
Fuzion Trailer
0 miles (Zero) – Exceptions and Exact OE Equipment Description Article No Size Speed Miles
Replacements are noted below: None
Description Article No Size Speed Miles
None
Fuzion UHP Sport AS
40,000 miles – Exceptions and Exact OE Equipment
Replacements are noted below:
Description Article No Size Speed Miles
None
REPLACEMENT WARRANTY FOR ALL BRANDS by anyone.
If you receive a Bridgestone, Firestone, or associated In accordance with Federal Law, this Limited Warranty has
Bridgestone brand replacement tire under this Limited been designated as a “Limited Warranty.” Nothing in this
Warranty, it will be covered by the manufacturer’s warranty or Limited Warranty is intended to be a representation that
warranties, if any, given on that tire at that time. tire failures cannot occur. This Limited Warranty is given by
Bridgestone, 200 4th Avenue South, Nashville, TN 37201.
WHERE TO GO
OWNER’S OBLIGATIONS
Tire adjustments under this Limited Warranty will only be made at
an authorized Bridgestone, Firestone, or associated Bridgestone In order to keep this Limited Warranty valid, we require
brand DEALER. Consult a phone directory (often listed in the you to have your tires regularly inspected and rotated
per the recommendations outlined in the sections of the
Yellow Pages under “Tire Dealers”) or the internet at www.
accompanying tire maintenance and safety manual entitled
bridgestonetire.com for the location nearest you. Some DEALER
“Tire Damage, Inspection and Service Life” and “Radial Tire
locations (wholesale clubs, on-line purchases, and the like) may Rotation” and to furnish proof of same in order to receive an
not service your warranty unless you hold a current membership adjustment. Such proof should show the date, mileage, and
and/or have purchased your tires at their location. Check with servicing location. A sales receipt containing this information
your DEALER to see if they have specific warranty processing will suffice. In addition, a “Maintenance Record” is included in
requirements. this manual.
Some Bridgestone or Firestone brand tires are sold exclusively Tires must be operated at the proper tire inflation pressures
through select DEALERS. Other DEALER locations may not as specified by the vehicle manufacturer and within tire/vehicle
service your warranty for these exclusive tires. Check with load capacity and speed limitations. It is also your obligation
your DEALER to see if they have specific warranty processing to maintain proper wheel alignment and tire/wheel assembly
requirements for your specific Bridgestone or Firestone brand balance.
tire. To request an adjustment, you must present the tire to an
authorized Bridgestone, Firestone, or associated Bridgestone
CONSUMER RIGHTS brand DEALER. Complete and sign the customer section
This Limited Warranty gives you specific legal rights, and you of the Bridgestone Limited Warranty adjustment form and
may also have other rights which vary from state to state. pay appropriate replacement price, taxes, disposal fee, and
service charges, if any. Some DEALER locations (wholesale
TIRE REGISTRATION clubs, on-line purchases, and the like) may not service your
warranty unless you hold a current membership and/or
Bridgestone encourages you to ensure your tires are have purchased your tires at their location. Check with your
registered to receive direct notification in the event of a safety DEALER to see if they have specific warranty processing
related recall. If you have received a tire registration postcard requirements.
with your tire purchase, please send in the completed
postcard or visit www.bridgestonetire.com to register your Tires submitted to Bridgestone under the Limited Warranty
tires. become property of Bridgestone and may not be returned.
Tires may undergo both non-destructive and destructive
CONDITIONS and EXCLUSIONS inspection methods. Bridgestone will be responsible for
disposal of submitted tires in our possession.
To the extent permitted by law, Bridgestone Americas
Tire Operations, LLC (Bridgestone) disclaims all other
ARBITRATION
warranties, including but not limited to the implied warranties
of merchantability and fitness for a particular purpose and any For purposes of this arbitration section: (a) the terms “we,”
liability for incidental and consequential damages, loss of time, “us” and “our” refer to Bridgestone Americas Tire Operations,
loss of vehicle use, or inconvenience. Some states do not LLC, its parents, subsidiaries, affiliates, predecessors,
allow the exclusion or limitation of incidental or consequential successors, assigns, employees, officers, agents and
damages, so the above limitation or exclusion may not apply directors; and (b) a “Claim” is any pre-existing, present, or
to you. future claim, dispute, or controversy between you and us
This Limited Warranty applies only to consumers who arising out of or in connection with this Limited Warranty, or
purchase and primarily use the tire in the continental United any other warranties, express or implied, including a failure
States, Alaska and/or Hawaii. Purchasing or using tires within of warranty and the validity of this arbitration clause, but
any other locations would be subject to the limited warranty, if excluding claims for personal injury or damage to property
any, offered in those specific locations. other than the warranted tire(s). You and we acknowledge
Obligations under this policy may not be enlarged or altered that either you or we can choose to have any Claim resolved
by binding arbitration. If either you or we choose arbitration
with respect to any Claim, neither you nor we will have,
Customer, Vehicle,
and each of us waives, the right to litigate that claim in and Tire Identification
court or to have a jury trial on that claim, or to engage in
pre-arbitration discovery, except as provided for in the
arbitration rules of the American Arbitration Association
(“AAA”). In addition, you will not have the right to participate Customer Name
as a representative or member of any class of claimants
related to any claim subject to arbitration. An arbitration can
Address
only decide our or your Claim and may not consolidate or
join the claims of other persons who may have similar claims.
There shall be no authority for any Claims to be arbitrated City, State, Zip
on a class action basis. The arbitrator’s decision will be final
and binding. Invoice #
Any arbitration will be conducted in accordance with the
AAA’s rules applicable to consumer disputes. For additional
Date of Purchase
information go to: http://www.adr.org/. Any arbitration hearing
that you attend will take place in the federal judicial district
where you reside. At your request, we will advance the first
Year of Make of Model of Beginning
$250 of the filing and hearing fees for any Claim you may Vehicle Vehicle Vehicle Mileage
file against us; the arbitrator will decide whether we or you
will ultimately pay those fees. This arbitration agreement is
made pursuant to a transaction involving interstate commerce
and shall be governed by the Federal Arbitration Act, 9 Tire Brand
U.S.C. Sections 1-16. The arbitrator shall apply applicable
substantive law consistent with the Federal Arbitration Act and
applicable statutes of limitations, and shall honor claims of
privilege recognized at law. Judgment upon the award may be
entered in any court of law of competent jurisdiction.
If this arbitration section (or any part of it) is determined invalid Product Information
or illegal under any applicable statute or rule of law, it will be
deemed omitted without affecting any other provisions of this Tire Size: Speed Rating:
Agreement, which shall remain in full force and effect.
Tire Type: Mileage Warranty:
Serial Numbers
1 2
3 4
5 6
Mileage Warranty Certificate
The dealer must stamp to be valid
VEHICLE MANUFACTURER’S
VEHICLE MANUFACTURER’S
RECOMMENDED INFLATION PRESSURE
VEHICLE MANUFACTURER’S
RECOMMENDED INFLATION PRESSURE
RECOMMENDED INFLATION PRESSURE
Front _________ PSI
Rear _________ PSI
J F M A M J J A S O N D
MAINTENANCE RECORD
MAINTENANCE RECORD
MAINTENANCE RECORD
Inspection
Inspection Alignment
Alignment
Inspection Alignment
Rotation
Rotation Balance
Balance
Mileage Date Dealer
Rotation
Mileage Date Retailer
Balance
Mileage Date Retailer
SM
SM
Effective Date 01/01/2024
6240014 Effective January 1, 2019
BANDAG LIFETIME LIMITED NATIONAL WARRANTY (UNITED STATES)
1. LIFETIME LIMITED WARRANTY. Every tire retreaded pursuant to a National Fleet Customer
Agreement (or other form of agreement with Bridgestone Americas Tire Operations, LLC
(“BATO”)) using the BANDAG process by a franchised dealer of Bridgestone Bandag, LLC
(“Bandag”) (a “BANDAG Retread”) is warranted by Bandag against failure due to defects in
workmanship and materials for the life of the tread subject to certain exceptions set forth in
Section 2 below. For purposes of this warranty, the “life of the tread” refers to the period
commencing on the Commencement Date (as defined below) and ending on the date that
the tread has 4/32nds or less usable tread depth remaining.
The lifetime limited warranty applies only to certain tread manufactured after April 30, 2017. The
lifetime limited warranty will credit the applicable adjustment percentage set forth in Section 5
below for up to eight years. For warranty claims presented after eight years, the lifetime limited
warranty will cover no more than 10% of the original price of the tread.
2. EXCLUSIONS TO THE LIFETIME LIMITED WARRANTY. The lifetime limited warranty period
does not apply to (i) failure due to defects in workmanship and materials for InterTransit
RibTM Radial, InterTransit RibTM Bias, and any other application specific intermodal retread
design (collectively, “Intermodal Retreads”) and (ii) failure due to casing defects. The
warranty period for these items is two years.
3. WARRANTY COMMENCEMENT AND ADJUSTMENT DATE The warranty periods for the
warranties set forth in Sections 1 and 2 above begin on the later of: (i) the date the BANDAG
Retread is manufactured, as indicated by the date portion of the DOT code, or (ii) the date of
purchase, if Proof of Purchase is provided (the “Commencement Date”). “Proof of
Purchase” means the customer’s original copy of the retread invoice or, in a Trade Vehicle
Situation (as defined in Section 6 below), the vehicle bill of sale. The “Warranty Adjustment
Date” is the date on which the customer makes a warranty claim.
4. WARRANTY CREDIT CALCULATION. In the event of a tire failure covered by this warranty, a
credit (“Warranty Credit”) will be issued toward the then current price of a BANDAG Retread
comparable in both tread design and tread depth. The Warranty Credit will be the product of
the Warranty Credit Base (as defined below) multiplied by the applicable adjustment
percentage (the “Adjustment Percentage”) determined in Section 5 below. For purposes of
this warranty, “Warranty Credit Base” shall mean the following: (i) if the customer provides a
Proof of Purchase that separately itemizes the cost of the BANDAG Retread, the Warranty
Credit Base will be the purchase price of the BANDAG Retread shown on the Proof of
Purchase; or (ii) in all other cases, the Warranty Credit Base will be the customer’s current
buying price for the BANDAG Retread and/or repairs at the Warranty Adjustment Date.
5. ADJUSTMENT PERCENTAGE
1. BANDAG Retreads (excluding Intermodal Retreads) failing due to defects in
workmanship or materials, other than casings defects:
1. If the tread has not separated from the casing:
Remaining Tread (percentages are
Percent Due
of usable tread depth)
100% to 75% 100%
Percentage of usable tread
74% down to 5/32nds of usable tread
depth remaining
4/32nds and below 0%
2. If the tread has separated from the casing:
Period From Retread Manufacturing Date or (if Proof of
Percent
Purchase is provided) Date of Purchase to Warranty
Due
Adjustment Date
1st through 16th weeks 100%
17th through 32nd weeks 75%
33rd through 48th weeks 50%
49th through 64th weeks 25%
more than 64 weeks 0%
2. BANDAG Retreads (excluding Intermodal Retreads) failing due to casing defects:
1. If the tread has not separated from the casing:
Remaining Tread (percentages are
Percent Due
of usable tread depth)
100% to 75% 100%
Percentage of usable tread
74% down to 50% of usable tread
depth remaining
49% and below 0%
2. If the tread has separated from the casing:
Period From Retread Manufacturing Date or (if Proof
Percent
of Purchase is provided) Date of Purchase to
Due
Warranty Adjustment Date
1st through 12th weeks 100%
13th through 24th weeks 80%
more than 24 weeks 0%
3. Intermodal Retreads failing due to defects in workmanship or materials:
Period From Retread Manufacturing Date or (if Proof of
Percent
Purchase is provided) Date of Purchase to Warranty
Due
Adjustment Date
1 year or less 100%
Over 1 year and up to 2 years 50%
Over 2 years 0%
6. TRADE VEHICLES. In a situation where BANDAG Retreads are sold as part of a vehicle sale
(a “Trade Vehicle Situation”), credit will be given for the retread only according to the
warranty guidelines specified in the Warranty Credit Calculation section. If in the same
situation, the customer provides Proof of Purchase that does not separately itemize the cost
of the tires, the credit otherwise available under this warranty will be increased by the
applicable* casing allowance shown below:
Casing Allowance For 1st Time 2nd or More
Tire Size
Retread Retread
8.25R20, 9.00R20, 9R22.5 &
$25.00 (US) $15.00 (US)
10R22.5
10.00R20 $45.00 (US) $20.00 (US)
11.00R20 & 10.00R22 $55.00 (US) $25.00 (US)
295/75R22.5 & 11R22.5 $60.00 (US) $30.00 (US)
285/75R24.5 & 11R24.5 $65.00 (US) $35.00 (US)
7. *Casing allowances as provided in the above table are not subject to proration. Casing
allowances are subject to change by Bandag without notice.
8. ADDITIONAL WARRANTY EXCLUSIONS. The warranties set forth in Sections 1 and 2 above
do not cover:
1. Failure of BANDAG Retreads used in other than normal operating conditions; or
2. Tire damage, failure or disablement due to the following causes:
1. Road hazard (e.g., cuts, snags, bruises, punctures, impact breaks);
2. Improper inflation, overloading, abuse, neglect, collision, fire, wheel
misalignment, incorrect or improper mounting;
3. Vehicle damage;
4. Curbing, flat spots caused by skidding or panic stops, vandalism, or
chemical corrosion; or
5. Repairs or installation by a non-Bandag dealer; or
3. Continuum® tread products.
9. EXCLUSIVE REMEDY. Credit for any non-conforming BANDAG Retread in accordance with
the provisions of this warranty is the customer’s exclusive remedy for and constitutes
satisfaction of any and all liabilities of BATO, its parents, subsidiaries and affiliates, and its
authorized dealers, with respect to claims for any non-conformance of or defect
whatsoever in such BANDAG Retread, whether based in warranty, contract, tort, negligence,
strict liability or otherwise. Service or labor charges (e.g., for dismounting, mounting, or
balancing) and all applicable taxes are the responsibility of the customer.
10. DISCLAIMER. THE EXPRESS WARRANTY SET FORTH IN THIS BANDAG NATIONAL
WARRANTY IS EXCLUSIVE AND IN LIEU OF ALL OTHER WARRANTIES, CONDITIONS,
AND TERMS AS TO QUALITY OR FITNESS OF THE BANDAG RETREADS, WHETHER
WRITTEN, ORAL OR IMPLIED, STATUTORY OR OTHERWISE, INCLUDING WITHOUT
LIMITATION, ANY WARRANTIES OR CONDITIONS OF MERCHANTABILITY OR FITNESS FOR
A PARTICULAR PURPOSE, AND ALL SUCH OTHER WARRANTIES, CONDITIONS AND
TERMS ARE HEREBY DISCLAIMED AND EXCLUDED. NO DEALER, BATO OR BANDAG
SUBCONTRACTOR, NOR ANY OTHER REPRESENTATIVE HAS ANY AUTHORITY TO MAKE ANY
WARRANTY OR REPRESENTATION TO A CUSTOMER ON BEHALF OF BATO OR BANDAG
WITH RESPECT TO BANDAG RETREADS OR ANY OTHER PRODUCT OR SERVICE PROVIDED
TO A CUSTOMER.
Clayton County Community Development BUSINESS LICENSE CERTIFICATE
121 South McDonough St. Permits & License Division
Phone:770-473-5421
Business Name: SOUTHERN TIRE MART, LLC Business Type(s): 423130 Tire and Tube Merchant
DBA: SOUTHERN TIRE MART, LLC Wholesalers
Business Location: 6200 FRONTAGE RD Mailing Address: 800 HIGHWAY 98
FOREST PARK, GA 30297 COLUMBIA , MS 39429
Owner: SOUTHERN TIRE MART, LLC
License Number: BL-44694-2018-159572 License Type: Business License
Issued Date: 3/11/2025 Classification: In Jurisdiction
Expiration Date: 12/31/2025 Fees Paid: $7,721.14
TO BE POSTED IN A CONSPICUOUS PLACE
DATE (MM/DD/YYYY)
CERTIFICATE OF LIABILITY INSURANCE 11/25/2025
THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS
CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES
BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED
REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER.
IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed.
If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on
this certificate does not confer rights to the certificate holder in lieu of such endorsement(s).
CONTACT
PRODUCER
NAME: Cheryl Ann Bates
Arthur J. Gallagher Risk Management Services, LLC PHONE FAX
1076 Highland Colony Pkwy, Suite 300 (A/C, No, Ext): 601-420-1905 (A/C, No): 601-420-1890
E-MAIL
Ridgeland MS 39157 ADDRESS: cheryl_bates@ajg.com
INSURER(S) AFFORDING COVERAGE NAIC #
License#: BR-1791411 INSURER A : Hartford Fire Insurance Company 19682
SOUTTIR-05
INSURED INSURER B : Hartford Accident and Indemnity Company 22357
Southern Tire Mart, LLC
INSURER C : Arch Insurance Company 11150
800 Highway 98
Columbia, MS 39429 INSURER D :
INSURER E :
INSURER F :
COVERAGES CERTIFICATE NUMBER: 174900067 REVISION NUMBER:
THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD
INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS
CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS,
EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS.
INSR ADDL SUBR POLICY EFF POLICY EXP
LTR TYPE OF INSURANCE INSD WVD POLICY NUMBER (MM/DD/YYYY) (MM/DD/YYYY) LIMITS
A X COMMERCIAL GENERAL LIABILITY Y Y 43CSES86201 10/1/2025 10/1/2026 EACH OCCURRENCE $ 5,000,000
DAMAGE TO RENTED
CLAIMS-MADE X OCCUR PREMISES (Ea occurrence) $ 5,000,000
MED EXP (Any one person) $ 50,000
PERSONAL & ADV INJURY $ 5,000,000
GEN'L AGGREGATE LIMIT APPLIES PER: GENERAL AGGREGATE $ 10,000,000
POLICY
PRO-
JECT
X LOC PRODUCTS - COMP/OP AGG $ 5,000,000
OTHER: $
A Y Y COMBINED SINGLE LIMIT $ 5,000,000
AUTOMOBILE LIABILITY 43CSES86202 10/1/2025 10/1/2026 (Ea accident)
X ANY AUTO BODILY INJURY (Per person) $
OWNED SCHEDULED BODILY INJURY (Per accident) $
AUTOS ONLY AUTOS
NON-OWNED
X HIRED
AUTOS ONLY
X AUTOS ONLY
PROPERTY DAMAGE
(Per accident) $
$
C X UMBRELLA LIAB X OCCUR Y Y UXP103365806 10/1/2025 10/1/2026 EACH OCCURRENCE $ 5,000,000
EXCESS LIAB CLAIMS-MADE AGGREGATE $ 5,000,000
DED RETENTION $ $
PER OTH-
B WORKERS COMPENSATION Y 43WNS86200 10/1/2025 10/1/2026 X STATUTE ER
AND EMPLOYERS' LIABILITY Y/N
ANYPROPRIETOR/PARTNER/EXECUTIVE
N E.L. EACH ACCIDENT $ 5,000,000
OFFICER/MEMBER EXCLUDED? N/A
(Mandatory in NH) E.L. DISEASE - EA EMPLOYEE $ 5,000,000
If yes, describe under
DESCRIPTION OF OPERATIONS below E.L. DISEASE - POLICY LIMIT $ 5,000,000
A Garagekeepers 43CSES86202 10/1/2025 10/1/2026 500,000
Ded $500,000 Comp
Ded $500,000 Coll
DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space is required)
The policy provisions include a 30-day notice of cancellation and non-renewal, except 10 days for non-payment of premium. General Liability and Auto Liability
are Primary and Non-Contributory. An Additional Insured Endorsement applies to the General Liability and Auto Liability Policies when required by written
agreement. A Waiver of Subrogation is included in favor of the Certificate Holder when required by written agreement as respects to General Liability, Auto
Liability and Workers Compensation Coverage. Umbrella is Follow Form.
CERTIFICATE HOLDER CANCELLATION
SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE
THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN
ACCORDANCE WITH THE POLICY PROVISIONS.
Dekalb County School District
1701 Mountain Industrial Boulevard AUTHORIZED REPRESENTATIVE
Stone Mountain GA 30083
© 1988-2015 ACORD CORPORATION. All rights reserved.
ACORD 25 (2016/03) The ACORD name and logo are registered marks of ACORD
Policy # 43 CSE S86201
COMMERCIAL GENERAL LIABILITY COVERAGE FORM
Various provisions in this policy restrict coverage. (1) The "bodily injury" or "property damage" is
Read the entire policy carefully to determine rights, caused by an "occurrence" that takes
duties and what is and is not covered. place in the "coverage territory";
Throughout this policy the words "you" and "your" (2) The "bodily injury" or "property damage"
refer to the Named Insured shown in the occurs during the policy period; and
Declarations, and any other person or organization (3) Prior to the policy period, no insured listed
qualifying as a Named Insured under this policy. The under Paragraph 1. of Section II – Who Is
words "we", "us" and "our" refer to the stock An Insured and no "employee" authorized
insurance company member of The Hartford by you to give or receive notice of an
providing this insurance. "occurrence" or claim, knew that the
The word "insured" means any person or "bodily injury" or "property damage" had
organization qualifying as such under Section II – occurred, in whole or in part. If such a
Who Is An Insured. listed insured or authorized "employee"
Other words and phrases that appear in quotation knew, prior to the policy period, that the
marks have special meaning. Refer to Section V – "bodily injury" or "property damage"
Definitions. occurred, then any continuation, change
or resumption of such "bodily injury" or
SECTION I – COVERAGES "property damage" during or after the
COVERAGE A BODILY INJURY AND PROPERTY policy period will be deemed to have been
DAMAGE LIABILITY known prior to the policy period.
1. Insuring Agreement c. "Bodily injury" or "property damage" will be
a. We will pay those sums that the insured deemed to have been known to have
becomes legally obligated to pay as damages occurred at the earliest time when any
because of "bodily injury" or "property insured listed under Paragraph 1. of Section II
damage" to which this insurance applies. We – Who Is An Insured or any "employee"
will have the right and duty to defend the authorized by you to give or receive notice of
insured against any "suit" seeking those an "occurrence" or claim:
damages. However, we will have no duty to (1) Reports all, or any part, of the "bodily
defend the insured against any "suit" seeking injury" or "property damage" to us or any
damages for "bodily injury" or "property other insurer;
damage" to which this insurance does not (2) Receives a written or verbal demand or
apply. We may, at our discretion, investigate claim for damages because of the "bodily
any "occurrence" and settle any claim or "suit" injury" or "property damage"; or
that may result. But:
(3) Becomes aware by any other means that
(1) The amount we will pay for damages is "bodily injury" or "property damage" has
limited as described in Section III – Limits occurred or has begun to occur.
Of Insurance; and
d. Damages because of "bodily injury" include
(2) Our right and duty to defend ends when damages claimed by any person or
we have used up the applicable limit of organization for care, loss of services or
insurance in the payment of judgments or death resulting at any time from the "bodily
settlements under Coverages A or B or injury".
medical expenses under Coverage C.
e. Incidental Medical Malpractice And Good
No other obligation or liability to pay sums or Samaritan Coverage
perform acts or services is covered unless
explicitly provided for under Supplementary "Bodily injury" arising out of the rendering of
Payments – Coverages A and B. or failure to render the following health care
services by any "employee" or "volunteer
b. This insurance applies to "bodily injury" and worker" shall be deemed to be caused by an
"property damage" only if: "occurrence" for:
HG 00 01 09 16 Page 1 of 21
© 2016 The Hartford
(Includes copyrighted material of Insurance Services Office, Inc. with its permission.)
Policy # 43 CSE S86201
(1) Professional health care services such as: (a) Liability to such party for, or for the
(a) Medical, surgical, dental, laboratory, x- cost of, that party's defense has also
ray or nursing services or treatment, been assumed in the same "insured
advice or instruction, or the related contract"; and
furnishing of food or beverages; (b) Such attorney fees and litigation
(b) Any health or therapeutic service, expenses are for defense of that party
treatment, advice or instruction; or against a civil or alternative dispute
resolution proceeding in which
(c) The furnishing or dispensing of drugs damages to which this insurance
or medical, dental, or surgical supplies applies are alleged.
or appliances; or
c. Liquor Liability
(2) First aid services, which include:
"Bodily injury" or "property damage" for which
(a) Cardiopulmonary resuscitation, any insured may be held liable by reason of:
whether performed manually or with a
defibrillator; or (1) Causing or contributing to the intoxication
of any person;
(b) Services performed as a Good
Samaritan. (2) The furnishing of alcoholic beverages to a
person under the legal drinking age or
For the purpose of determining the limits of under the influence of alcohol; or
insurance, any act or omission together with
all related acts or omissions in the furnishing (3) Any statute, ordinance or regulation
of these services to any one person will be relating to the sale, gift, distribution or use
considered one "occurrence". of alcoholic beverages.
However, this Incidental Medical Malpractice This exclusion applies even if the claims
And Good Samaritan Coverage provision against any insured allege negligence or
applies only if you are not engaged in the other wrongdoing in:
business or occupation of providing any of the (a) The supervision, hiring, employment,
services described in this provision. training or monitoring of others by that
2. Exclusions insured; or
This insurance does not apply to: (b) Providing or failing to provide
transportation with respect to any
a. Expected Or Intended Injury person that may be under the influence
"Bodily injury" or "property damage" expected of alcohol;
or intended from the standpoint of the if the "occurrence" which caused the "bodily
insured. This exclusion does not apply to injury" or "property damage", involved that
"bodily injury" or "property damage" resulting which is described in Paragraph (1), (2) or (3)
from the use of reasonable force to protect above.
persons or property.
However, this exclusion applies only if you
b. Contractual Liability are in the business of manufacturing,
"Bodily injury" or "property damage" for which distributing, selling, serving or furnishing
the insured is obligated to pay damages by alcoholic beverages. For the purposes of this
reason of the assumption of liability in a exclusion, permitting a person to bring
contract or agreement. This exclusion does alcoholic beverages on your premises, for
not apply to liability for damages: consumption on your premises, whether or
(1) That the insured would have in the not a fee is charged or a license is required
absence of the contract or agreement; or for such activity, is not by itself considered the
business of selling, serving or furnishing
(2) Assumed in a contract or agreement that
alcoholic beverages.
is an "insured contract", provided the
"bodily injury" or "property damage" d. Workers' Compensation And Similar Laws
occurs subsequent to the execution of the Any obligation of the insured under a workers'
contract or agreement. Solely for the compensation, disability benefits or
purposes of liability assumed in an unemployment compensation law or any
"insured contract", reasonable attorney similar law.
fees and necessary litigation expenses e. Employer's Liability
incurred by or for a party other than an
insured are deemed to be damages "Bodily injury" to:
because of "bodily injury" or "property (1) An "employee" of the insured arising out of
damage", provided: and in the course of:
Page 2 of 21 HG 00 01 09 16
Policy # 43 CSE S86201
(a) Employment by the insured; or the handling, storage, disposal,
(b) Performing duties related to the processing or treatment of waste;
conduct of the insured's business; or (c) Which are or were at any time
(2) The spouse, child, parent, brother or sister transported, handled, stored, treated,
of that "employee" as a consequence of disposed of, or processed as waste by
Paragraph (1) above. or for:
This exclusion applies: (i) Any insured; or
(1) Whether the insured may be liable as an (ii) Any person or organization for
employer or in any other capacity; and whom you may be legally
responsible;
(2) To any obligation to share damages with
or repay someone else who must pay (d) At or from any premises, site or
damages because of the injury. location on which any insured or any
contractors or subcontractors working
This exclusion does not apply to liability directly or indirectly on any insured's
assumed by the insured under an "insured behalf are performing operations if the
contract". "pollutants" are brought on or to the
f. Pollution premises, site or location in connection
(1) "Bodily injury" or "property damage" with such operations by such insured,
arising out of the actual, alleged or contractor or subcontractor. However,
threatened discharge, dispersal, seepage, this subparagraph does not apply to:
migration, release or escape of (i) "Bodily injury" or "property damage"
"pollutants": arising out of the escape of fuels,
(a) At or from any premises, site or lubricants or other operating fluids
location which is or was at any time which are needed to perform the
owned or occupied by, or rented or normal electrical, hydraulic or
loaned to, any insured. However, this mechanical functions necessary for
subparagraph does not apply to: the operation of "mobile equipment"
or its parts, if such fuels, lubricants
(i) "Bodily injury" if sustained within a
or other operating fluids escape
building and caused by smoke,
from a vehicle part designed to
fumes, vapor or soot produced by
hold, store or receive them. This
or originating from equipment that exception does not apply if the
is used to heat, cool or dehumidify "bodily injury" or "property damage"
the building, or equipment that is
arises out of the intentional
used to heat water for personal
discharge, dispersal or release of
use, by the building's occupants or
the fuels, lubricants or other
their guests;
operating fluids, or if such fuels,
(ii) "Bodily injury" or "property damage" lubricants or other operating fluids
for which you may be held liable, if are brought on or to the premises,
you are a contractor and the owner site or location with the intent that
or lessee of such premises, site or they be discharged, dispersed or
location has been added to your released as part of the operations
policy as an additional insured with being performed by such insured,
respect to your ongoing operations contractor or subcontractor;
performed for that additional (ii) "Bodily injury" or "property damage"
insured at that premises, site or
sustained within a building and
location and such premises, site or
caused by the release of gases,
location is not and never was
fumes or vapors from materials
owned or occupied by, or rented or brought into that building in
loaned to, any insured, other than connection with operations being
that additional insured; or
performed by you or on your behalf
(iii) "Bodily injury" or "property damage" by a contractor or subcontractor; or
arising out of heat, smoke or fumes (iii) "Bodily injury" or "property damage"
from a "hostile fire";
arising out of heat, smoke or fumes
(b) At or from any premises, site or from a "hostile fire"; or
location which is or was at any time (e) At or from any premises, site or
used by or for any insured or others for
location on which any insured or any
contractors or subcontractors working
HG 00 01 09 16 Page 3 of 21
Policy # 43 CSE S86201
directly or indirectly on any insured's to, premises you own or rent, provided the
behalf are performing operations if the "auto" is not owned by or rented or loaned
operations are to test for, monitor, to you or the insured;
clean up, remove, contain, treat, (4) Liability assumed under any "insured
detoxify or neutralize, or in any way contract" for the ownership, maintenance
respond to, or assess the effects of, or use of aircraft or watercraft;
"pollutants".
(5) "Bodily injury" or "property damage"
(2) Any loss, cost or expense arising out of arising out of:
any:
(a) The operation of machinery or
(a) Request, demand, order or statutory or equipment that is attached to, or part
regulatory requirement that any of, a land vehicle that would qualify
insured or others test for, monitor, under the definition of "mobile
clean up, remove, contain, treat, equipment" if it were not subject to a
detoxify or neutralize, or in any way compulsory or financial responsibility
respond to, or assess the effects of, law or other motor vehicle insurance
"pollutants"; or law where it is licensed or principally
(b) Claim or suit by or on behalf of a garaged; or
governmental authority for damages (b) The operation of any of the machinery
because of testing for, monitoring, or equipment listed in Paragraph f.(2)
cleaning up, removing, containing, or f.(3) of the definition of "mobile
treating, detoxifying or neutralizing, or equipment"; or
in any way responding to, or assessing
the effects of, "pollutants". (6) An aircraft that is not owned by any
insured and is hired, chartered or loaned
However, this paragraph does not apply to with a paid crew. However, this exception
liability for damages because of "property does not apply if the insured has any other
damage" that the insured would have in insurance for such "bodily injury" or
the absence of such request, demand, "property damage", whether the other
order or statutory or regulatory insurance is primary, excess, contingent
requirement, or such claim or "suit" by or or on any other basis.
on behalf of a governmental authority.
h. Mobile Equipment
g. Aircraft, Auto Or Watercraft
"Bodily injury" or "property damage" arising
"Bodily injury" or "property damage" arising out of:
out of the ownership, maintenance, use or
entrustment to others of any aircraft, "auto" or (1) The transportation of "mobile equipment"
watercraft owned or operated by or rented or by an "auto" owned or operated by or
loaned to any insured. Use includes operation rented or loaned to any insured; or
and "loading or unloading". (2) The use of "mobile equipment" in, or while
This exclusion applies even if the claims in practice for, or while being prepared for,
against any insured allege negligence or any prearranged racing, speed,
other wrongdoing in the supervision, hiring, demolition, or stunting activity.
employment, training or monitoring of others i. War
by that insured, if the "occurrence" which "Bodily injury" or "property damage", however
caused the "bodily injury" or "property caused, arising, directly or indirectly, out of:
damage" involved the ownership,
(1) War, including undeclared or civil war;
maintenance, use or entrustment to others of
any aircraft, "auto" or watercraft that is owned (2) Warlike action by a military force, including
or operated by or rented or loaned to any action in hindering or defending against an
insured. actual or expected attack, by any
This exclusion does not apply to: government, sovereign or other authority
using military personnel or other agents;
(1) A watercraft while ashore on premises you or
own or rent;
(3) Insurrection, rebellion, revolution, usurped
(2) A watercraft you do not own that is: power, or action taken by governmental
(a) Less than 51 feet long; and authority in hindering or defending against
(b) Not being used to carry persons for a any of these.
charge; j. Damage To Property
(3) Parking an "auto" on, or on the ways next "Property damage" to:
Page 4 of 21 HG 00 01 09 16
Policy # 43 CSE S86201
(1) Property you own, rent, or occupy, This exclusion does not apply if the damaged
including any costs or expenses incurred work or the work out of which the damage
by you, or any other person, organization arises was performed on your behalf by a
or entity, for repair, replacement, subcontractor.
enhancement, restoration or maintenance m. Damage To Impaired Property Or Property
of such property for any reason, including Not Physically Injured
prevention of injury to a person or damage
to another's property; "Property damage" to "impaired property" or
property that has not been physically injured,
(2) Premises you sell, give away or abandon, arising out of:
if the "property damage" arises out of any
part of those premises; (1) A defect, deficiency, inadequacy or
dangerous condition in "your product" or
(3) Property loaned to you; "your work"; or
(4) Personal property in the care, custody or (2) A delay or failure by you or anyone acting
control of the insured; on your behalf to perform a contract or
(5) That particular part of real property on agreement in accordance with its terms.
which you or any contractors or This exclusion does not apply to the loss of
subcontractors use of other property arising out of sudden
working directly or indirectly on your behalf and accidental physical injury to "your
are performing operations, if the "property product" or "your work" after it has been put
damage" arises out of those operations; or to its intended use.
(6) That particular part of any property that n. Recall Of Products, Work Or Impaired
must be restored, repaired or replaced Property
because "your work" was incorrectly
performed on it. Damages claimed for any loss, cost or
expense incurred by you or others for the loss
Paragraphs (1), (3) and (4) of this exclusion of use, withdrawal, recall, inspection, repair,
do not apply to "property damage" (other than replacement, adjustment, removal or disposal
damage by fire) to premises, including the of:
contents of such premises, rented to you for a
period of seven or fewer consecutive days. A (1) "Your product";
separate limit of insurance applies to Damage (2) "Your work"; or
To Premises Rented To You as described in (3) "Impaired property";
Section III – Limits Of Insurance.
if such product, work, or property is withdrawn
Paragraph (2) of this exclusion does not apply or recalled from the market or from use by
if the premises are "your work" and were any person or organization because of a
never occupied, rented or held for rental by known or suspected defect, deficiency,
you. inadequacy or dangerous condition in it.
Paragraphs (3) and (4) of this exclusion do o. Personal And Advertising Injury
not apply to "property damage" arising from
the use of elevators. "Bodily injury" arising out of "personal and
advertising injury".
Paragraphs (3), (4), (5) and (6) of this
p. Access or Disclosure Of Confidential Or
exclusion do not apply to liability assumed
Personal Information And Data-related
under a sidetrack agreement.
Liability
Paragraphs (3) and (4) of this exclusion do
not apply to "property damage" to borrowed Damages arising out of:
equipment while not being used to perform (1) Any access to or disclosure of any
operations at the job site. person's or organization's confidential or
Paragraph (6) of this exclusion does not apply personal information, including patents,
trade secrets, processing methods,
to "property damage" included in the
"products-completed operations hazard". customer lists, financial information, credit
card information, health information or any
k. Damage To Your Product other type of nonpublic information; or
"Property damage" to "your product" arising (2) The loss of, loss of use of, damage to,
out of it or any part of it. corruption of, inability to access, or
l. Damage To Your Work inability to manipulate electronic data.
"Property damage" to "your work" arising out This exclusion applies even if damages are
of it or any part of it and included in the claimed for notification costs, credit
"products-completed operations hazard". monitoring expenses, forensic expenses,
HG 00 01 09 16 Page 5 of 21
Policy # 43 CSE S86201
public relations expenses or any other loss, assess the effects of an "asbestos
cost or expense incurred by you or others hazard"; or
arising out of that which is described in (c) Arise out of any claim or suit for
Paragraph (1) or (2) above. damages because of testing for,
However, unless Paragraph (1) above monitoring, cleaning up, removing,
applies, this exclusion does not apply to encapsulating, containing, treating,
damages because of "bodily injury”. detoxifying or neutralizing or in any
As used in this exclusion, electronic data way responding to or assessing the
means information, facts or programs stored effects of an "asbestos hazard".
as or on, created or used on, or transmitted to s. Recording And Distribution Of Material Or
or from computer software, including systems Information In Violation Of Law
and applications software, hard or floppy "Bodily injury" or "property damage" arising
disks, CD-ROMS, tapes, drives, cells, data directly or indirectly out of any action or
processing devices or any other media which omission that violates or is alleged to violate:
are used with electronically controlled
equipment. (1) The Telephone Consumer Protection Act
(TCPA), including any amendment of or
q. Employment-Related Practices addition to such law;
"Bodily injury" to: (2) The CAN-SPAM Act of 2003, including
(1) A person arising out of any "employment– any amendment of or addition to such law;
related practices"; or (3) The Fair Credit Reporting Act (FCRA), and
(2) The spouse, child, parent, brother or sister any amendment of or addition to such law,
of that person as a consequence of "bodily including the Fair and Accurate Credit
injury" to that person at whom any Transaction Act (FACTA); or
"employment-related practices" are (4) Any federal, state or local statute,
directed. ordinance or regulation, other than the
This exclusion applies: TCPA or CAN-SPAM Act of 2003 or FCRA
(1) Whether the injury-causing event and their amendments and additions, that
described in the definition of "employment- addresses, prohibits or limits the printing,
related practices" occurs before dissemination, disposal, collecting,
employment, during employment or after recording, sending, transmitting,
employment of that person; communicating or distribution of material
or information.
(2) Whether the insured may be liable as an
employer or in any other capacity; and Damage To Premises Rented To You –
Exception For Damage By Fire, Lightning Or
(3) To any obligation to share damages with Explosion
or repay someone else who must pay
damages because of the injury. Exclusions c. through h. and j. through n. do not
apply to damage by fire, lightning or explosion to
r. Asbestos premises while rented to you or temporarily
(1) "Bodily injury" or "property damage" occupied by you with permission of the owner. A
arising out of the "asbestos hazard". separate limit of insurance applies to this
(2) Any damages, judgments, settlements, coverage as described in Section III – Limits Of
loss, costs or expenses that: Insurance.
(a) May be awarded or incurred by reason COVERAGE B PERSONAL AND ADVERTISING
of any claim or suit alleging actual or INJURY LIABILITY
threatened injury or damage of any 1. Insuring Agreement
nature or kind to persons or property a. We will pay those sums that the insured
which would not have occurred in becomes legally obligated to pay as damages
whole or in part but for the "asbestos because of "personal and advertising injury"
hazard"; to which this insurance applies. We will have
(b) Arise out of any request, demand, the right and duty to defend the insured
order or statutory or regulatory against any "suit" seeking those damages.
requirement that any insured or others However, we will have no duty to defend the
test for, monitor, clean up, remove, insured against any "suit" seeking damages
encapsulate, contain, treat, detoxify or for "personal and advertising injury" to which
neutralize or in any way respond to or this insurance does not apply. We may, at our
Page 6 of 21 HG 00 01 09 16
Policy # 43 CSE S86201
discretion, investigate any offense and settle use another's "advertising idea" in your
any claim or "suit" that may result. But: "advertisement".
(1) The amount we will pay for damages is g. Quality Or Performance Of Goods –
limited as described in Section III – Limits Failure To Conform To Statements
Of Insurance; and "Personal and advertising injury" arising out of
(2) Our right and duty to defend end when we the failure of goods, products or services to
have used up the applicable limit of conform with any statement of quality or
insurance in the payment of judgments or performance made in your "advertisement".
settlements under Coverages A or B or h. Wrong Description Of Prices
medical expenses under Coverage C.
"Personal and advertising injury" arising out of
No other obligation or liability to pay sums or the wrong description of the price of goods,
perform acts or services is covered unless products or services.
explicitly provided for under Supplementary
Payments – Coverages A and B. i. Infringement Of Intellectual Property
Rights
b. This insurance applies to "personal and
advertising injury" caused by an offense (1) "Personal and advertising injury" arising
arising out of your business but only if the out of any actual or alleged infringement
offense was committed in the "coverage or violation of any intellectual property
territory" during the policy period. rights such as copyright, patent,
trademark, trade name, trade secret, trade
2. Exclusions dress, service mark or other designation
This insurance does not apply to: of origin or authenticity; or
a. Knowing Violation Of Rights Of Another (2) Any injury or damage alleged in any clam
"Personal and advertising injury" arising out of or "suit" that also alleges an infringement
an offense committed by, at the direction or or violation of any intellectual property
with the consent or acquiescence of the right, whether such allegation of
insured with the expectation of inflicting infringement or violation is made by you or
"personal and advertising injury". by any other party involved in the claim or
"suit", regardless of whether this
b. Material Published With Knowledge Of insurance would otherwise apply.
Falsity
However, this exclusion does not apply if the
"Personal and advertising injury" arising out of only allegation in the claim or "suit" involving
oral, written or electronic publication, in any any intellectual property right is limited to:
manner, of material, if done by or at the
direction of the insured with knowledge of its (1) Infringement, in your "advertisement", of:
falsity. (a) Copyright;
c. Material Published Prior To Policy Period (b) Slogan; or
"Personal and advertising injury" arising out of (c) Title of any literary or artistic work; or
oral, written or electronic publication, in any (2) Copying, in your "advertisement", a
manner, of material whose first publication person’s or organization’s "advertising
took place before the beginning of the policy idea" or style of "advertisement".
period.
j. Insureds In Media And Internet Type
d. Criminal Acts Businesses
"Personal and advertising injury" arising out of "Personal and advertising injury" committed
a criminal act committed by or at the direction by an insured whose business is:
of the insured.
(1) Advertising, broadcasting, publishing or
e. Contractual Liability telecasting;
"Personal and advertising injury" for which the (2) Designing or determining content of web
insured has assumed liability in a contract or sites for others; or
agreement. This exclusion does not apply to
liability for damages that the insured would (3) An Internet search, access, content or
have in the absence of the contract or service provider.
agreement. However, this exclusion does not apply to
f. Breach Of Contract Paragraphs a., b. and c. of the definition of
"personal and advertising injury" under the
"Personal and advertising injury" arising out of a Definitions Section.
breach of contract, except an implied contract to
HG 00 01 09 16 Page 7 of 21
Policy # 43 CSE S86201
For the purposes of this exclusion, the placing "Personal and advertising injury" arising out
of frames, borders or links, or advertising, for of:
you or others anywhere on the Internet, is not (1) An "advertisement" for others on your web
by itself, considered the business of site;
advertising, broadcasting, publishing or
telecasting. (2) Placing a link to a web site of others on
your web site;
k. Electronic Chatrooms Or Bulletin Boards
(3) Content, including information, sounds,
"Personal and advertising injury" arising out of text, graphics, or images from a web site
an electronic chatroom or bulletin board the of others displayed within a frame or
insured hosts, owns, or over which the border on your web site; or
insured exercises control.
(4) Computer code, software or programming
l. Unauthorized Use Of Another's Name Or used to enable:
Product
(a) Your web site; or
"Personal and advertising injury" arising out of
the unauthorized use of another's name or (b) The presentation or functionality of an
product in your e-mail address, domain name "advertisement" or other content on
or metatags, or any other similar tactics to your web site.
mislead another's potential customers. q. Right Of Privacy Created By Statute
m. Pollution "Personal and advertising injury" arising out of
"Personal and advertising injury" arising out of the violation of a person's right of privacy
the actual, alleged or threatened discharge, created by any state or federal act.
dispersal, seepage, migration, release or However, this exclusion does not apply to
escape of "pollutants" at any time. liability for damages that the insured would
n. Pollution-Related have in the absence of such state or federal
act.
Any loss, cost or expense arising out of any:
r. Violation Of Anti-Trust law
(1) Request, demand, order or statutory or
regulatory requirement that any insured or "Personal and advertising injury" arising out of
others test for, monitor, clean up, remove, a violation of any anti-trust law.
contain, treat, detoxify or neutralize, or in s. Securities
any way respond to, or assess the effects "Personal and advertising injury" arising out of
of, "pollutants"; or the fluctuation in price or value of any stocks,
(2) Claim or suit by or on behalf of a bonds or other securities.
governmental authority for damages t. Recording And Distribution Of Material Or
because of testing for, monitoring, Information In Violation Of Law
cleaning up, removing, containing,
"Personal and advertising injury" arising
treating, detoxifying or neutralizing, or in
directly or indirectly out of any action or
any way responding to, or assessing the
effects of, "pollutants". omission that violates or is alleged to violate:
o. War (1) The Telephone Consumer Protection Act
(TCPA), including any amendment of or
"Personal and advertising injury", however addition to such law;
caused, arising, directly or indirectly, out of:
(2) The CAN-SPAM Act of 2003, including
(1) War, including undeclared or civil war; any amendment of or addition to such law;
(2) Warlike action by a military force, including (3) The Fair Credit Reporting Act (FCRA), and
action in hindering or defending against an any amendment of or addition to such law,
actual or expected attack, by any including the Fair and Accurate Credit
government, sovereign or other authority Transaction Act (FACTA); or
using military personnel or other agents;
(4) Any federal, state or local statute,
or
ordinance or regulation, other than the
(3) Insurrection, rebellion, revolution, usurped TCPA or CAN-SPAM Act of 2003 or FCRA
power, or action taken by governmental and their amendments and additions, that
authority in hindering or defending against addresses, prohibits or limits the printing,
any of these. dissemination, disposal, collecting,
p. Internet Advertisements And Content Of recording, sending, transmitting,
Others communicating or distribution of material
or information.
Page 8 of 21 HG 00 01 09 16
Policy # 43 CSE S86201
u. Employment-Related Practices information or any other type of nonpublic
"Personal and advertising injury" to: information.
(1) A person arising out of any "employment– This exclusion applies even if damages are
claimed for notification costs, credit
related practices"; or
monitoring expenses, forensic expenses,
(2) The spouse, child, parent, brother or sister public relations expenses or any other loss,
of that person as a consequence of cost or expense incurred by you or others
"personal and advertising injury" to that arising out of any access to or disclosure of
person at whom any "employment-related any person's or organization's confidential or
practices" are directed. personal information.
This exclusion applies: COVERAGE C MEDICAL PAYMENTS
(1) Whether the injury-causing event 1. Insuring Agreement
described in the definition of "employment- a. We will pay medical expenses as described
related practices" occurs before below for "bodily injury" caused by an
employment, during employment or after accident:
employment of that person;
(1) On premises you own or rent;
(2) Whether the insured may be liable as an
(2) On ways next to premises you own or
employer or in any other capacity; and
rent; or
(3) To any obligation to share damages with
(3) Because of your operations;
or repay someone else who must pay
damages because of the injury. provided that:
v. Asbestos (1) The accident takes place in the "coverage
(1) "Personal and advertising injury" arising territory" and during the policy period;
out of the "asbestos hazard". (2) The expenses are incurred and reported
(2) Any damages, judgments, settlements, to us within three years of the date of the
accident; and
loss, costs or expenses that:
(a) May be awarded or incurred by reason (3) The injured person submits to
of any claim or suit alleging actual or examination, at our expense, by
threatened injury or damage of any physicians of our choice as often as we
reasonably require.
nature or kind to persons or property
which would not have occurred in b. We will make these payments regardless of
whole or in part but for the "asbestos fault. These payments will not exceed the
hazard"; applicable limit of insurance. We will pay
(b) Arise out of any request, demand, reasonable expenses for:
order or statutory or regulatory (1) First aid administered at the time of an
requirement that any insured or others accident;
test for, monitor, clean up, remove, (2) Necessary medical, surgical, X-ray and
encapsulate, contain, treat, detoxify or dental services, including prosthetic
neutralize or in any way respond to or devices; and
assess the effects of an "asbestos
(3) Necessary ambulance, hospital,
hazard"; or
professional nursing and funeral services.
(c) Arise out of any claim or suit for
2. Exclusions
damages because of testing for,
monitoring, cleaning up, removing, We will not pay expenses for "bodily injury":
encapsulating, containing, treating, a. Any Insured
detoxifying or neutralizing or in any
To any insured, except "volunteer workers".
way responding to or assessing the
effects of an "asbestos hazard". b. Hired Person
w. Access Or Disclosure Of Confidential Or To a person hired to do work for or on behalf
Personal Information of any insured or a tenant of any insured.
"Personal and advertising injury" arising out of c. Injury On Normally Occupied Premises
any access to or disclosure of any person's or To a person injured on that part of premises
organization's confidential or personal you own or rent that the person normally
information, including patents, trade secrets, occupies.
processing methods, customer lists, financial
information, credit card information, health d. Workers Compensation And Similar Laws
To a person, whether or not an "employee" of
HG 00 01 09 16 Page 9 of 21
Policy # 43 CSE S86201
any insured, if benefits for the "bodily injury" are party to the "suit", we will defend that indemnitee
payable or must be provided under a workers' if all of the following conditions are met:
compensation or disability benefits law or a a. The "suit" against the indemnitee seeks
similar law. damages for which the insured has assumed
e. Athletics Activities the liability of the indemnitee in a contract or
To a person injured while practicing, agreement that is an "insured contract";
instructing or participating in any physical b. This insurance applies to such liability
exercises or games, sports, or athletic assumed by the insured;
contests. c. The obligation to defend, or the cost of the
f. Products-Completed Operations Hazard defense of, that indemnitee, has also been
Included within the "products-completed assumed by the insured in the same "insured
operations hazard". contract";
g. Coverage A Exclusions d. The allegations in the "suit" and the
information we know about the "occurrence"
Excluded under Coverage A. are such that no conflict appears to exist
SUPPLEMENTARY PAYMENTS – COVERAGES between the interests of the insured and the
A AND B interests of the indemnitee;
1. We will pay, with respect to any claim we e. The indemnitee and the insured ask us to
investigate or settle, or any "suit" against an conduct and control the defense of that
insured we defend: indemnitee against such "suit" and agree that
a. All expenses we incur. we can assign the same counsel to defend
the insured and the indemnitee; and
b. Up to $1,000 for cost of bail bonds required
because of accidents or traffic law violations f. The indemnitee:
arising out of the use of any vehicle to which (1) Agrees in writing to:
the Bodily Injury Liability Coverage applies. (a) Cooperate with us in the investigation,
We do not have to furnish these bonds. settlement or defense of the "suit";
c. The cost of appeal bonds or bonds to release (b) Immediately send us copies of any
attachments, but only for bond amounts demands, notices, summonses or legal
within the applicable limit of insurance. We do papers received in connection with the
not have to furnish these bonds. "suit";
d. All reasonable expenses incurred by the (c) Notify any other insurer whose
insured at our request to assist us in the coverage is available to the
investigation or defense of the claim or "suit", indemnitee; and
including actual loss of earnings up to $500 a
day because of time off from work. (d) Cooperate with us with respect to
coordinating other applicable
e. All court costs taxed against the insured in insurance available to the indemnitee;
the "suit". However, such costs do not and
include attorneys' fees, attorneys' expenses,
witness or expert fees, or any other expenses (2) Provides us with written authorization to:
of a party taxed to the insured. (a) Obtain records and other information
f. Prejudgment interest awarded against the related to the "suit"; and
insured on that part of the judgment we pay. If (b) Conduct and control the defense of the
we make an offer to pay the applicable limit of indemnitee in such "suit".
insurance, we will not pay any prejudgment So long as the above conditions are met,
interest based on that period of time after the attorneys' fees incurred by us in the defense of
offer. that indemnitee,
g. All interest on the full amount of any judgment necessary litigation expenses incurred by us and
that accrues after entry of the judgment and necessary litigation expenses incurred by the
before we have paid, offered to pay, or indemnitee at our request will be paid as
deposited in court the part of the judgment Supplementary Payments. Notwithstanding the
that is within the applicable limit of insurance. provisions of Paragraph 2.b.(2) of Section I –
These payments will not reduce the limits of Coverage A – Bodily Injury And Property
insurance. Damage Liability, such payments will not be
deemed to be damages for "bodily injury" and
2. If we defend an insured against a "suit" and an "property damage" and will not reduce the limits
indemnitee of the insured is also named as a of insurance.
Page 10 of 21 HG 00 01 09 16
Policy # 43 CSE S86201
Our obligation to defend an insured's indemnitee liability company), to a co-"employee"
and to pay for attorneys' fees and necessary while in the course of his or her
litigation expenses as Supplementary Payments employment or performing duties
ends when: related to the conduct of your
a. We have used up the applicable limit of business, or to your other "volunteer
insurance in the payment of judgments or workers" while performing duties
settlements; or related to the conduct of your
business;
b. The conditions set forth above, or the terms of
the agreement described in Paragraph f. (b) To the spouse, child, parent, brother or
above, are no longer met. sister of that co-"employee" or that
"volunteer worker" as a consequence
SECTION II – WHO IS AN INSURED of Paragraph (1)(a) above;
1. If you are designated in the Declarations as: (c) For which there is any obligation to
a. An individual, you and your spouse are share damages with or repay someone
insureds, but only with respect to the conduct else who must pay damages because
of a business of which you are the sole of the injury described in Paragraphs
owner. (1)(a) or (1)(b) above; or
b. A partnership or joint venture, you are an (d) Arising out of his or her providing or
insured. Your members, your partners, and failing to provide professional health
their spouses are also insureds, but only with care services.
respect to the conduct of your business. If you are not in the business of providing
c. A limited liability company, you are an professional health care services:
insured. Your members are also insureds, but (a) Subparagraphs (1)(a), (1)(b) and (1)(c)
only with respect to the conduct of your above do not apply to any "employee"
business. Your managers are insureds, but or "volunteer worker" providing first aid
only with respect to their duties as your services; and
managers.
(b) Subparagraph (1)(d) above does not
d. An organization other than a partnership, joint apply to any nurse, emergency medical
venture or limited liability company, you are technician or paramedic employed by
an insured. Your "executive officers" and you to provide such services.
directors are insureds, but only with respect to
their duties as your officers or directors. Your (2) "Property damage" to property:
stockholders are also insureds, but only with (a) Owned, occupied or used by,
respect to their liability as stockholders. (b) Rented to, in the care, custody or
e. A trust, you are an insured. Your trustees are control of, or over which physical
also insureds, but only with respect to their control is being exercised for any
duties as trustees. purpose by
2. Each of the following is also an insured: you, any of your "employees", "volunteer
a. Employees And Volunteer Workers workers", any partner or member (if you
are a partnership or joint venture), or any
Your "volunteer workers" only while member (if you are a limited liability
performing duties related to the conduct of company).
your business, or your "employees", other
than either your "executive officers" (if you are b. Real Estate Manager
an organization other than a partnership, joint Any person (other than your "employee" or
venture or limited liability company) or your "volunteer worker"), or any organization while
managers (if you are a limited liability acting as your real estate manager.
company), but only for acts within the scope c. Temporary Custodians Of Your Property
of their employment by you or while
performing duties related to the conduct of Any person or organization having proper
your business. temporary custody of your property if you die,
but only:
However, none of these "employees" or
"volunteer workers" are insureds for: (1) With respect to liability arising out of the
maintenance or use of that property; and
(1) "Bodily injury" or "personal and advertising
injury": (2) Until your legal representative has been
appointed.
(a) To you, to your partners or members (if
you are a partnership or joint venture), d. Legal Representative If You Die
to your members (if you are a limited Your legal representative if you die, but only
HG 00 01 09 16 Page 11 of 21
Policy # 43 CSE S86201
with respect to duties as such. That 5. Additional Insureds When Required By
representative will have all your rights and Written Contract, Written Agreement Or
duties under this Coverage Part. Permit
e. Unnamed Subsidiary The following person(s) or organization(s) are an
Any subsidiary, and subsidiary thereof, of additional insured when you have agreed, in a
yours which is a legally incorporated entity of written contract, written agreement or because of
which you own a financial interest of more a permit issued by a state or political subdivision,
than 50% of the voting stock on the effective that such person or organization be added as an
date of the Coverage Part. additional insured on your policy, provided the
injury or damage occurs subsequent to the
The insurance afforded herein for any execution of the contract or agreement.
subsidiary not named in this Coverage Part
as a named insured does not apply to injury A person or organization is an additional insured
or damage with respect to which such insured under this provision only for that period of time
is also a named insured under another policy required by the contract or agreement.
or would be a named insured under such However, no such person or organization is an
policy but for its termination or the exhaustion insured under this provision if such person or
of its limits of insurance. organization is included as an insured by an
3. Newly Acquired Or Formed Organization endorsement issued by us and made a part of
this Coverage Part.
Any organization you newly acquire or form,
other than a partnership, joint venture or limited a. Vendors
liability company, and over which you maintain Any person(s) or organization(s) (referred to
financial interest of more than 50% of the voting below as vendor), but only with respect to
stock, will qualify as a Named Insured if there is "bodily injury" or "property damage" arising
no other similar insurance available to that out of "your products" which are distributed or
organization. However: sold in the regular course of the vendor's
a. Coverage under this provision is afforded only business and only if this Coverage Part
until the 180th day after you acquire or form provides coverage for "bodily injury" or
the organization or the end of the policy "property damage" included within the
period, whichever is earlier; "products-completed operations hazard".
b. Coverage A does not apply to "bodily injury" (1) The insurance afforded the vendor is
or "property damage" that occurred before subject to the following additional
you acquired or formed the organization; and exclusions:
c. Coverage B does not apply to "personal and This insurance does not apply to:
advertising injury" arising out of an offense (a) "Bodily injury" or "property damage" for
committed before you acquired or formed the which the vendor is obligated to pay
organization. damages by reason of the assumption
4. Nonowned Watercraft of liability in a contract or agreement.
This exclusion does not apply to
With respect to watercraft you do not own that is liability for damages that the vendor
less than 51 feet long and is not being used to would have in the absence of the
carry persons for a charge, any person is an contract or agreement;
insured while operating such watercraft with your
permission. Any other person or organization (b) Any express warranty unauthorized by
responsible for the conduct of such person is you;
also an insured, but only with respect to liability (c) Any physical or chemical change in the
arising out of the operation of the watercraft, and product made intentionally by the
only if no other insurance of any kind is available vendor;
to that person or organization for this liability. (d) Repackaging, except when unpacked
However, no person or organization is an insured solely for the purpose of inspection,
with respect to: demonstration, testing, or the
a. "Bodily injury" to a co-"employee" of the substitution of parts under instructions
person operating the watercraft; or from the manufacturer, and then
repackaged in the original container;
b. "Property damage" to property owned by,
rented to, in the charge of or occupied by you (e) Any failure to make such inspections,
or the employer of any person who is an adjustments, tests or servicing as the
insured under this provision. vendor has agreed to make or normally
Page 12 of 21 HG 00 01 09 16
Policy # 43 CSE S86201
undertakes to make in the usual This insurance does not apply to:
course of business, in connection with 1. Any "occurrence" which takes place after
the distribution or sale of the products; you cease to lease that land; or
(f) Demonstration, installation, servicing 2. Structural alterations, new construction or
or repair operations, except such demolition operations performed by or on
operations performed at the vendor's behalf of such person or organization.
premises in connection with the sale of
the product; d. Architects, Engineers Or Surveyors
(g) Products which, after distribution or Any architect, engineer, or surveyor, but only
sale by you, have been labeled or with respect to liability for "bodily injury",
relabeled or used as a container, part "property damage" or "personal and
or ingredient of any other thing or advertising injury" caused, in whole or in part,
substance by or for the vendor; or by your acts or omissions or the acts or
omissions of those acting on your behalf:
(h) "Bodily injury" or "property damage"
arising out of the sole negligence of the (1) In connection with your premises; or
vendor for its own acts or omissions or (2) In the performance of your ongoing
those of its employees or anyone else operations performed by you or on your
acting on its behalf. However, this behalf.
exclusion does not apply to: With respect to the insurance afforded these
(i) The exceptions contained in Sub- additional insureds, the following additional
paragraphs (d) or (f); or exclusion applies:
(ii) Such inspections, adjustments, This insurance does not apply to "bodily
tests or servicing as the vendor has injury", "property damage" or "personal and
agreed to make or normally advertising injury" arising out of the rendering
undertakes to make in the usual of or the failure to render any professional
course of business, in connection services by or for you, including:
with the distribution or sale of the 1. The preparing, approving, or failing to
products. prepare or approve, maps, shop drawings,
(2) This insurance does not apply to any opinions, reports, surveys, field orders,
insured person or organization, from change orders or drawings and
whom you have acquired such products, specifications; or
or any ingredient, part or container, 2. Supervisory, inspection, architectural or
entering into, accompanying or containing engineering activities.
such products.
This exclusion applies even if the claims
b. Lessors Of Equipment against any insured allege negligence or
(1) Any person(s) or organization(s) from other wrongdoing in the supervision, hiring,
whom you lease equipment; but only with employment, training or monitoring of others
respect to their liability for "bodily injury", by that insured, if the "occurrence" which
"property damage" or "personal and caused the "bodily injury" or "property
advertising injury" caused, in whole or in damage", or the offense which caused the
part, by your maintenance, operation or "personal and advertising injury", involved the
use of equipment leased to you by such rendering of or the failure to render any
person(s) or organization(s). professional services by or for you.
(2) With respect to the insurance afforded to e. Permits Issued By State Or Political
these additional insureds this insurance Subdivisions
does not apply to any "occurrence" which Any state or political subdivision, but only with
takes place after the equipment lease respect to operations performed by you or on
expires. your behalf for which the state or political
c. Lessors Of Land Or Premises subdivision has issued a permit.
Any person or organization from whom you With respect to the insurance afforded these
lease land or premises, but only with respect additional insureds, this insurance does not
to liability arising out of the ownership, apply to:
maintenance or use of that part of the land or (1) "Bodily injury", "property damage" or
premises leased to you. "personal and advertising injury" arising
With respect to the insurance afforded these out of operations performed for the state
additional insureds the following additional or municipality; or
exclusions apply:
HG 00 01 09 16 Page 13 of 21
Policy # 43 CSE S86201
(2) "Bodily injury" or "property damage" by that insured, if the "occurrence" which
included within the "products-completed caused the "bodily injury" or "property
operations hazard". damage", or the offense which caused the
f. Any Other Party "personal and advertising injury", involved the
rendering of or the failure to render any
Any other person or organization who is not professional services by or for you.
an additional insured under Paragraphs a.
through e. above, but only with respect to The limits of insurance that apply to additional
liability for "bodily injury", "property damage" insureds is described in Section III – Limits Of
or "personal and advertising injury" caused, in Insurance.
whole or in part, by your acts or omissions or How this insurance applies when other insurance
the acts or omissions of those acting on your is available to the additional insured is described
behalf: in the Other Insurance Condition in Section IV –
(1) In the performance of your ongoing Commercial General Liability Conditions.
operations; No person or organization is an insured with respect
(2) In connection with your premises owned to the conduct of any current or past partnership,
by or rented to you; or joint venture or limited liability company that is not
shown as a Named Insured in the Declarations.
(3) In connection with "your work" and
included within the "products-completed SECTION III – LIMITS OF INSURANCE
operations hazard", but only if 1. The Most We Will Pay
(a) The written contract or agreement The Limits of Insurance shown in the
requires you to provide such coverage Declarations and the rules below fix the most we
to such additional insured; and will pay regardless of the number of:
(b) This Coverage Part provides coverage a. Insureds;
for "bodily injury" or "property damage" b. Claims made or "suits" brought; or
included within the "products-
completed operations hazard". c. Persons or organizations making claims or
bringing "suits".
However:
2. General Aggregate Limit
(1) The insurance afforded to such additional
insured only applies to the extent The General Aggregate Limit is the most we will
permitted by law; and pay for the sum of:
(2) If coverage provided to the additional a. Medical expenses under Coverage C;
insured is required by a contract or b. Damages under Coverage A, except
agreement, the insurance afforded to such damages because of "bodily injury" or
additional insured will not be broader than "property damage" included in the "products-
that which you are required by the contract completed operations hazard"; and
or agreement to provide for such c. Damages under Coverage B.
additional insured.
3. Products-Completed Operations Aggregate
With respect to the insurance afforded to Limit
these additional insureds, this insurance does
The Products-Completed Operations Aggregate
not apply to:
Limit is the most we will pay under Coverage A
"Bodily injury", "property damage" or for damages because of "bodily injury" and
"personal and advertising injury" arising out of "property damage" included in the "products-
the rendering of, or the failure to render, any completed operations hazard".
professional architectural, engineering or
4. Personal And Advertising Injury Limit
surveying services, including:
Subject to 2. above, the Personal and
(1) The preparing, approving, or failing to
Advertising Injury Limit is the most we will pay
prepare or approve, maps, shop drawings,
under Coverage B for the sum of all damages
opinions, reports, surveys, field orders,
change orders or drawings and because of all "personal and advertising injury"
specifications; or sustained by any one person or organization.
5. Each Occurrence Limit
(2) Supervisory, inspection, architectural or
engineering activities. Subject to 2. or 3. above, whichever applies, the
Each Occurrence Limit is the most we will pay for
This exclusion applies even if the claims
the sum of:
against any insured allege negligence or
other wrongdoing in the supervision, hiring, a. Damages under Coverage A; and
employment, training or monitoring of others
Page 14 of 21 HG 00 01 09 16
Policy # 43 CSE S86201
b. Medical expenses under Coverage C a. Notice Of Occurrence Or Offense
because of all "bodily injury" and "property You or any additional insured must see to it
damage" arising out of any one "occurrence". that we are notified as soon as practicable of
6. Damage To Premises Rented To You Limit an "occurrence" or an offense which may
result in a claim. To the extent possible,
Subject to 5. above, the Damage To Premises notice should include:
Rented To You Limit is the most we will pay
under Coverage A for damages because of (1) How, when and where the "occurrence" or
"property damage" to any one premises, while offense took place;
rented to you, or in the case of damage by fire, (2) The names and addresses of any injured
lightning or explosion, while rented to you or persons and witnesses; and
temporarily occupied by you with permission of (3) The nature and location of any injury or
the owner. damage arising out of the "occurrence" or
In the case of damage by fire, lightning or offense.
explosion, the Damage to Premises Rented To b. Notice Of Claim
You Limit applies to all damage proximately
caused by the same event, whether such If a claim is made or "suit" is brought against
damage results from fire, lightning or explosion any insured, you or any additional insured
or any combination of these. must:
7. Medical Expense Limit (1) Immediately record the specifics of the
claim or "suit" and the date received; and
Subject to 5. above, the Medical Expense Limit is
the most we will pay under Coverage C for all (2) Notify us as soon as practicable.
medical expenses because of "bodily injury" You or any additional insured must see to it
sustained by any one person. that we receive written notice of the claim or
8. How Limits Apply To Additional Insureds "suit" as soon as practicable.
If you have agreed in a written contract or written c. Assistance And Cooperation Of The
agreement that another person or organization Insured
be You and any other involved insured must:
added as an additional insured on your policy, (1) Immediately send us copies of any
the most we will pay on behalf of such additional demands, notices, summonses or legal
insured is the lesser of: papers received in connection with the
a. The limits of insurance specified in the written claim or "suit";
contract or written agreement; or (2) Authorize us to obtain records and other
b. The Limits of Insurance shown in the information;
Declarations. (3) Cooperate with us in the investigation or
Such amount shall be a part of and not in settlement of the claim or defense against
addition to Limits of Insurance shown in the the "suit"; and
Declarations and described in this Section. (4) Assist us, upon our request, in the
The Limits of Insurance of this Coverage Part apply enforcement of any right against any person
separately to each consecutive annual period and to or organization which may be liable to the
any remaining period of less than 12 months, insured because of injury or damage to
starting with the beginning of the policy period which this insurance may also apply.
shown in the Declarations, unless the policy period d. Obligations At The Insureds Own Cost
is extended after issuance for an additional period of
less than 12 months. In that case, the additional No insured will, except at that insured's own
cost, voluntarily make a payment, assume
period will be deemed part of the last preceding
any obligation, or incur any expense, other
period for purposes of determining the Limits of
than for first aid, without our consent.
Insurance.
e. Additional Insureds Other Insurance
SECTION IV – COMMERCIAL GENERAL
LIABILITY CONDITIONS If we cover a claim or "suit" under this
1. Bankruptcy Coverage Part that may also be covered by
other insurance available to an additional
Bankruptcy or insolvency of the insured or of the insured, such additional insured must submit
insured's estate will not relieve us of our such claim or "suit" to the other insurer for
obligations under this Coverage Part. defense and indemnity.
2. Duties In The Event Of Occurrence, Offense, However, this provision does not apply to the
Claim Or Suit extent that you have agreed in a written
HG 00 01 09 16 Page 15 of 21
Policy # 43 CSE S86201
contract or written agreement that this b. Excess Insurance
insurance is primary and non-contributory This insurance is excess over any of the other
with the additional insured's own insurance. insurance, whether primary, excess,
f. Knowledge Of An Occurrence, Offense, contingent or on any other basis:
Claim Or Suit (1) Your Work
Paragraphs a. and b. apply to you or to any That is Fire, Extended Coverage, Builder's
additional insured only when such Risk, Installation Risk or similar coverage
"occurrence", offense, claim or "suit" is known for "your work";
to:
(2) Premises Rented To You
(1) You or any additional insured that is an
individual; That is fire, lightning or explosion
insurance for premises rented to you or
(2) Any partner, if you or the additional temporarily occupied by you with
insured is a partnership; permission of the owner;
(3) Any manager, if you or the additional (3) Tenant Liability
insured is a limited liability company;
That is insurance purchased by you to
(4) Any "executive officer" or insurance cover your liability as a tenant for
manager, if you or the additional insured is "property damage" to premises rented to
a corporation; you or temporarily occupied by you with
(5) Any trustee, if you or the additional permission of the owner;
insured is a trust; or (4) Aircraft, Auto Or Watercraft
(6) Any elected or appointed official, if you or If the loss arises out of the maintenance or
the additional insured is a political use of aircraft, "autos" or watercraft to the
subdivision or public entity. extent not subject to Exclusion g. of
This duty applies separately to you and any Section I – Coverage A – Bodily Injury
additional insured. And Property Damage Liability;
3. Legal Action Against Us (5) Property Damage To Borrowed
No person or organization has a right under this Equipment Or Use Of Elevators
Coverage Part: If the loss arises out of "property damage"
a. To join us as a party or otherwise bring us to borrowed equipment or the use of
into a "suit" asking for damages from an elevators to the extent not subject to
insured; or Exclusion j. of Section I - Coverage A -
Bodily Injury And Property Damage
b. To sue us on this Coverage Part unless all of Liability;
its terms have been fully complied with.
(6) When You Are Added As An Additional
A person or organization may sue us to recover Insured To Other Insurance
on an agreed settlement or on a final judgment
against an insured; but we will not be liable for Any other insurance available to you
damages that are not payable under the terms of covering liability for damages arising out
this Coverage Part or of the premises or operations, or products
that are in excess of the applicable limit of and completed operations, for which you
insurance. An agreed settlement means a have been added as an additional insured
settlement and release of liability signed by us, by that insurance; or
the insured and the claimant or the claimant's (7) When You Add Others As An
legal representative. Additional Insured To This Insurance
4. Other Insurance Any other insurance available to an
If other valid and collectible insurance is additional insured.
available to the insured for a loss we cover under However, the following provisions apply to
Coverages A or B of this Coverage Part, our other insurance available to any person or
obligations are limited as follows: organization who is an additional insured
a. Primary Insurance under this coverage part.
This insurance is primary except when b. (a) Primary Insurance When Required
below applies. If other insurance is also By Contract
primary, we will share with all that other This insurance is primary if you have
insurance by the method described in c. agreed in a written contract or written
below. agreement that this insurance be
primary. If other insurance is also
Page 16 of 21 HG 00 01 09 16
Policy # 43 CSE S86201
primary, we will share with all that 5. Premium Audit
other insurance by the method a. We will compute all premiums for this
described in c. below. Coverage Part in accordance with our rules
(b) Primary And Non-Contributory To and rates.
Other Insurance When Required By b. Premium shown in this Coverage Part as
Contract advance premium is a deposit premium only.
If you have agreed in a written At the close of each audit period we will
contract, written agreement, or permit compute the earned premium for that period
that this insurance is primary and non- and send notice to the first Named Insured.
contributory with the additional The due date for audit and retrospective
insured's own insurance, this insurance premiums is the date shown as the due date
is primary and we will not seek on the bill. If the sum of the advance and
contribution from that other insurance. audit premiums paid for the policy period is
Paragraphs (a) and (b) do not apply to greater than the earned premium, we will
other insurance to which the additional return the excess to the first Named Insured.
insured has been added as an additional c. The first Named Insured must keep records of
insured. the information we need for premium
When this insurance is excess, we will have computation, and send us copies at such
no duty under Coverages A or B to defend times as we may request.
the insured against any "suit" if any other 6. Representations
insurer has a duty to defend the insured a. When You Accept This Policy
against that "suit". If no other insurer defends,
we will undertake to do so, but we will be By accepting this policy, you agree:
entitled to the insured's rights against all (1) The statements in the Declarations are
those other insurers. accurate and complete;
When this insurance is excess over other (2) Those statements are based upon
insurance, we will pay only our share of the representations you made to us; and
amount of the loss, if any, that exceeds the (3) We have issued this policy in reliance
sum of: upon your representations.
(1) The total amount that all such other b. Unintentional Failure To Disclose Hazards
insurance would pay for the loss in the
absence of this insurance; and If unintentionally you should fail to disclose all
hazards relating to the conduct of your
(2) The total of all deductible and self-insured business that exist at the inception date of
amounts under all that other insurance. this Coverage Part, we shall not deny
We will share the remaining loss, if any, with coverage under this Coverage Part because
any other insurance that is not described in of such failure.
this Excess Insurance provision and was not 7. Separation Of Insureds
bought specifically to apply in excess of the
Limits of Insurance shown in the Declarations Except with respect to the Limits of Insurance,
and any rights or duties specifically assigned in
of this Coverage Part.
this Coverage Part to the first Named Insured,
c. Method Of Sharing this insurance applies:
If all of the other insurance permits a. As if each Named Insured were the only
contribution by equal shares, we will follow Named Insured; and
this method also. Under this approach each
b. Separately to each insured against whom
insurer contributes equal amounts until it has
claim is made or "suit" is brought.
paid its applicable limit of insurance or none
of the loss remains, whichever comes first. 8. Transfer Of Rights Of Recovery Against
Others To Us
If any of the other insurance does not permit
contribution by equal shares, we will a. Transfer Of Rights Of Recovery
contribute by limits. Under this method, each If the insured has rights to recover all or part
insurer's share is based on the ratio of its of any payment, including Supplementary
applicable limit of insurance to the total Payments, we have made under this
applicable limits of insurance of all insurers. Coverage Part, those rights are transferred to
us. The insured must do nothing after loss to
HG 00 01 09 16 Page 17 of 21
Policy # 43 CSE S86201
impair them. At our request, the insured will other motor vehicle insurance law where it is
bring "suit" or transfer those rights to us and licensed or principally garaged.
help us enforce them. However, "auto" does not include "mobile
b. Waiver Of Rights Of Recovery (Waiver Of equipment".
Subrogation) 5. "Bodily injury" means physical:
If the insured has waived any rights of a. Injury;
recovery against any person or organization
for all or part of any payment, including b. Sickness; or
Supplementary Payments, we have made c. Disease
under this Coverage Part, we also waive that sustained by a person and, if arising out of the
right, provided the insured waived their rights above, mental anguish or death at any time.
of recovery against such person or
6. "Coverage territory" means:
organization in a contract, agreement or
permit that was executed prior to the injury or a. The United States of America (including its
damage. territories and possessions), Puerto Rico and
9. When We Do Not Renew Canada;
b. International waters or airspace, but only if
If we decide not to renew this Coverage Part, we
the injury or damage occurs in the course of
will mail or deliver to the first Named Insured
travel or transportation between any places
shown in the Declarations written notice of the
included in a. above; or
nonrenewal not less than 30 days before the
expiration date. c. All other parts of the world if the injury or
If notice is mailed, proof of mailing will be damage arises out of:
sufficient proof of notice. (1) Goods or products made or sold by you in
the territory described in a. above;
SECTION V – DEFINITIONS
(2) The activities of a person whose home is
1. "Advertisement" means the widespread public
in the territory described in a. above, but is
dissemination of information or images that has
the purpose of inducing the sale of goods, away for a short time on your business; or
products or services through: (3) "Personal and advertising injury" offenses
a. (1) Radio; that take place through the Internet or
similar electronic means of communication
(2) Television;
provided the insured's responsibility to pay
(3) Billboard; damages is determined in the United States of
(4) Magazine; America (including its territories and possessions),
(5) Newspaper; or Puerto Rico or Canada, in a "suit" on the merits
according to the substantive law in such territory or
b. Any other publication that is given widespread in a settlement we agree to.
public distribution.
7. "Employee" includes a "leased worker".
However, "advertisement" does not include: "Employee" does not include a "temporary
a. The design, printed material, information or worker".
images contained in, on or upon the 8. "Employment-Related Practices" means:
packaging or labeling of any goods or
products; or a. Refusal to employ that person;
b. An interactive conversation between or b. Termination of that person's employment; or
among persons through a computer network. c. Employment-related practices, policies, acts
2. "Advertising idea" means any idea for an or omissions, such as coercion, demotion,
"advertisement". evaluation, reassignment, discipline,
defamation, harassment, humiliation,
3. "Asbestos hazard" means an exposure or discrimination or malicious prosecution
threat of exposure to the actual or alleged directed at that person.
properties of asbestos and includes the mere
presence of asbestos in any form. 9. "Executive officer" means a person holding any
of the officer positions created by your charter,
4. "Auto" means: constitution, by-laws or any other similar
a. A land motor vehicle, trailer or semitrailer governing document.
designed for travel on public roads, including 10. "Hostile fire" means one which becomes
any attached machinery or equipment; or uncontrollable or breaks out from where it was
b. Any other land vehicle that is subject to a intended to be.
compulsory or financial responsibility law or
Page 18 of 21 HG 00 01 09 16
Policy # 43 CSE S86201
11. "Impaired property" means tangible property, (a) Preparing, approving, or failing to
other than "your product" or "your work", that prepare or approve, maps, shop
cannot be used or is less useful because: drawings, opinions, reports, surveys,
a. It incorporates "your product" or "your work" field orders, change orders or drawings
that is known or thought to be defective, and specifications; or
deficient, inadequate or dangerous; or (b) Giving directions or instructions, or
b. You have failed to fulfill the terms of a failing to give them, if that is the
contract or agreement; primary cause of the injury or damage;
or
if such property can be restored to use by the
repair, replacement, adjustment or removal of (2) Under which the insured, if an architect,
"your product" or "your work", or your fulfilling the engineer or surveyor, assumes liability for
terms of the contract or agreement. an injury or damage arising out of the
insured's rendering or failure to render
12. "Insured contract" means: professional services, including those listed
a. A contract for a lease of premises. However, in (1) above and supervisory, inspection,
that portion of the contract for a lease of architectural or engineering activities.
premises that indemnifies any person or 13. "Leased worker" means a person leased to you
organization for damage by fire, lightning or by a labor leasing firm under an agreement
explosion to premises while rented to you or between you and the labor leasing firm, to
temporarily occupied by you with permission perform duties related to the conduct of your
of the owner is subject to the Damage to business. "Leased worker" does not include a
Premises Rented To You Limit described in "temporary worker".
Section III – Limits of Insurance;
14. "Loading or unloading" means the handling of
b. A sidetrack agreement; property:
c. Any easement or license agreement, a. After it is moved from the place where it is
including an easement or license agreement accepted for movement into or onto an
in connection with construction or demolition aircraft, watercraft or "auto";
operations on or within 50 feet of a railroad;
b. While it is in or on an aircraft, watercraft or
d. An obligation, as required by ordinance, to "auto"; or
indemnify a municipality, except in connection
with work for a municipality; c. While it is being moved from an aircraft,
watercraft or "auto" to the place where it is
e. An elevator maintenance agreement; finally delivered;
f. That part of any other contract or agreement but "loading or unloading" does not include the
pertaining to your business (including an movement of property by means of a mechanical
indemnification of a municipality in connection device, other than a hand truck, that is not
with work performed for a municipality) under attached to the aircraft, watercraft or "auto".
which you assume the tort liability of another
party to pay for "bodily injury" or "property 15. "Mobile equipment" means any of the following
damage" to a third person or organization, types of land vehicles, including any attached
provided the "bodily injury" or "property machinery or equipment:
damage" is caused, in whole or in part, by a. Bulldozers, farm machinery, forklifts and other
you or by those acting on your behalf. Tort vehicles designed for use principally off public
liability means a liability that would be roads;
imposed by law in the absence of any b. Vehicles maintained for use solely on or next
contract or agreement. to premises you own or rent;
Paragraph f. includes that part of any contract c. Vehicles that travel on crawler treads;
or agreement that indemnifies a railroad for
"bodily injury" or "property damage" arising d. Vehicles, whether self-propelled or not,
out of construction or demolition operations, maintained primarily to provide mobility to
within 50 feet of any railroad property and permanently mounted:
affecting any railroad bridge or trestle, tracks, (1) Power cranes, shovels, loaders, diggers or
road-beds, tunnel, underpass or crossing. drills; or
However, Paragraph f. does not include that (2) Road construction or resurfacing
part of any contract or agreement: equipment such as graders, scrapers or
(1) That indemnifies an architect, engineer or rollers;
surveyor for injury or damage arising out e. Vehicles not described in a., b., c. or d. above
of: that are not self-propelled and are maintained
HG 00 01 09 16 Page 19 of 21
Policy # 43 CSE S86201
primarily to provide mobility to permanently e. Oral, written or electronic publication, in any
attached equipment of the following types: manner, of material that violates a person's
(1) Air compressors, pumps and generators, right of privacy;
including spraying, welding, building f. Copying, in your "advertisement", a person’s
cleaning, geophysical exploration, lighting or organization’s "advertising idea" or style of
and well servicing equipment; or "advertisement"; or
(2) Cherry pickers and similar devices used to g. Infringement of copyright, slogan, or title of
raise or lower workers; any literary or artistic work, in your
f. Vehicles not described in a., b., c. or d. above "advertisement".
maintained primarily for purposes other than 18. "Pollutants" mean any solid, liquid, gaseous or
the transportation of persons or cargo. thermal irritant or contaminant, including smoke,
However, self-propelled vehicles with the vapor, soot, fumes, acids, alkalis, chemicals and
following types of permanently attached waste. Waste includes materials to be recycled,
equipment are not "mobile equipment" but will reconditioned or reclaimed.
be considered "autos": 19. "Products-completed operations hazard":
(1) Equipment designed primarily for: a. Includes all "bodily injury" and "property
(a) Snow removal; damage" occurring away from premises you
own or rent and arising out of "your product"
(b) Road maintenance, but not or "your work" except:
construction or resurfacing; or
(1) Products that are still in your physical
(c) Street cleaning; possession; or
(2) Cherry pickers and similar devices (2) Work that has not yet been completed or
mounted on automobile or truck chassis abandoned. However, "your work" will be
and used to raise or lower workers; and deemed completed at the earliest of the
(3) Air compressors, pumps and generators, following times:
including spraying, welding, building (a) When all of the work called for in your
cleaning, geophysical exploration, lighting contract has been completed.
and well servicing equipment.
(b) When all of the work to be done at the
However, "mobile equipment" does not include job site has been completed if your
any land vehicle that is subject to a compulsory contract calls for work at more than
or financial responsibility law or other motor one job site.
vehicle insurance law where it is licensed or
principally garaged. Land vehicles subject to a (c) When that part of the work done at a
compulsory or financial responsibility law or other job site has been put to its intended
motor vehicle insurance law are considered use by any person or organization
"autos". other than another contractor or
subcontractor working on the same
16. "Occurrence" means an accident, including project.
continuous or repeated exposure to substantially
the same general harmful conditions. Work that may need service,
maintenance, correction, repair or
17. "Personal and advertising injury" means replacement, but which is otherwise
injury, including consequential "bodily injury", complete, will be treated as completed.
arising out of one or more of the following
offenses: b. Does not include "bodily injury" or "property
damage" arising out of:
a. False arrest, detention or imprisonment;
(1) The transportation of property, unless the
b. Malicious prosecution; injury or damage arises out of a condition
c. The wrongful eviction from, wrongful entry in or on a vehicle not owned or operated
into, or invasion of the right of private by you, and that condition was created by
occupancy of a room, dwelling or premises the "loading or unloading" of that vehicle
that a person or organization occupies, by any insured;
committed by or on behalf of its owner, (2) The existence of tools, uninstalled
landlord or lessor; equipment or abandoned or unused
d. Oral, written or electronic publication, in any materials; or
manner, of material that slanders or libels a (3) Products or operations for which the
person or organization or disparages a classification, listed in the Declarations or
person's or organization's goods, products or in a policy Schedule, states that products-
services;
Page 20 of 21 HG 00 01 09 16
Policy # 43 CSE S86201
completed operations are subject to the 24. "Your product":
General Aggregate Limit. a. Means:
20. "Property damage" means: (1) Any goods or products, other than real
a. Physical injury to tangible property, including property, manufactured, sold, handled,
all resulting loss of use of that property. All distributed or disposed of by:
such loss of use shall be deemed to occur at (a) You;
the time of the physical injury that caused it;
or (b) Others trading under your name; or
b. Loss of use of tangible property that is not (c) A person or organization whose
physically injured. All such loss of use shall business or assets you have acquired;
be deemed to occur at the time of the and
"occurrence" that caused it. (2) Containers (other than vehicles),
As used in this definition, computerized or materials, parts or equipment furnished in
electronically stored data, programs or software connection with such goods or products.
are not tangible property. Electronic data means b. Includes
information, facts or programs: (1) Warranties or representations made at
a. Stored as or on; any time with respect to the fitness,
b. Created or used on; or quality, durability, performance or use of
"your product"; and
c. Transmitted to or from;
(2) The providing of or failure to provide
computer software, including systems and warnings or instructions.
applications software, hard or floppy disks, CD-
ROMS, tapes, drives, cells, data processing c. Does not include vending machines or other
devices or any other media which are used with property rented to or located for the use of
electronically controlled equipment. others but not sold.
21. "Suit" means a civil proceeding in which 25. "Your work":
damages because of "bodily injury", "property a. Means:
damage" or "personal and advertising injury" to (1) Work or operations performed by you or
which this insurance applies are alleged. "Suit" on your behalf; and
includes:
(2) Materials, parts or equipment furnished in
a. An arbitration proceeding in which such connection with such work or operations.
damages are claimed and to which the
b. Includes
insured must submit or does submit with our
consent; or (1) Warranties or representations made at
b. Any other alternative dispute resolution any time with respect to the fitness,
quality, durability, performance or use of
proceeding in which such damages are
"your work", and
claimed and to which the insured submits with
our consent. (2) The providing of or failure to provide
22. "Temporary worker" means a person who is warnings or instructions.
furnished to you to substitute for a permanent
"employee" on leave or to meet seasonal or
short-term workload conditions.
23. "Volunteer worker" means a person who
a. Is not your "employee";
b. Donates his or her work;
c. Acts at the direction of and within the scope
of duties determined by you; and
d. Is not paid a fee, salary or other
compensation by you or anyone else for their
work performed for you.
HG 00 01 09 16 Page 21 of 21
SOUTHERN TIRE MART, LLC
CONSOLIDATED FINANCIAL STATEMENTS
AND SUPPLEMENTARY INFORMATION
Years Ended June 30, 2022 and 2021
SOUTHERN TIRE MART, LLC
CONTENTS
PAGE
INDEPENDENT AUDITOR’S REPORT 1
CONSOLIDATED FINANCIAL STATEMENTS
Exhibit A - Consolidated Balance Sheets 4
Exhibit B - Consolidated Statements of Income 6
Exhibit C - Consolidated Statements of Members’ Equity 7
Exhibit D - Consolidated Statements of Cash Flows 8
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 10
SUPPLEMENTARY INFORMATION
Schedule 1 - Consolidating Balance Sheet 22
Schedule 2 - Consolidating Statement of Income 24
INDEPENDENT AUDITOR’S REPORT
To the Members of
Southern Tire Mart, LLC
Columbia, Mississippi
Opinion
We have audited the consolidated financial statements of Southern Tire Mart, LLC (a Mississippi limited
liability company) and its subsidiaries, which comprise the consolidated balance sheets as of June 30, 2022 and
2021, and the related consolidated statements of income, members’ equity, and cash flows for the years then
ended, and the related notes to the consolidated financial statements.
In our opinion, the accompanying consolidated financial statements present fairly, in all material respects,
the financial position of Southern Tire Mart, LLC and its subsidiaries as of June 30, 2022 and 2021, and the results
of their operations and their cash flows for the years then ended in accordance with accounting principles generally
accepted in the United States of America.
Basis for Opinion
We conducted our audits in accordance with auditing standards generally accepted in the United States of
America (GAAS). Our responsibilities under those standards are further described in the Auditor’s Responsibilities
for the Audit of the Financial Statements section of our report. We are required to be independent of Southern Tire
Mart, LLC, and to meet our other ethical responsibilities, in accordance with the relevant ethical requirements
relating to our audits. We believe that the audit evidence we have obtained is sufficient and appropriate to provide
a basis for our audit opinion.
Responsibilities of Management for the Financial Statements
Management is responsible for the preparation and fair presentation of the consolidated financial
statements in accordance with accounting principles generally accepted in the United States of America, and for
the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of
consolidated financial statements that are free from material misstatement, whether due to fraud or error.
-2-
To the Members of
Southern Tire Mart, LLC
Columbia, Mississippi
In preparing the consolidated financial statements, management is required to evaluate whether there are
conditions or events, considered in the aggregate, that raise substantial doubt about Southern Tire Mart, LLC’s
ability to continue as a going concern for one year after the date that the consolidated financial statements are
available to be issued.
Auditor’s Responsibilities for the Audit of the Financial Statements
Our objectives are to obtain reasonable assurance about whether the consolidated financial statements as
a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that
includes our opinion. Reasonable assurance is a high level of assurance but is not absolute assurance and therefore
is not a guarantee that an audit conducted in accordance with GAAS will always detect a material misstatement
when it exists. The risk of not detecting a material misstatement resulting from fraud is higher than for one resulting
from error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the override of
internal control. Misstatements are considered material if there is a substantial likelihood that, individually or in the
aggregate, they would influence the judgment made by a reasonable user based on the consolidated financial
statements.
In performing an audit in accordance with GAAS, we:
• Exercise professional judgment and maintain professional skepticism throughout the audit.
• Identify and assess the risks of material misstatement of the consolidated financial statements,
whether due to fraud or error, and design and perform audit procedures responsive to those risks.
Such procedures include examining, on a test basis, evidence regarding the amounts and
disclosures in the consolidated financial statements.
• Obtain an understanding of internal control relevant to the audit in order to design audit procedures
that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the
effectiveness of Southern Tire Mart, LLC’s internal control. Accordingly, no such opinion is
expressed.
• Evaluate the appropriateness of accounting policies used and the reasonableness of significant
accounting estimates made by management, as well as evaluate the overall presentation of the
consolidated financial statements.
• Conclude whether, in our judgment, there are conditions or events, considered in the aggregate,
that raise substantial doubt about Southern Tire Mart, LLC’s ability to continue as a going concern
for a reasonable period of time.
-3-
To the Members of
Southern Tire Mart, LLC
Columbia, Mississippi
We are required to communicate with those charged with governance regarding, among other matters, the
planned scope and timing of the audit, significant audit findings, and certain internal control–related matters that we
identified during the audit.
Supplementary Information
Our audit was conducted for the purpose of forming an opinion on the consolidated financial statements as
a whole. The supplementary consolidating information is presented for purposes of additional analysis and is not a
required part of the consolidated financial statements. Such information is the responsibility of management and
was derived from and relates directly to the underlying accounting and other records used to prepare the
consolidated financial statements. The information has been subjected to the auditing procedures applied in the
audit of the consolidated financial statements and certain additional procedures, including comparing and
reconciling such information directly to the underlying accounting and other records used to prepare the
consolidated financial statements or to the consolidated financial statements themselves, and other additional
procedures in accordance with auditing standards generally accepted in the United States of America. In our
opinion, the information is fairly stated in all material respects in relation to the consolidated financial statements as
a whole.
Hattiesburg, Mississippi
October 20, 2022
-4-
EXHIBIT A
SOUTHERN TIRE MART, LLC
CONSOLIDATED BALANCE SHEETS
JUNE 30, 2022 AND 2021
ASSETS
June 30,
2022 2021
CURRENT ASSETS
Cash and cash equivalents $ 18,853,903 $ 26,111,458
Accounts receivable 194,319,719 136,601,168
Accounts receivable - affiliates 1,577,097 3,416,653
Inventories 472,870,792 259,387,391
Prepaid expenses and other 2,316,371 2,080,762
Due from affiliate 5,742,343 39,829,912
Total current assets 695,680,225 467,427,344
PROPERTY AND EQUIPMENT
Property and equipment 352,769,543 309,489,256
Less: accumulated depreciation (145,940,360) (117,736,878)
Property and equipment, net 206,829,183 191,752,378
OTHER ASSETS
Goodwill, net of accumulated amortization of $9,657,750
in 2022 and $8,217,500 in 2021 6,023,650 5,863,900
Deposits 2,843,586 2,632,465
Total other assets 8,867,236 8,496,365
Total assets $ 911,376,644 $ 667,676,087
The accompanying notes are an integral part of these consolidated financial statements.
-5-
EXHIBIT A
SOUTHERN TIRE MART, LLC
CONSOLIDATED BALANCE SHEETS
JUNE 30, 2022 AND 2021
LIABILITIES AND MEMBERS' EQUITY
June 30,
2022 2021
CURRENT LIABILITIES
Current maturities of long-term debt $ 5,896,538 $ 5,689,599
Accounts payable 494,529,324 345,110,872
Accounts payable - affiliates 4,670,930 1,588,277
Accrued liabilities 21,171,712 22,235,592
Due to affiliate - 1,993,738
Total current liabilities 526,268,504 376,618,078
LONG-TERM DEBT
Long term debt 49,573,843 55,677,320
Line of credit 53,735,787 53,772,777
Total long-term liabilities 103,309,630 109,450,097
Total liabilities 629,578,134 486,068,175
MEMBERS' EQUITY
Equity attributable to Southern Tire Mart, LLC 276,336,204 179,239,165
Noncontrolling interest in Southern Tire Mart at Pilot, LLC 5,462,306 2,368,747
Total members' equity 281,798,510 181,607,912
Total liabilities and members’ equity $ 911,376,644 $ 667,676,087
The accompanying notes are an integral part of these consolidated financial statements.
-6-
EXHIBIT B
SOUTHERN TIRE MART, LLC
CONSOLIDATED STATEMENTS OF INCOME
YEARS ENDED JUNE 30, 2022 AND 2021
June 30,
2022 2021
SALES - NET $ 2,139,349,954 $ 1,581,087,415
COST OF SALES - NET 1,451,888,713 1,077,179,622
GROSS PROFIT 687,461,241 503,907,793
OPERATING EXPENSES 583,947,893 447,131,610
NET INCOME FROM OPERATIONS 103,513,348 56,776,183
OTHER INCOME (EXPENSE)
Gain on sale of property and equipment 3,794,775 2,852,363
Interest income 9,132 90,727
Other income 861,745 844,761
PPP income - 1,816,747
Amortization expense (1,440,250) (1,422,000)
Bad debt expense (2,006,065) (1,686,784)
Interest expense (3,232,087) (2,814,301)
Total other income (expense) (2,012,750) (318,487)
NET INCOME INCLUDING NONCONTROLLING
INTEREST 101,500,598 56,457,696
NET LOSS ATTRIBUTABLE TO
NONCONTROLLING INTEREST (236,441) (961,253)
NET INCOME ATTRIBUTABLE TO
SOUTHERN TIRE MART, LLC $ 101,737,039 $ 57,418,949
The accompanying notes are an integral part of these consolidated financial statements.
-7-
EXHIBIT C
SOUTHERN TIRE MART, LLC
CONSOLIDATED STATEMENTS OF MEMBERS’ EQUITY
YEARS ENDED JUNE 30, 2022 AND 2021
Members' Noncontrolling
Equity Interest Total
BALANCE - JUNE 30, 2020 $ 154,458,591 $ - $ 154,458,591
ADD (DEDUCT):
Contributions - 3,330,000 3,330,000
Distributions (32,638,375) - (32,638,375)
Net income (loss) for year per
accompanying statement 57,418,949 (961,253) 56,457,696
BALANCE - JUNE 30, 2021 179,239,165 2,368,747 181,607,912
ADD (DEDUCT):
Contributions 2,000,000 3,330,000 5,330,000
Distributions (6,640,000) - (6,640,000)
Net income (loss) for year per
accompanying statement 101,737,039 (236,441) 101,500,598
BALANCE - JUNE 30, 2022 $ 276,336,204 $ 5,462,306 $ 281,798,510
The accompanying notes are an integral part of these consolidated financial statements.
-8-
EXHIBIT D
SOUTHERN TIRE MART, LLC
CONSOLIDATED STATEMENTS OF CASH FLOWS
YEARS ENDED JUNE 30, 2022 AND 2021
June 30,
2022 2021
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income $ 101,500,598 $ 56,457,696
Adjustments to reconcile net income to net cash
provided by operating activities:
Depreciation and amortization 40,197,536 36,531,512
Gain on sale of property and equipment (3,794,775) (2,852,363)
(Increase) decrease in:
Accounts receivable (57,718,551) (34,225,262)
Accounts receivable - affiliates 1,839,556 (3,298,365)
Inventories (213,483,401) (67,845,643)
Prepaid expenses and other (235,609) (191,257)
Due from affiliate 34,087,569 (4,883,622)
Increase (decrease) in:
Accounts payable 149,418,452 93,671,486
Accounts payable - affiliates 3,082,653 1,538,167
Accrued liabilities (1,063,880) 10,197,222
Due to affiliate (1,993,738) 1,993,738
Deferred revenue - (1,816,747)
Net cash provided by operating activities 51,836,410 85,276,562
CASH FLOWS FROM INVESTING ACTIVITIES:
Purchases of property and equipment (57,713,783) (58,383,151)
Proceeds from sale of property and equipment 9,744,020 25,904,917
Goodwill from purchase of property and equipment (1,600,000) -
Change in deposits (211,121) 490,730
Net cash used by investing activities (49,780,884) (31,987,504)
CASH FLOWS FROM FINANCING ACTIVITIES:
Borrowings on line of credit 21,845,141 31,718,382
Payments on line of credit (23,951,684) (29,321,917)
Principal reduction on long-term debt (5,896,538) (14,551,683)
Capital contributions 5,330,000 3,330,000
Capital distributions (6,640,000) (32,638,375)
Net cash used by financing activities (9,313,081) (41,463,593)
The accompanying notes are an integral part of these consolidated financial statements.
-9-
EXHIBIT D
PAGE TWO
SOUTHERN TIRE MART, LLC
CONSOLIDATED STATEMENTS OF CASH FLOWS
YEARS ENDED JUNE 30, 2022 AND 2021
June 30,
2022 2021
NET INCREASE (DECREASE) IN CASH $ (7,257,555) $ 11,825,465
CASH AND CASH EQUIVALENTS, BEGINNING 26,111,458 14,285,993
CASH AND CASH EQUIVALENTS, ENDING $ 18,853,903 $ 26,111,458
SUPPLEMENTAL DISCLOSURE OF CASH FLOW
INFORMATION:
Interest paid $ 3,232,087 $ 2,814,301
SUPPLEMENTAL DISCLOSURE OF NONCASH
INVESTING AND FINANCING ACTIVITIES:
Acquisition of property and equipment under installment
note obligations $ 2,069,553 $ 53,039,464
The accompanying notes are an integral part of these consolidated financial statements.
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
- 10 -
SOUTHERN TIRE MART, LLC
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
YEARS ENDED JUNE 30, 2022 AND 2021
NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
The summary of significant accounting policies of Southern Tire Mart, LLC and its subsidiaries (the
Company) is presented to assist in understanding the Company’s consolidated financial statements. The
consolidated financial statements and notes are representations of the Company’s management who is
responsible for their integrity and objectivity. These policies conform to accounting principles generally
accepted in the United States of America and have been consistently applied in the preparation of the
consolidated financial statements.
Business Activities - The Company is a Mississippi Limited Liability Company formed in
March 2003 and shall continue until December 2053. The members’ liability is limited to no more than their
capital accounts. The Company is engaged in the retread and sales of commercial tires, sales of new tires
for passenger and commercial vehicles, and minor vehicle maintenance. The Company operates various
stores and retread plants in the states of Alabama, Arizona, Arkansas, California, Florida, Georgia,
Louisiana, Mississippi, Nevada, New Mexico, Oklahoma, South Carolina, Tennessee, Texas, and Utah.
Principles of Consolidation - The consolidated financial statements include the accounts of
Southern Tire Mart, LLC and its wholly owned subsidiary, Southern Tire Aviation, LLC. In addition, these
consolidated financial statements include the accounts of Southern Tire Mart at Pilot, LLC for which the
Company has a majority ownership interest. Amounts pertaining to the financial position and operating
results of the noncontrolling interest in Southern Tire Mart at Pilot, LLC are reported as noncontrolling
interest in the consolidated financial statements. All significant intercompany accounts and transactions
have been eliminated in consolidation.
Basis of Accounting - The Company prepares its consolidated financial statements on the accrual
basis of accounting in accordance with accounting principles generally accepted in the United States of
America. Revenues are recognized in the accounting period in which they are earned, and expenses are
recognized in the accounting period in which they are incurred.
Use of Estimates - The preparation of consolidated financial statements in conformity with
accounting principles generally accepted in the United States of America requires management to make
estimates and assumptions that affect certain reported amounts and disclosures. Accordingly, actual
results could differ from those estimates.
Revenue Recognition - The company follows the recommendation of the Financial Accounting
Standards Board (FASB) Accounting Standard Codification (ASC) Topic 606: Revenue from Contracts with
Customers. The ASC is a comprehensive revenue recognition model that requires a company to recognize
revenue from the transfer of goods or services to customers in an amount that reflects the consideration
that the entity expects to receive in exchange for those good or services.
- 11 -
SOUTHERN TIRE MART, LLC
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
PAGE TWO
YEARS ENDED JUNE 30, 2022 AND 2021
NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Cont.)
Performance Obligation - The Company is primarily engaged in the retread and sales of commercial
tires, sales of new tires for passenger and commercial vehicles, and minor vehicle maintenance. The
Company recognizes revenue when control of the promised goods or services is transferred to customers
at an amount that reflects the consideration to which the entity expects to be entitled to in exchange for
those goods and services. Shipping and handling costs are recorded in cost of products sold. Allowance
programs such as volume rebates and cash discounts are recorded at the time of sale as a reduction to
revenue based on anticipated accrual rates for the year. Customer payments are typically due within 30
days of billings, with some payments having 60-day terms.
Variable Consideration - The nature of the Company’s tire product sales give rise to variable
consideration, including returns and discounts that generally decrease the transaction price which reduces
revenue. These variable amounts are generally credited to the customer. Variable consideration is
estimated at the most likely amount that is expected to be earned.
Cash and Cash Equivalents - Cash and cash equivalents consist of cash on hand, checking
accounts, and money market accounts. For purposes of the statements of cash flows, the Company
considers all short-term investments with an original maturity date of three months or less to be cash
equivalents.
Accounts Receivable - Accounts receivable represent sales to customers on credit. The
Company considers accounts receivable to be fully collectible; accordingly, no allowance for doubtful
accounts is required. Accounting principles generally accepted in the United States of America require that
the allowance method be used to reflect bad debt expense. However, the effect of the use of the direct
write-off method is not materially different from the results that would have been obtained had the allowance
method been followed. If the amounts become uncollectible, they will be charged to operations when
management makes that determination. Receivables older than 60 days are considered past due. The
Company does not accrue finance or interest charges on past due receivables.
Inventories - Inventories consist primarily of tires and tire products purchased from vendors for
resale and retread tires. Tires purchased from vendors and retread tires are stated at the lower of cost or
net realizable value using the average cost method.
(This Space Intentionally Left Blank)
- 12 -
SOUTHERN TIRE MART, LLC
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
PAGE THREE
YEARS ENDED JUNE 30, 2022 AND 2021
NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Cont.)
Property and Equipment - Property and equipment is stated at cost. Depreciation is computed
over the estimated useful lives of the respective assets on the straight-line method at rates based on the
following useful lives:
Buildings and improvements 3 - 39 years
Office equipment 3 - 7 years
Shop equipment 3 - 7 years
Vehicles 3 - 15 years
Expenditures for acquisition, renewals or betterments are capitalized, whereas maintenance and
repair costs are expensed as incurred. When properties are retired or otherwise disposed of, the
appropriate accounts are relieved of costs and accumulated depreciation and any resultant gain or loss is
credited or charged to income.
Advertising - The Company expenses advertising costs as incurred. The Company incurred
advertising costs of $3,789,915 and $2,741,543 for the years ended June 30, 2022 and 2021, respectively.
Income Taxes - The Company has elected to be taxed as an S-corporation. Under the Subchapter
S provisions, the Company does not pay corporate income taxes on its taxable income. Instead, taxable
income and credits are allocated to the members of the Company for inclusion in their personal income tax
returns.
Financial Accounting Standards Board (FASB) Accounting Standards Codification (ASC) 740,
Accounting for Uncertainty in Income Taxes, clarifies the accounting and recognition for income tax
positions taken or expected to be taken in the Company’s income tax returns. The Company’s income tax
returns are subject to examination by taxing authorities for three years after they were filed. The Company
believes their estimates are appropriate based on current facts and circumstances and that no uncertain
tax positions were taken.
Compensated Absences - Employees of the Company are entitled to paid vacation, paid sick
days, and personal days off, depending on length of service and other factors. It is impractical to estimate
the amount of compensation for future absences, and accordingly, no liability has been recorded in the
accompanying consolidated financial statements. The Company’s policy is to recognize the costs of
compensated absences when actually paid to employees.
(This Space Intentionally Left Blank)
- 13 -
SOUTHERN TIRE MART, LLC
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
PAGE FOUR
YEARS ENDED June 30, 2022 and 2021
NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Cont.)
Sales Tax - For purposes of the income statement, the Company’s policy is to recognize revenue
net of sales taxes. The Company incurred sales taxes for the years ended June 30, 2022 and 2021 of
$54,140,120 and $38,520,428, respectively.
Shipping and Handling - The Company’s shipping and handling costs incurred are recorded in
the cost of sales.
Goodwill - In accordance with Accounting Standards Update (ASU) 2014-02, Intangibles-Goodwill
and Other and in conjunction with FASB ASC 350, Goodwill and Other Intangible Assets, goodwill is
amortized on a straight-line method over ten years unless a shorter useful life can be demonstrated. It is
tested annually for impairment.
Reclassification - Certain reclassifications were made to the 2021 consolidated financial
statements in order to conform to the 2022 presentation. These reclassifications had no effect on previously
reported net income.
Recent Accounting Pronouncements - In February 2016, the FASB issued ASU 2016-02, Leases
(Topic 842), which when effective will require organizations to recognize assets and liabilities on the balance
sheet for the rights and obligations created by the leases. A lessee will be required to recognize assets and
liabilities for leases with terms that exceed twelve months. The standard will also require disclosures to help
financial statement users better understand the amount, timing and uncertainty of cash flows arising from
leases. The disclosures include qualitative and quantitative requirements, providing additional information
about the amounts recorded in the financial statements. The guidance is effective for the year ending June
30, 2022, and early adoption is permitted. The Company is evaluating the effect the guidance will have on
the consolidated financial statements.
Issued in March 2020, Reference Rate Reform (Topic 848): Facilitation of the Effects of Reference
Rate Reform on Financial Reporting, provides optional expedients and exceptions for accounting related to
contracts, hedging relationships and other transactions affected by reference rate reform if certain criteria are
met. ASU 2020-04 applies only to contracts, hedging relationships and other transactions that reference
LIBOR or another reference rate expected to be discontinued because of reference rate reform and do not
apply to contract modifications made and hedging relationships entered into or evaluated after
December 31, 2022, except for hedging relationships existing as of December 31, 2022, that an entity has
elected certain optional expedients for and that are retained through the end of the hedging relationship. ASU
2020-04 was effective upon issuance and generally can be applied through December 31, 2022. The
Company is still evaluating the impact of ASU 2020-04 to the consolidated financial statements.
- 14 -
SOUTHERN TIRE MART, LLC
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
PAGE FIVE
YEARS ENDED JUNE 30, 2022 AND 2021
NOTE 2 - CONCENTRATIONS OF CREDIT RISK
Financial instruments, which potentially subject the Company to concentration of credit risk, consist
primarily of cash and cash equivalents, accounts receivable, and inventory.
By policy, the Company places its cash and cash equivalents with high quality financial institutions.
For the years ended June 30, 2022 and 2021, the Company had $42,879,609 and $46,006,326,
respectively, in uninsured cash balances in excess of Federal Deposit Insurance Corporation (FDIC) limits.
In addition, the Company had a money market account with a balance of $21,490 and $18,184 at June 30,
2022 and 2021, respectively, none of which is insured by the FDIC or guaranteed by the U.S. Government.
The Company has not experienced any losses in such accounts and believes it is not exposed to any
significant credit risk to cash.
The Company does not require collateral on its outstanding receivables, but personal guarantees
are required on some accounts. The Company has not had significant credit losses historically.
The Company purchases inventory from five major suppliers, which accounts for a substantial
amount of the annual inventory purchases. One of the suppliers, under an exclusive franchise agreement,
furnishes the Company with all of its retread materials and supplies. The other four suppliers sell new tires
to the Company.
NOTE 3 - ACCOUNTS RECEIVABLE
Receivables from contracts with customers are included in the accounts receivable balances on
the Consolidated Balance Sheets and are as follows:
June 30,
2022 2021
Beginning of year $ 136,601,168 $ 102,375,906
End of year $ 194,319,719 $ 136,601,168
(This Space Intentionally Left Blank)
- 15 -
SOUTHERN TIRE MART, LLC
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
PAGE SIX
YEARS ENDED JUNE 30, 2022 AND 2021
NOTE 4 - INVENTORIES
The major classes of inventories are as follows:
June 30,
2022 2021
Raw material $ 25,156,314 $ 14,056,062
Finished stock 26,273,174 23,807,086
New tires 421,441,304 221,524,243
Total $ 472,870,792 $ 259,387,391
NOTE 5 - PROPERTY AND EQUIPMENT
Property and equipment are as follows:
June 30,
2022 2021
Land $ 966,680 $ 966,680
Buildings and improvements 34,876,251 33,857,339
Office equipment 8,494,176 6,819,754
Shop equipment 71,992,445 63,736,986
Vehicles 205,082,065 191,201,951
Construction in progress 31,357,926 12,906,546
Total 352,769,543 309,489,256
Less: accumulated depreciation (145,940,360) (117,736,878)
Property and equipment, net $ 206,829,183 $ 191,752,378
Depreciation expense for the years ended June 30, 2022 and 2021 was $38,757,286 and
$35,109,512, respectively.
(This Space Intentionally Left Blank)
- 16 -
SOUTHERN TIRE MART, LLC
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
PAGE SEVEN
YEARS ENDED JUNE 30, 2022 AND 2021
NOTE 6 - GOODWILL
The Company has adopted FASB ASC 350, Goodwill and Other Intangible Assets, in its treatment
of goodwill resulting from the purchase of several entities with a cost in excess of the underlying fair value
of tangible operating assets at the dates of acquisition. Under ASC Topic 350, and through the issuance
of ASU 2014-02, goodwill is amortized on a straight-line method over ten years unless a shorter useful life
can be demonstrated, and is evaluated annually to detect and, if necessary, record any impairment loss
related to its carrying amount.
Amortization expense associated with goodwill for the years ended June 30, 2022 and 2021 was
$1,440,250 and $1,422,000, respectively. Management evaluated the Company’s goodwill as of June 30,
2022 and 2021 and determined no impairment existed as of those dates.
NOTE 7 - LINE OF CREDIT
The Company has a line of credit that provides borrowings up to a maximum of $70,000,000. The
outstanding balance as of June 30, 2022 and 2021 was $51,688,423 and $53,772,777, respectively. The
line of credit was restructured during the fiscal year, and the interest rate is now 30-day SOFR plus 200
basis points (3.53% at June 30, 2022). The June 30, 2021 interest rate of this line of credit before
restructuring was LIBOR plus 225 basis points (2.34% at June 30, 2021). The line of credit is secured by
personal property and has a maturity date of July 2025.
The company has a second line of credit that provides borrowings up to a maximum of $3,000,380.
The line of credit was acquired during the current fiscal year for the purpose of buying fifty Ford F-350
trucks. The outstanding balance as of June 30, 2022 was $2,047,364. Once the total amount of principal
has been advanced, the Company is not entitled to any further loan advances. This line of credit is to be
paid back in equal payments of $66,802 monthly ending January 2026, and has an interest rate of 3.25%.
Financial covenants of the line of credit agreement require the Company to maintain profitability,
net tangible worth, a leverage coverage ratio, and a debt service coverage ratio, as defined. At June 30,
2022 and 2021, the Company was in compliance with these covenants.
(This Space Intentionally Left Blank)
- 17 -
SOUTHERN TIRE MART, LLC
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
PAGE EIGHT
YEARS ENDED JUNE 30, 2022 AND 2021
NOTE 8 - LONG-TERM DEBT
Long-term debt is reported in the consolidated financial statements at the principal payments
outstanding.
Long-term debt is as follows:
June 30,
Description and Interest Rates 2022 2021
Notes payable to financial institutions in monthly
installments ranging from $54,167 to $206,939 with
a fixed rate of interest ranging from 2.59% to
3.53%, maturities ranging from March 2025
through June 2026, and secured by personal
property. With ballon payments totaling
$32,990,625. $ 53,479,078 $ 59,165,949
Note payable to financial institutions in monthly
installments of $17,472 plus interest with variable
rate of 2.25 plus LIBOR (3.31% at June 30, 2022),
maturing on December 2026, and secured by real
property. 1,991,303 2,200,970
55,470,381 61,366,919
Less: Current maturities 5,896,538 5,689,599
Long-term debt, net of current
maturities $ 49,573,843 $ 55,677,320
Interest cost incurred and expensed for the years ended June 30, 2022 and 2021 was $3,237,087
and $2,814,301, respectively.
(This Space Intentionally Left Blank)
- 18 -
SOUTHERN TIRE MART, LLC
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
PAGE NINE
YEARS ENDED JUNE 30, 2022 AND 2021
NOTE 8 - LONG-TERM DEBT (Cont.)
Aggregate maturities of long-term debt based on the original or amended, if applicable, terms of
the Company’s long-term debt agreements are as follows:
Year Ending June 30, Amount
2023 $ 5,896,538
2024 5,896,538
2025 5,610,821
2026 36,913,849
2027 1,152,635
Thereafter -
Total $ 55,470,381
NOTE 9 - RELATED PARTY TRANSACTIONS
During the years ended June 30, 2022 and 2021, the Company had transactions with entities
related through common ownership. Following is a summary of transactions with these entities for the
years ended:
June 30,
2022 2021
Accounts receivable - affiliates $ 1,577,097 $ 3,416,653
Due from affiliate $ 5,742,343 $ 39,829,912
Accounts payable - affiliates $ 4,670,930 $ 1,588,277
Due to affiliate $ - $ 1,993,738
(This Space Intentionally Left Blank)
- 19 -
SOUTHERN TIRE MART, LLC
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
PAGE TEN
YEARS ENDED JUNE 30, 2022 AND 2021
NOTE 9 - RELATED PARTY TRANSACTIONS (Cont.)
June 30,
2022 2021
Purchases of property and equipment from affiliates $ 10,164,188 $ 17,897,451
Construction services provided by affiliate $ 32,074,393 $ 9,844,136
Sales to affiliates $ 3,231,866 $ 6,973,141
Real estate leased from affiliates and related party $ 28,109,683 $ 23,785,477
Services provided by affiliates $ 25,696,518 $ 7,915,728
The nature of these relationships includes rental agreements for real estate by the Company,
repairs and maintenance services performed on the Company’s revenue equipment, various other
operating and non-operating expenses.
The Company leases real property from affiliates (lessors) under common control. The historical
cost of real property under operating leases with affiliates at June 30, 2022 and 2021 was $325,477,438
and $290,417,498, respectively, and total lease payments totaled $24,051,050 and $21,620,110,
respectively. The Company has not guaranteed any long-term debt in connection with the mortgaged
properties that it occupies and leases; however, the lessor has assigned the leases as part of the collateral
agreements it has with financial institutions. At June 30, 2022 and 2021, the lessor has approximately
$202,677,141 and $126,778,748, respectively, in long-term debt associated with the mortgaged properties
that the Company occupies and leases. The long-term debt with financial institutions related to the
mortgaged properties include fixed and variable interest rates. The fixed interest rates at June 30, 2022
ranged from 2.75% to 3.90%. The variable interest rate was LIBOR plus 255 (4.00% at June 30, 2022).
The maturities on the long-term debt associated with the mortgaged properties range from June 2023 to
January 2033. Refer to Note 11 for additional details related to lease arrangements with related parties.
The Company leases real property from an affiliate (lessor) not under common control. The total
lease payments totaled $3,249,600 at June 30, 2022.
(This Space Intentionally Left Blank)
- 20 -
SOUTHERN TIRE MART, LLC
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
PAGE ELEVEN
YEARS ENDED JUNE 30, 2022 AND 2021
NOTE 10 - RETIREMENT PLAN
The Company provides a 401(k)-retirement plan to full-time employees with one year of service
and who are 21 years of age. Participants who have attained age 50 before the end of the plan year are
eligible to make catch up contributions. Participants may also contribute amounts representing distributions
from other qualified defined benefit or defined contribution plans (rollover). Participants direct the
investment of their contributions into various investment options offered by the plan. The Company
contributes a matching contribution to the plan on a discretionary basis. The Company may also make an
annual discretionary profit-sharing contribution in an amount to be determined at the plan year-end which
will be distributed to all employees, regardless of current year elective contributions. The contribution
expense for the years ended June 30, 2022 and 2021 was $2,859,048 and $1,773,487, respectively.
NOTE 11 - LEASE OBLIGATIONS
The Company leases facilities and vehicles under operating agreements with third parties and
related parties. The leases have various expirations through January 2036. Lease expense for facilities
from related parties and third parties for the years ended June 30, 2022 and 2021 was $39,158,289 and
$31,645,691. Lease expense for vehicles from third parties for the year ended June 30, 2022 and 2021
was $3,686,900 and $4,488,355, respectively.
The Company has entered into lease agreements relating to certain vehicles that would allow the
Company to purchase the vehicles on or before the end of the lease term for a specified purchase price.
Future minimum payments, by year and in the aggregate, for non-cancelable leases in effect at
June 30, 2022, consisted of the following:
Year Ending June 30, Related Party Third Parties
2023 $ 22,972,049 $ 15,389,793
2024 22,591,699 12,671,608
2025 22,491,629 8,729,705
2026 22,491,629 6,112,598
2027 22,491,629 2,959,471
Thereafter 114,309,653 1,364,908
Total $ 227,348,288 $ 47,228,083
(This Space Intentionally Left Blank)
- 21 -
SOUTHERN TIRE MART, LLC
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
PAGE TWELVE
YEARS ENDED JUNE 30, 2022 AND 2021
NOTE 12 - COMMITMENTS AND CONTINGENCIES
The Company is involved in various claims and routine litigation incidental to its business.
Management is of the opinion that the outcome of these matters will not have a material adverse effect on
the financial position or operations of the Company.
NOTE 13 - SUBSEQUENT EVENTS
In connection with the preparation of the consolidated financial statements, management of the
Company has evaluated subsequent events through October 20, 2022, which is the date the consolidated
financial statements were available to be issued.
(This Space Intentionally Left Blank)
SUPPLEMENTARY INFORMATION
- 22 -
SCHEDULE 1
SOUTHERN TIRE MART, LLC
CONSOLIDATING BALANCE SHEET
JUNE 30, 2022
ASSETS
Southern Tire
Southern Tire Mart at Pilot,
Mart, LLC LLC Elimination Consolidated
CURRENT ASSETS
Cash and cash equivalents $ 12,415,342 $ 6,438,561 $ - $ 18,853,903
Accounts receivable 191,906,042 2,413,677 - 194,319,719
Accounts receivable - affiliates 1,781,848 262,754 (467,505) 1,577,097
Inventories 461,603,846 11,266,946 - 472,870,792
Prepaid expenses and other 2,091,255 225,116 - 2,316,371
Due from affiliate 5,742,343 - - 5,742,343
Investment in Southern Tire Mart at
Pilot, LLC 10,941,015 - (10,941,015) -
Total current assets 686,481,691 20,607,054 (11,408,520) 695,680,225
PROPERTY AND EQUIPMENT
Property and equipment 348,338,714 4,430,829 - 352,769,543
Less: accumulated depreciation (145,054,130) (886,230) - (145,940,360)
Property and equipment, net 203,284,584 3,544,599 - 206,829,183
OTHER ASSETS
Goodwill, net of accumulated
amortization of $9,657,750 in 2022
and $8,217,500 in 2021 6,023,650 - - 6,023,650
Deposits 2,812,453 31,133 - 2,843,586
Total other assets 8,836,103 31,133 - 8,867,236
Total assets $ 898,602,378 $ 24,182,786 $ (11,408,520) $ 911,376,644
See independent auditor's report.
- 23 -
LIABILITIES AND MEMBERS' EQUITY
Southern Tire
Southern Tire Mart at Pilot,
Mart, LLC LLC Elimination Consolidated
CURRENT LIABILITIES
Current maturities of long-term debt $ 5,896,538 $ - $ - $ 5,896,538
Accounts payable 491,106,456 3,422,868 - 494,529,324
Accounts payable - affiliates 4,444,326 694,109 (467,505) 4,670,930
Accrued liabilities 19,556,588 1,615,124 - 21,171,712
Due to affiliate - - - -
Total current liabilities 521,003,908 5,732,101 (467,505) 526,268,504
LONG-TERM DEBT
Long term debt 49,573,843 - - 49,573,843
Line of credit 51,688,423 2,047,364 - 53,735,787
Total long-term liabilities 101,262,266 2,047,364 - 103,309,630
Total liabilities 622,266,174 7,779,465 (467,505) 629,578,134
MEMBERS' EQUITY
Contributions 2,000,000 6,670,000 (6,670,000) 2,000,000
Distributions (6,640,000) - - (6,640,000)
Members' Equity 280,976,204 4,271,015 (4,271,015) 280,976,204
Equity attributable to Southern Tire
Mart, LLC 276,336,204 10,941,015 (10,941,015) 276,336,204
Noncontrolling interest in Southern Tire Mart
at Pilot, LLC. - 5,462,306 - 5,462,306
Total members' equity 276,336,204 16,403,321 (10,941,015) 281,798,510
Total liabilities and members'
equity $ 898,602,378 $ 24,182,786 $ (11,408,520) $ 911,376,644
- 24 -
SCHEDULE 2
SOUTHERN TIRE MART, LLC
CONSOLIDATING STATEMENT OF INCOME
JUNE 30, 2022
Southern Tire Mart, Southern Tire
LLC Mart at Pilot, LLC Elimination Consolidated
SALES - NET $ 2,085,049,118 $ 57,763,204 $ (3,462,368) $ 2,139,349,954
COST OF SALES - NET 1,426,826,945 28,524,136 (3,462,368) 1,451,888,713
GROSS PROFIT 658,222,173 29,239,068 - 687,461,241
OPERATING EXPENSES 554,014,054 29,933,839 - 583,947,893
NET INCOME (LOSS) FROM
OPERATIONS 104,208,119 (694,771) - 103,513,348
OTHER INCOME (EXPENSE)
Gain (loss) on sale of property
and equipment 3,794,775 - - 3,794,775
Interest income 9,132 - - 9,132
Other income 822,807 38,938 - 861,745
Amortization expense (1,440,250) - - (1,440,250)
Bad debt expense (1,980,069) (25,996) - (2,006,065)
Interest expense (3,203,882) (28,205) - (3,232,087)
Loss from Southern Tire Mart
at Pilot, LLC (473,593) - 473,593 -
Total other income
(expense) (2,471,080) (15,263) 473,593 (2,012,750)
NET INCOME (LOSS) $ 101,737,039 $ (710,034) $ 473,593 $ 101,500,598
See independent auditor's report.
SOUTHERN TIRE MART, LLC
CONSOLIDATED FINANCIAL STATEMENTS
AND SUPPLEMENTARY INFORMATION
Years Ended June 30, 2023 and 2022
SOUTHERN TIRE MART, LLC
CONTENTS
PAGE
INDEPENDENT AUDITOR’S REPORT 1
CONSOLIDATED FINANCIAL STATEMENTS
Exhibit A - Consolidated Balance Sheets 4
Exhibit B - Consolidated Statements of Income 6
Exhibit C - Consolidated Statements of Members’ Equity 7
Exhibit D - Consolidated Statements of Cash Flows 8
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS 10
SUPPLEMENTARY INFORMATION
Schedule 1 - Consolidating Balance Sheet 23
Schedule 2 - Consolidating Statement of Income 25
INDEPENDENT AUDITOR’S REPORT
To the Members of
Southern Tire Mart, LLC
Columbia, Mississippi
Opinion
We have audited the consolidated financial statements of Southern Tire Mart, LLC (a Mississippi limited liability
company) and its subsidiaries, which comprise the consolidated balance sheets as of June 30, 2023 and 2022, and the
related consolidated statements of income, members’ equity, and cash flows for the years then ended, and the related notes
to the consolidated financial statements.
In our opinion, the accompanying consolidated financial statements present fairly, in all material respects, the
financial position of Southern Tire Mart, LLC and its subsidiaries as of June 30, 2023 and 2022, and the results of their
operations and their cash flows for the years then ended in accordance with accounting principles generally accepted in the
United States of America.
Basis for Opinion
We conducted our audits in accordance with auditing standards generally accepted in the United States of America
(GAAS). Our responsibilities under those standards are further described in the Auditor’s Responsibilities for the Audit of
the Financial Statements section of our report. We are required to be independent of Southern Tire Mart, LLC, and to meet
our other ethical responsibilities, in accordance with the relevant ethical requirements relating to our audits. We believe that
the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinion.
Responsibilities of Management for the Financial Statements
Management is responsible for the preparation and fair presentation of the consolidated financial statements in
accordance with accounting principles generally accepted in the United States of America, and for the design,
implementation, and maintenance of internal control relevant to the preparation and fair presentation of consolidated
financial statements that are free from material misstatement, whether due to fraud or error.
-2-
To the Members of
Southern Tire Mart, LLC
Columbia, Mississippi
In preparing the consolidated financial statements, management is required to evaluate whether there are
conditions or events, considered in the aggregate, that raise substantial doubt about Southern Tire Mart, LLC’s ability to
continue as a going concern for one year after the date that the consolidated financial statements are available to be issued.
Auditor’s Responsibilities for the Audit of the Financial Statements
Our objectives are to obtain reasonable assurance about whether the consolidated financial statements as a whole
are free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinion.
Reasonable assurance is a high level of assurance but is not absolute assurance and therefore is not a guarantee that an
audit conducted in accordance with GAAS will always detect a material misstatement when it exists. The risk of not detecting
a material misstatement resulting from fraud is higher than for one resulting from error, as fraud may involve collusion,
forgery, intentional omissions, misrepresentations, or the override of internal control. Misstatements are considered material
if there is a substantial likelihood that, individually or in the aggregate, they would influence the judgment made by a
reasonable user based on the consolidated financial statements.
In performing an audit in accordance with GAAS, we:
• Exercise professional judgment and maintain professional skepticism throughout the audit.
• Identify and assess the risks of material misstatement of the consolidated financial statements, whether
due to fraud or error, and design and perform audit procedures responsive to those risks. Such procedures
include examining, on a test basis, evidence regarding the amounts and disclosures in the consolidated
financial statements.
• Obtain an understanding of internal control relevant to the audit in order to design audit procedures that are
appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of
Southern Tire Mart, LLC’s internal control. Accordingly, no such opinion is expressed.
• Evaluate the appropriateness of accounting policies used and the reasonableness of significant accounting
estimates made by management, as well as evaluate the overall presentation of the consolidated financial
statements.
• Conclude whether, in our judgment, there are conditions or events, considered in the aggregate, that raise
substantial doubt about Southern Tire Mart, LLC’s ability to continue as a going concern for a reasonable
period of time.
-3-
To the Members of
Southern Tire Mart, LLC
Columbia, Mississippi
We are required to communicate with those charged with governance regarding, among other matters, the planned
scope and timing of the audit, significant audit findings, and certain internal control–related matters that we identified during
the audit.
Supplementary Information
Our audit was conducted for the purpose of forming an opinion on the consolidated financial statements as a whole.
The supplementary consolidating information is presented for purposes of additional analysis and is not a required part of
the consolidated financial statements. Such information is the responsibility of management and was derived from and
relates directly to the underlying accounting and other records used to prepare the consolidated financial statements. The
information has been subjected to the auditing procedures applied in the audit of the consolidated financial statements and
certain additional procedures, including comparing and reconciling such information directly to the underlying accounting
and other records used to prepare the consolidated financial statements or to the consolidated financial statements
themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States
of America. In our opinion, the information is fairly stated in all material respects in relation to the consolidated financial
statements as a whole.
Hattiesburg, Mississippi
October 11, 2023
CONSOLIDATED FINANCIAL STATEMENTS
-4-
EXHIBIT A
SOUTHERN TIRE MART, LLC
CONSOLIDATED BALANCE SHEETS
JUNE 30, 2023 AND 2022
ASSETS
June 30,
2023 2022
CURRENT ASSETS
Cash and cash equivalents $ 17,790,776 $ 18,853,903
Accounts receivable 221,855,175 194,319,719
Accounts receivable - affiliates 927,135 1,577,097
Inventories 541,876,606 472,870,792
Prepaid expenses and other 2,006,614 2,316,371
Due from affiliate 6,452,757 5,742,343
Total current assets 790,909,063 695,680,225
LONG TERM ASSETS
Property and equipment, net 253,222,443 206,829,183
Right-of-use asset - operating leases 425,032,340 -
Long term assets, net 678,254,783 206,829,183
OTHER ASSETS
Goodwill, net of accumulated amortization of
$14,376,350 in 2023 and $9,657,750 in 2022 35,455,050 6,023,650
Deposits 3,518,605 2,843,586
Total other assets 38,973,655 8,867,236
Total assets $ 1,508,137,501 $ 911,376,644
The accompanying notes are an integral part of these consolidated financial statements.
-5-
LIABILITIES AND MEMBERS' EQUITY
June 30,
2023 2022
CURRENT LIABILITIES
Current maturities of long-term debt $ 8,500,807 $ 5,896,538
Current portion of line of credit 20,000,000 -
Current maturities of operating leases 39,492,741 -
Accounts payable 543,892,572 494,529,324
Accounts payable - affiliates 3,244,444 4,670,930
Accrued liabilities 16,924,446 21,171,712
Total current liabilities 632,055,010 526,268,504
LONG-TERM DEBT
Long term debt 50,741,442 51,621,207
Line of credit 94,114,162 51,688,423
Lease liability - operating leases, net of current portion 386,460,418 -
Total long-term liabilities 531,316,022 103,309,630
Total liabilities 1,163,371,032 629,578,134
MEMBERS' EQUITY
Equity attributable to Southern Tire Mart, LLC 340,013,990 276,336,204
Noncontrolling interest in Southern Tire Mart at Pilot, LLC 4,752,479 5,462,306
Total members' equity 344,766,469 281,798,510
Total liabilities and members’ equity $ 1,508,137,501 $ 911,376,644
The accompanying notes are an integral part of these consolidated financial statements.
-6-
EXHIBIT B
SOUTHERN TIRE MART, LLC
CONSOLIDATED STATEMENTS OF INCOME
YEARS ENDED JUNE 30, 2023 AND 2022
June 30,
2023 2022
SALES - NET $ 2,778,111,002 $ 2,139,349,954
COST OF SALES - NET 1,870,293,482 1,451,888,713
GROSS PROFIT 907,817,520 687,461,241
OPERATING EXPENSES 808,042,547 583,947,893
NET INCOME FROM OPERATIONS 99,774,973 103,513,348
OTHER INCOME (EXPENSE)
Gain on sale of property and equipment 4,278,666 3,794,775
Interest income 24,755 9,132
Other income 549,153 861,745
Amortization expense (4,718,600) (1,440,250)
Bad debt expense (2,499,390) (2,006,065)
Interest expense (7,541,598) (3,232,087)
Total other income (expense) (9,907,014) (2,012,750)
NET INCOME INCLUDING NONCONTROLLING
INTEREST 89,867,959 101,500,598
NET LOSS ATTRIBUTABLE TO
NONCONTROLLING INTEREST (709,827) (236,441)
NET INCOME ATTRIBUTABLE TO
SOUTHERN TIRE MART, LLC $ 90,577,786 $ 101,737,039
The accompanying notes are an integral part of these consolidated financial statements.
-7-
EXHIBIT C
SOUTHERN TIRE MART, LLC
CONSOLIDATED STATEMENTS OF MEMBERS’ EQUITY
YEARS ENDED JUNE 30, 2023 AND 2022
Noncontrolling
Members' Equity Interest Total
BALANCE - JUNE 30, 2021 $ 179,239,165 $ 2,368,747 $ 181,607,912
ADD (DEDUCT):
Contributions 2,000,000 3,330,000 5,330,000
Distributions (6,640,000) - (6,640,000)
Net income (loss) for year per
accompanying statement 101,737,039 (236,441) 101,500,598
BALANCE - JUNE 30, 2022 276,336,204 5,462,306 281,798,510
ADD (DEDUCT):
Distributions (26,900,000) - (26,900,000)
Net income (loss) for year per
accompanying statement 90,577,786 (709,827) 89,867,959
BALANCE - JUNE 30, 2023 $ 340,013,990 $ 4,752,479 $ 344,766,469
The accompanying notes are an integral part of these consolidated financial statements.
-8-
EXHIBIT D
SOUTHERN TIRE MART, LLC
CONSOLIDATED STATEMENTS OF CASH FLOWS
YEARS ENDED JUNE 30, 2023 AND 2022
June 30,
2023 2022
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income $ 89,867,959 $ 101,500,598
Adjustments to reconcile net income to net cash
provided by operating activities:
Depreciation and amortization 52,701,239 40,197,536
Gain on sale of property and equipment (4,278,666) (3,794,775)
Noncash operating lease expense 36,135,612 -
Right-of-use asset amortization for operating leases (35,214,793) -
(Increase) decrease in:
Accounts receivable (27,535,456) (57,718,551)
Accounts receivable - affiliates 649,962 1,839,556
Inventories (69,005,814) (213,483,401)
Prepaid expenses and other 309,757 (235,609)
Due from affiliate (710,414) 34,087,569
Increase (decrease) in:
Accounts payable 49,363,248 149,418,452
Accounts payable - affiliates (1,426,486) 3,082,653
Accrued liabilities (4,247,266) (1,063,880)
Due to affiliate - (1,993,738)
Net cash provided by operating activities 86,608,882 51,836,410
CASH FLOWS FROM INVESTING ACTIVITIES:
Purchases of property and equipment (91,287,959) (57,713,783)
Proceeds from sale of property and equipment 10,534,313 9,744,020
Goodwill from purchase of property and equipment (34,150,000) (1,600,000)
Change in deposits (675,019) (211,121)
Net cash used by investing activities (115,578,665) (49,780,884)
The accompanying notes are an integral part of these consolidated financial statements.
-9-
EXHIBIT D
PAGE TWO
SOUTHERN TIRE MART, LLC
CONSOLIDATED STATEMENTS OF CASH FLOWS
YEARS ENDED JUNE 30, 2023 AND 2022
June 30,
2023 2022
CASH FLOWS FROM FINANCING ACTIVITIES:
Borrowings on line of credit $ 108,271,986 $ 21,845,141
Payments on line of credit (45,846,247) (23,951,684)
Principal reduction on long-term debt (7,619,083) (5,896,538)
Capital contributions - 5,330,000
Capital distributions (26,900,000) (6,640,000)
Net cash provided (used) by financing activities 27,906,656 (9,313,081)
NET DECREASE IN CASH (1,063,127) (7,257,555)
CASH AND CASH EQUIVALENTS, BEGINNING 18,853,903 26,111,458
CASH AND CASH EQUIVALENTS, ENDING $ 17,790,776 $ 18,853,903
SUPPLEMENTAL DISCLOSURE OF CASH FLOW
INFORMATION:
Interest paid $ 7,541,598 $ 3,232,087
SUPPLEMENTAL DISCLOSURE OF NONCASH
INVESTING AND FINANCING ACTIVITIES:
Acquisition of property and equipment under installment
note obligations $ 9,343,587 $ 2,069,553
The accompanying notes are an integral part of these consolidated financial statements.
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
- 10 -
SOUTHERN TIRE MART, LLC
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
YEARS ENDED JUNE 30, 2023 AND 2022
NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
The summary of significant accounting policies of Southern Tire Mart, LLC and its subsidiaries (the
Company) is presented to assist in understanding the Company’s consolidated financial statements. The
consolidated financial statements and notes are representations of the Company’s management who is
responsible for their integrity and objectivity. These policies conform to accounting principles generally
accepted in the United States of America and have been consistently applied in the preparation of the
consolidated financial statements.
Business Activities - The Company is a Mississippi Limited Liability Company formed in
March 2003 and shall continue until December 2053. The members’ liability is limited to no more than their
capital accounts. The Company is engaged in the retread and sales of commercial tires, sales of new tires
for passenger and commercial vehicles, and minor vehicle maintenance. The Company operates various
stores and retread plants in the states of Alabama, Arizona, Arkansas, California, Colorado, Florida,
Georgia, Louisiana, Mississippi, Missouri, Nevada, New Mexico, Oklahoma, South Carolina, Tennessee,
Texas, and Utah.
Principles of Consolidation - The consolidated financial statements include the accounts of
Southern Tire Mart, LLC and its wholly owned subsidiary, Southern Tire Aviation, LLC. In addition, these
consolidated financial statements include the accounts of Southern Tire Mart at Pilot, LLC for which the
Company has a majority ownership interest. Amounts pertaining to the financial position and operating
results of the noncontrolling interest in Southern Tire Mart at Pilot, LLC are reported as noncontrolling
interest in the consolidated financial statements. All significant intercompany accounts and transactions
have been eliminated in consolidation.
Basis of Accounting - The Company prepares its consolidated financial statements on the accrual
basis of accounting in accordance with accounting principles generally accepted in the United States of
America. Revenues are recognized in the accounting period in which they are earned, and expenses are
recognized in the accounting period in which they are incurred.
Use of Estimates - The preparation of consolidated financial statements in conformity with
accounting principles generally accepted in the United States of America requires management to make
estimates and assumptions that affect certain reported amounts and disclosures. Accordingly, actual
results could differ from those estimates.
Revenue Recognition - The company follows the recommendation of the Financial Accounting
Standards Board (FASB) Accounting Standard Codification (ASC) Topic 606: Revenue from Contracts with
Customers. The ASC is a comprehensive revenue recognition model that requires a company to recognize
revenue from the transfer of goods or services to customers in an amount that reflects the consideration
that the entity expects to receive in exchange for those goods or services.
- 11 -
SOUTHERN TIRE MART, LLC
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
PAGE TWO
YEARS ENDED JUNE 30, 2023 AND 2022
NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Cont.)
Performance Obligation - The Company is primarily engaged in the retread and sales of commercial
tires, sales of new tires for passenger and commercial vehicles, and minor vehicle maintenance. The
Company recognizes revenue when control of the promised goods or services is transferred to customers
at an amount that reflects the consideration to which the entity expects to be entitled to in exchange for
those goods and services. Shipping and handling costs are recorded in cost of products sold. Allowance
programs such as volume rebates and cash discounts are recorded at the time of sale as a reduction to
revenue based on anticipated accrual rates for the year. Customer payments are typically due within 30
days of billings, with some payments having 60-day terms.
Variable Consideration - The nature of the Company’s tire product sales give rise to variable
consideration, including returns and discounts that generally decrease the transaction price which reduces
revenue. These variable amounts are generally credited to the customer. Variable consideration is
estimated at the most likely amount that is expected to be earned.
Cash and Cash Equivalents - Cash and cash equivalents consist of cash on hand, checking
accounts, and money market accounts. For purposes of the statements of cash flows, the Company
considers all short-term investments with an original maturity date of three months or less to be cash
equivalents.
Accounts Receivable - Accounts receivable represent sales to customers on credit. The
Company considers accounts receivable to be fully collectible; accordingly, no allowance for doubtful
accounts is required. Accounting principles generally accepted in the United States of America require that
the allowance method be used to reflect bad debt expense. However, the effect of the use of the direct
write-off method is not materially different from the results that would have been obtained had the allowance
method been followed. If the amounts become uncollectible, they will be charged to operations when
management makes that determination. Receivables older than 60 days are considered past due. The
Company does not accrue finance or interest charges on past due receivables.
Inventories - Inventories consist primarily of tires and tire products purchased from vendors for
resale and retread tires. Tires purchased from vendors and retread tires are stated at the lower of cost or
net realizable value using the average cost method.
(This Space Intentionally Left Blank)
- 12 -
SOUTHERN TIRE MART, LLC
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
PAGE THREE
YEARS ENDED JUNE 30, 2023 AND 2022
NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Cont.)
Property and Equipment - Property and equipment is stated at cost. Depreciation is computed
over the estimated useful lives of the respective assets on the straight-line method at rates based on the
following useful lives:
Buildings and improvements 3 - 39 years
Office equipment 3 - 7 years
Shop equipment 3 - 7 years
Vehicles 3 - 15 years
Expenditures for acquisition, renewals or betterments are capitalized, whereas maintenance and
repair costs are expensed as incurred. When properties are retired or otherwise disposed of, the
appropriate accounts are relieved of costs and accumulated depreciation and any resultant gain or loss is
credited or charged to income.
Leases - The Company adopted FASB ASU 2016-02, Leases (Topic 842), which requires leases
with durations greater than 12 months to be recognized on the balance sheet, effective July 1, 2022, using
the alternative modified retrospective transition method. The Company leases property and equipment
under operating lease agreements. For leases with terms greater than 12 months, the Company records
the related assets and obligations at the present value of total lease payments over the term of lease(s)
utilizing the stated rate in the contract when available or its incremental borrowing rate. The majority of the
Company’s leases include rental escalation clauses and renewal options that are factored into the
determination of lease payments, when appropriate. The Company does not separate lease and non-lease
components of contracts.
Advertising - The Company expenses advertising costs as incurred. The Company incurred
advertising costs of $3,103,569 and $3,789,915 for the years ended June 30, 2023 and 2022, respectively.
Income Taxes - The Company has elected to be taxed as an S-corporation. Under the Subchapter
S provisions, the Company does not pay corporate income taxes on its taxable income. Instead, taxable
income and credits are allocated to the members of the Company for inclusion in their personal income tax
returns.
Financial Accounting Standards Board (FASB) Accounting Standards Codification (ASC) 740,
Accounting for Uncertainty in Income Taxes, clarifies the accounting and recognition for income tax
positions taken or expected to be taken in the Company’s income tax returns. The Company’s income tax
returns are subject to examination by taxing authorities for three years after they were filed. The Company
believes their estimates are appropriate based on current facts and circumstances and that no uncertain
tax positions were taken.
- 13 -
SOUTHERN TIRE MART, LLC
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
PAGE FOUR
YEARS ENDED June 30, 2023 and 2022
NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Cont.)
Compensated Absences - Employees of the Company are entitled to paid vacation, paid sick
days, and personal days off, depending on length of service and other factors. It is impractical to estimate
the amount of compensation for future absences, and accordingly, no liability has been recorded in the
accompanying consolidated financial statements. The Company’s policy is to recognize the costs of
compensated absences when actually paid to employees.
Sales Tax - For purposes of the income statement, the Company’s policy is to recognize revenue
net of sales taxes. The Company incurred sales taxes for the years ended June 30, 2023 and 2022 of
$67,095,233 and $54,140,120, respectively.
Shipping and Handling - The Company’s shipping and handling costs incurred are recorded in
the cost of sales.
Goodwill - In accordance with Accounting Standards Update (ASU) 2014-02, Intangibles-Goodwill
and Other and in conjunction with FASB ASC 350, Goodwill and Other Intangible Assets, goodwill is
amortized on a straight-line method over ten years unless a shorter useful life can be demonstrated. It is
tested annually for impairment.
Reclassification - Certain reclassifications were made to the 2022 consolidated financial
statements in order to conform to the 2023 presentation. These reclassifications had no effect on previously
reported net income.
Adopted Accounting Principles - In February 2016, the Financial Accounting Standards Board
(FASB) established Topic 842, Leases, by issuing Accounting Standards Update (ASU) No. 2016-02, which
requires lessees to recognize leases on the balance sheet and disclose key information about leasing
arrangements.
The new standard establishes a right-of-use (ROU) model that requires a lessee to recognize a
ROU asset and lease liability on the balance sheet for all leases with a term longer than 12 months. Leases
are classified as operating or finance, with classification affecting the pattern and classification of expense
recognition in the income statement.
(This Space Intentionally Left Blank)
- 14 -
SOUTHERN TIRE MART, LLC
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
PAGE FIVE
YEARS ENDED JUNE 30, 2023 AND 2022
NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Cont.)
The new standard became effective for the Company on July 1, 2022. A modified retrospective
transition approach is required, applying the new standard to all leases existing at the date of initial
application. An entity may choose to use either (1) its effective date or (2) the beginning of the earliest
comparative period presented in the financial statements as its date of initial application. The Company
adopted the new standard using the effective date financial statements as its date of initial application.
Consequently, financial information has not been updated and the disclosures required under the new
standard are not provided for dates and periods before July 1, 2022.
The new standard provided a number of optional practical expedients in transition. The Company
elected the ‘package of practical expedients’, which permits it not to reassess under the new standard its
prior conclusions about lease identification, lease classification and initial direct costs. The Company did
not elect the use-of-hindsight or lease identification, lease classification and initial direct costs. The
Company elected the short-term lease recognition exemption for all leases that qualify. This means, for
those leases that qualify, the Company will not recognize ROU assets or lease liabilities, and this includes
not recognizing ROU assets or lease liabilities for existing short-term leases of those assets in transition.
The Company also elected the practical expedient to not separate lease and non-lease components for all
of its leases.
As of July 1, 2022, the Company recognized right-of-use assets and corresponding lease liabilities
of approximately $461 million. There were no material impacts to our results of operations or our cash
flows. Disclosures related to the amount, timing, and uncertainty of cash flows arising from our leases are
included in Note 6.
Issued in March 2020, Reference Rate Reform (Topic 848): Facilitation of the Effects of Reference
Rate Reform on Financial Reporting, provides optional expedients and exceptions for accounting related
to contracts, hedging relationships and other transactions affected by reference rate reform if certain criteria
are met. ASU 2020-04 applies only to contracts, hedging relationships and other transactions that
reference LIBOR or another reference rate expected to be discontinued because of reference rate reform
and do not apply to contract modifications made and hedging relationships entered into or evaluated after
December 31, 2022, except for hedging relationships existing as of December 31, 2022, that an entity has
elected certain optional expedients for and that are retained through the end of the hedging relationship.
ASU 2020-04 was effective upon issuance and generally can be applied through December 31, 2022. The
Company has determined that ASU 2020-04 has no impact to the consolidated financial statements.
Subsequent Events - In preparing these consolidated financial statements, management has
evaluated and disclosed all material subsequent events up to October 11, 2023, which is the date the
consolidated financial statements were available to be issued.
- 15 -
SOUTHERN TIRE MART, LLC
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
PAGE SIX
YEARS ENDED JUNE 30, 2023 AND 2022
NOTE 2 - CONCENTRATIONS OF CREDIT RISK
Financial instruments, which potentially subject the Company to concentration of credit risk, consist
primarily of cash and cash equivalents, accounts receivable, and inventory.
By policy, the Company places its cash and cash equivalents with high quality financial institutions.
For the years ended June 30, 2023 and 2022, the Company had $43,836,885 and $42,879,609,
respectively, in uninsured cash balances in excess of Federal Deposit Insurance Corporation (FDIC) limits.
In addition, the Company had a money market account with a balance of $21,490 at June 30, 2023 and
2022, respectively, none of which is insured by the FDIC or guaranteed by the U.S. Government. The
Company has not experienced any losses in such accounts and believes it is not exposed to any significant
credit risk to cash.
The Company does not require collateral on its outstanding receivables, but personal guarantees
are required on some accounts. The Company has not had significant credit losses historically.
The Company purchases inventory from five major suppliers, which accounts for a substantial
amount of the annual inventory purchases. One of the suppliers, under an exclusive franchise agreement,
furnishes the Company with all of its retread materials and supplies. The other four suppliers sell new tires
to the Company.
NOTE 3 - ACCOUNTS RECEIVABLE
Receivables from contracts with customers are included in the accounts receivable balances on
the Consolidated Balance Sheets and are as follows:
June 30,
2023 2022
Beginning of year $ 194,319,719 $ 136,601,168
End of year $ 221,855,175 $ 194,319,719
(This Space Intentionally Left Blank)
- 16 -
SOUTHERN TIRE MART, LLC
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
PAGE SEVEN
YEARS ENDED JUNE 30, 2023 AND 2022
NOTE 4 - INVENTORIES
The major classes of inventories are as follows:
June 30,
2023 2022
Raw material $ 39,318,579 $ 25,156,314
Finished stock 58,134,959 26,273,174
New tires 444,423,068 421,441,304
Total $ 541,876,606 $ 472,870,792
NOTE 5 - PROPERTY AND EQUIPMENT
Property and equipment are as follows:
June 30,
2023 2022
Land $ 966,680 $ 966,680
Buildings and improvements 39,462,826 34,876,251
Office equipment 10,793,490 8,494,176
Shop equipment 100,649,433 71,992,445
Vehicles 258,181,151 205,082,065
Construction in progress 26,329,199 31,357,926
Not placed in service 336,045 -
Total 436,718,824 352,769,543
Less: accumulated depreciation (183,496,381) (145,940,360)
Property and equipment, net $ 253,222,443 $ 206,829,183
Depreciation expense for the years ended June 30, 2023 and 2022 was $47,982,639 and
$38,757,286, respectively.
(This Space Intentionally Left Blank)
- 17 -
SOUTHERN TIRE MART, LLC
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
PAGE EIGHT
YEARS ENDED JUNE 30, 2023 AND 2022
NOTE 6 - LEASES
The Company’s leases are limited to real estate, including terminals and general office buildings.
Leases with an initial term of 12 months or less are not recorded on the consolidated balance sheet; the
Company recognizes lease expense for these leases on a straight-line basis over the lease term.
Lease Cost Amount
Annual operating lease cost (includes variable and sublease
costs as they are immaterial) $ 50,959,327
Other Information Amount
Right-of-use assets obtained in exchange for new operating
lease liabilities $ 461,167,952
The discount rate used in the Company's calculation of its right-of-use assets and corresponding
lease liabilities was determined based on the stated rate within each contract when available, or its
incremental borrowing rate, which approximates the rate at which the Company could borrow, on a
collateralized basis, over the term of a lease. Supplemental cash flow and balance sheet information
related to leases was as follows:
Cash paid for amounts included in the measurement
of lease liabilities Amount
Operating cash flows from operating leases $ 35,214,793
Weighted-average remaing lease term - operating
leases (years) 13.16
Weighted-average discount rate - operating leases 3.59%
(This Space Intentionally Left Blank)
- 18 -
SOUTHERN TIRE MART, LLC
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
PAGE NINE
YEARS ENDED JUNE 30, 2023 AND 2022
NOTE 6 - LEASES (Cont.)
The following table reconciles the undiscounted minimum lease payment amounts to the operating
lease liabilities recorded on the balance sheet at June 30, 2023:
Year Ending December 31, Related Party Leases Third Party Total
2024 $ 33,653,971 $ 20,297,850 $ 53,951,821
2025 33,653,971 15,617,490 49,271,461
2026 33,653,971 11,748,675 45,402,646
2027 33,653,971 7,493,234 41,147,205
2028 33,274,401 4,425,831 37,700,232
Thereafter 292,648,514 15,923,416 308,571,930
Total minimum lease payments 460,538,799 75,506,496 536,045,295
Less: Present value adjustment (110,092,136)
Present value of minimum lease payments 425,953,159
Less: Current lease obligations (39,492,741)
Long-term lease obligations $ 386,460,418
NOTE 7 - GOODWILL
The Company has adopted FASB ASC 350, Intangibles-Goodwill and Other, in its treatment of
goodwill resulting from the purchase of several entities with a cost in excess of the underlying fair value of
tangible operating assets at the dates of acquisition. Under ASC Topic 350, and through the issuance of
ASU 2014-02, goodwill is amortized on a straight-line method over ten years unless a shorter useful life
can be demonstrated, and is evaluated annually to detect and, if necessary, record any impairment loss
related to its carrying amount.
During the fiscal year ended June 30, 2023 the Company added $34,150,000 of goodwill from
acquisitions. Amortization expense associated with goodwill for the years ended June 30, 2023 and 2022
was $4,718,600 and $1,440,250, respectively. Management evaluated the Company’s goodwill as of June
30, 2023 and 2022 and determined no impairment existed as of those dates.
(This Space Intentionally Left Blank)
- 19 -
SOUTHERN TIRE MART, LLC
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
PAGE TEN
YEARS ENDED JUNE 30, 2023 AND 2022
NOTE 8 - LINE OF CREDIT
The Company has a line of credit that provides borrowings up to a maximum of $100,000,000. The
outstanding balance as of June 30, 2023 and 2022 was $94,114,162 and $51,688,423, respectively. The
line of credit has a variable interest rate of 30-day SOFR plus 200 basis points, 7.17% and 3.53% as of
June 30, 2023 and 2022, respectively. This line of credit is secured by personal property and has a maturity
date of July 2025.
Financial covenants of the line of credit agreement require the Company to maintain profitability,
net tangible worth, a leverage coverage ratio, and a debt service coverage ratio, as defined. At June 30,
2023 and 2022, the Company was in compliance with these covenants.
The company has a second line of credit that provides borrowings up to a maximum of $21,000,000.
The outstanding balance as of June 30, 2023 was $20,000,000. This line of credit is to be paid back in
equal payments of $1,000,000 monthly ending June 2024, and has a variable interest rate of 30-day SOFR
plus 300 basis points, 8.16% as of June 30, 2023.
NOTE 9 - LONG-TERM DEBT
Long-term debt is reported in the consolidated financial statements at the principal payments
outstanding.
Long-term debt is as follows:
June 30,
Description and Interest Rates 2023 2022
Notes payable to financial institutions in monthly
installments ranging from $54,167 to $206,939 with a
fixed rate of interest ranging from 2.59% to 6.50%,
maturities ranging from March 2025 through January
2028, and secured by personal property. With ballon
payments totaling $33,607,403. $ 57,460,612 $ 55,526,442
(Table Continued on Next Page)
- 20 -
SOUTHERN TIRE MART, LLC
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
PAGE ELEVEN
YEARS ENDED JUNE 30, 2023 AND 2022
NOTE 9 - LONG-TERM DEBT (Cont.)
June 30,
Description and Interest Rates 2023 2022
Note payable to financial institutions in monthly
installments of $17,472 plus interest with variable rate
of 2.35 plus SOFR (7.51% at June 30, 2023),
maturing on December 2026, and secured by real
property. $ 1,781,637 $ 1,991,303
59,242,249 57,517,745
Less: Current maturities 8,500,807 5,896,538
Long-term debt, net of current maturities $ 50,741,442 $ 51,621,207
Interest cost incurred and expensed for the years ended June 30, 2023 and 2022 was $7,541,598
and $3,232,087, respectively.
Aggregate maturities of long-term debt based on the original or amended, if applicable, terms of
the Company’s long-term debt agreements are as follows:
Year Ending June 30, Amount
2024 $ 8,500,807
2025 8,349,983
2026 40,018,466
2027 1,855,553
2028 517,440
Thereafter -
Total $ 59,242,249
(This Space Intentionally Left Blank)
- 21 -
SOUTHERN TIRE MART, LLC
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
PAGE TWELVE
YEARS ENDED JUNE 30, 2023 AND 2022
NOTE 10 - RELATED PARTY TRANSACTIONS
During the years ended June 30, 2023 and 2022, the Company had transactions with entities
related through common ownership. Following is a summary of transactions with these entities for the
years ended:
June 30,
2023 2022
Accounts receivable - affiliates $ 927,135 $ 1,577,097
Due from affiliate $ 6,452,757 $ 5,742,343
Accounts payable - affiliates $ 3,244,444 $ 4,670,930
Purchases of property and equipment from affiliates $ 27,576,906 $ 10,164,188
Disposal of property and equipment to affiliates $ 212,441 $ -
Construction services provided by affiliate $ 10,254,177 $ 32,074,393
Sales to affiliates $ 2,631,418 $ 3,231,866
Real estate leased from affiliates and related party $ 37,713,428 $ 28,109,683
Services provided by affiliates $ 26,866,777 $ 25,696,518
The nature of these relationships includes rental agreements for real estate by the Company,
repairs and maintenance services performed on the Company’s revenue equipment, various other
operating and non-operating expenses.
The company leases real property from entities under common control. At June 30, 2023 the total
lease payments totaled $33,779,900.
The Company leases real property from an affiliate (lessor) not under common control. At June 30,
2023 the total lease payments totaled $3,210,000.
(This Space Intentionally Left Blank)
- 22 -
SOUTHERN TIRE MART, LLC
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
PAGE THIRTEEN
YEARS ENDED JUNE 30, 2023 AND 2022
NOTE 11 - RETIREMENT PLAN
The Company provides a 401(k)-retirement plan to full-time employees with one year of service
and who are 21 years of age. Participants who have attained age 50 before the end of the plan year are
eligible to make catch up contributions. Participants may also contribute amounts representing distributions
from other qualified defined benefit or defined contribution plans (rollover). Participants direct the
investment of their contributions into various investment options offered by the plan. The Company
contributes a matching contribution to the plan on a discretionary basis. The Company may also make an
annual discretionary profit-sharing contribution in an amount to be determined at the plan year-end which
will be distributed to all employees, regardless of current year elective contributions. The contribution
expense for the years ended June 30, 2023 and 2022 was $3,618,869 and $2,859,048, respectively.
(This Space Intentionally Left Blank)
SUPPLEMENTARY INFORMATION
- 23 -
SCHEDULE 1
SOUTHERN TIRE MART, LLC
CONSOLIDATING BALANCE SHEET
JUNE 30, 2023
ASSETS
Southern Tire Southern Tire
Mart, LLC Mart at Pilot, LLC Elimination Consolidated
CURRENT ASSETS
Cash and cash equivalents $ 16,282,195 $ 1,508,581 $ - $ 17,790,776
Accounts receivable 218,297,780 3,557,395 - 221,855,175
Accounts receivable - affiliates 5,727,229 248,578 (5,048,672) 927,135
Inventories 526,585,293 15,291,313 - 541,876,606
Prepaid expenses and other 1,904,101 102,513 - 2,006,614
Due from affiliate 6,452,757 - - 6,452,757
Investment in Southern Tire Mart at
Pilot, LLC 9,519,230 - (9,519,230) -
Total current assets 784,768,585 20,708,380 (14,567,902) 790,909,063
LONG TERM ASSETS
Property and equipment, net 248,389,312 4,833,131 - 253,222,443
Right-of-use asset - operating leases 357,708,661 67,323,679 - 425,032,340
Long term assets, net 606,097,973 72,156,810 - 678,254,783
OTHER ASSETS
Goodwill, net of accumulated
amortization of $14,376,350 in 2023
and $9,657,750 in 2022 35,455,050 - - 35,455,050
Deposits 3,480,024 38,581 - 3,518,605
Total other assets 38,935,074 38,581 - 38,973,655
Total assets $ 1,429,801,632 $ 92,903,771 $ (14,567,902) $ 1,508,137,501
See independent auditor's report.
- 24 -
LIABILITIES AND MEMBERS' EQUITY
Southern Tire Southern Tire
Mart, LLC Mart at Pilot, LLC Elimination Consolidated
CURRENT LIABILITIES
Current maturities of long-term debt $ 7,769,094 $ 731,713 $ - $ 8,500,807
Current portion of lines of credit 20,000,000 - - 20,000,000
Current maturities of operating leases 37,523,445 1,969,296 39,492,741
Accounts payable 541,660,070 2,232,502 - 543,892,572
Accounts payable - affiliates 3,414,400 4,878,716 (5,048,672) 3,244,444
Accrued liabilities 16,156,887 767,559 - 16,924,446
Total current liabilities 626,523,896 10,579,786 (5,048,672) 632,055,010
LONG-TERM DEBT
Long term debt 48,464,148 2,277,294 - 50,741,442
Line of credit 94,114,162 - - 94,114,162
Lease liability - operating leases, net of
current portion 320,685,436 65,774,982 386,460,418
Total long-term liabilities 463,263,746 68,052,276 - 531,316,022
Total liabilities 1,089,787,642 78,632,062 (5,048,672) 1,163,371,032
MEMBERS' EQUITY
Distributions (26,900,000) - - (26,900,000)
Members' equity 366,913,990 9,519,230 (9,519,230) 366,913,990
Equity attributable to Southern Tire
Mart, LLC 340,013,990 9,519,230 (9,519,230) 340,013,990
Noncontrolling interest in Southern Tire
Mart at Pilot, LLC. - 4,752,479 - 4,752,479
Total members' equity 340,013,990 14,271,709 (9,519,230) 344,766,469
Total liabilities and members'
equity $ 1,429,801,632 $ 92,903,771 $ (14,567,902) $ 1,508,137,501
- 25 -
SCHEDULE 2
SOUTHERN TIRE MART, LLC
CONSOLIDATING STATEMENT OF INCOME
JUNE 30, 2023
Southern Tire Southern Tire
Mart, LLC Mart at Pilot, LLC Elimination Consolidated
SALES - NET $ 2,703,266,529 $ 82,489,057 $ (7,644,584) $ 2,778,111,002
COST OF SALES - NET 1,837,116,790 40,821,276 (7,644,584) 1,870,293,482
GROSS PROFIT 866,149,739 41,667,781 - 907,817,520
OPERATING EXPENSES 764,672,738 43,369,809 - 808,042,547
NET INCOME (LOSS) FROM
OPERATIONS 101,477,001 (1,702,028) - 99,774,973
OTHER INCOME (EXPENSE)
Gain (loss) on sale of property
and equipment 4,278,666 - - 4,278,666
Interest income 5,280 19,475 - 24,755
Other income 543,696 5,457 - 549,153
Amortization expense (4,718,600) - - (4,718,600)
Bad debt expense (2,177,641) (321,749) - (2,499,390)
Interest expense (7,408,831) (132,767) - (7,541,598)
Loss from Southern Tire Mart
at Pilot, LLC (1,421,785) - 1,421,785 -
Total other income
(expense) (10,899,215) (429,584) 1,421,785 (9,907,014)
NET INCOME (LOSS) $ 90,577,786 $ (2,131,612) $ 1,421,785 $ 89,867,959
See independent auditor's report.