COI Cogent Infotech Corp

AID 1711315 · View on Simbli

Agenda Item

d. Renewal (3 of 4) for Temporary Staffing Services (RFQ 22-534) to 22nd Century Technologies, Inc., Abacus Corporation, COGENT Infotech Corporation, Corporate Temps, Inc., Howroyd-Wright Employment Agencies, Inc. dba AppleOne Employment Services, Robert Half, Tryfacta, Inc., US Tech Solutions, Inc. (Not to exceed $750,000)

Summary: Presented by: Mr. Byron Schueneman, Chief Financial Officer, Division of Finance
Request: It is requested that the Board of Education approve the renewal of RFQ 22-534 to 22nd Century Technologies, Inc., Abacus Corporation, COGENT Infotech Corporation, Corporate Temps, Inc., Howroyd-Wright Employment Agencies, Inc. dba AppleOne Employment Services, Robert Half, Tryfacta, Inc., US Tech Solutions, Inc. to provide temporary staffing services on an as-needed basis for the DCSD Finance Department for a period of one year effective from December 17, 2024 through December 16, 2025 for an amount not to exceed $750,000.

This is the third renewal option of four.
Why: This service was solicited via a RFQ to provide the district with a candidate pool of temporary staffing service agencies on an as-needed basis for positions that include but are not limited to accounting professionals, payroll professionals, risk management professionals and contract management.
Details: RFQ 22-534 was competitively solicited through the Purchasing Department. It was posted to IonWave on July 27, 2021. Electronic notification was sent to 94 vendors from the DCSD vendor bid list as well as to 704 vendors through the State of GA Procurement Registry. Twenty (20) proposals were deemed responsive to the requirements of the solicitation by the Purchasing Department. This is the third renewal option of four.
Financial impact: The not to exceed contract amount of $750,000.00 will be paid from the general fund GL code 100.2300.530000.00011.7200.9990.8010.050.0000 for professional services.
Contact: Mr. Byron Schueneman, Chief Financial Officer, Division of Finance, 678.676.0270
Status: Approved by General Counsel
                                                                                                                                                                   DATE (MM/DD/YYYY)
                                                 CERTIFICATE OF LIABILITY INSURANCE                                                                                    9/7/2023
  THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS
  CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES
  BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED
  REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER.
  IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed.
  If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on
  this certificate does not confer rights to the certificate holder in lieu of such endorsement(s).
                                                                                             CONTACT
PRODUCER
                                                                                             NAME:      Allison Fuchs
First National Insurance Agency, LLC                                                         PHONE                                                    FAX
One North Shore Drive                                                                        (A/C, No, Ext): 724-444-6761                             (A/C, No): 412-231-0249
                                                                                             E-MAIL
12 Federal Street                                                                            ADDRESS: fuchsa@fnb-corp.com
Pittsburgh PA 15212                                                                                            INSURER(S) AFFORDING COVERAGE                                  NAIC #

                                                                                             INSURER A : Philadelphia Indemnity                                               18058
                                                                                COGEINF-01
INSURED                                                                                      INSURER B : Hartford Accident & Indemnity                                        22357
Cogent Infotech Corp
                                                                                             INSURER C : Twin City Fire Insurance Comp                                        29459
1035 Boyce Rd
Suite 108                                                                                    INSURER D :
Pittsburgh PA 15241                                                                          INSURER E :

                                                                                             INSURER F :
COVERAGES                                       CERTIFICATE NUMBER: 1817065175                                                   REVISION NUMBER:
  THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD
  INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS
  CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS,
  EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS.
INSR                                                  ADDL SUBR                                      POLICY EFF   POLICY EXP
 LTR                 TYPE OF INSURANCE                INSD WVD            POLICY NUMBER             (MM/DD/YYYY) (MM/DD/YYYY)                             LIMITS
 A     X    COMMERCIAL GENERAL LIABILITY                          PHPK2497192                        12/31/2022     12/31/2023    EACH OCCURRENCE               $ 1,000,000
                                                                                                                                  DAMAGE TO RENTED
                  CLAIMS-MADE       X   OCCUR                                                                                     PREMISES (Ea occurrence)      $ 100,000
                                                                                                                                  MED EXP (Any one person)      $ 20,000
                                                                                                                                  PERSONAL & ADV INJURY         $ 1,000,000

       GEN'L AGGREGATE LIMIT APPLIES PER:                                                                                         GENERAL AGGREGATE             $ 2,000,000

           POLICY X JECT        X LOC
                      PRO-
                                                                                                                                  PRODUCTS - COMP/OP AGG        $ 2,000,000

            OTHER:                                                                                                                                              $
 A                                                                                                                                COMBINED SINGLE LIMIT         $ 1,000,000
       AUTOMOBILE LIABILITY                                       PHPK2497192                        12/31/2022     12/31/2023    (Ea accident)
       X    ANY AUTO                                                                                                              BODILY INJURY (Per person)    $
            OWNED                   SCHEDULED                                                                                     BODILY INJURY (Per accident) $
            AUTOS ONLY              AUTOS
                                    NON-OWNED
       X    HIRED
            AUTOS ONLY
                                X   AUTOS ONLY
                                                                                                                                  PROPERTY DAMAGE
                                                                                                                                  (Per accident)                $
                                                                                                                                                                $
 A     X    UMBRELLA LIAB           X   OCCUR                     PHUB843671                         12/31/2022     12/31/2023    EACH OCCURRENCE               $ 8,000,000
            EXCESS LIAB                 CLAIMS-MADE                                                                               AGGREGATE                     $ 8,000,000
                      X RETENTION $                                                                                                                             $
              DED                   10,000
                                                                                                                                       PER               OTH-
 B     WORKERS COMPENSATION                                       40 WEC BU1670                      12/31/2022     12/31/2023   X     STATUTE    X      ER
       AND EMPLOYERS' LIABILITY                 Y/N
       ANYPROPRIETOR/PARTNER/EXECUTIVE                                                                                            E.L. EACH ACCIDENT            $ 1,000,000
       OFFICER/MEMBER EXCLUDED?                       N/A
       (Mandatory in NH)                                                                                                          E.L. DISEASE - EA EMPLOYEE $ 1,000,000
       If yes, describe under
       DESCRIPTION OF OPERATIONS below                                                                                            E.L. DISEASE - POLICY LIMIT   $ 1,000,000
 A     Professional Liability                                     PHPK2497198                        12/31/2022     12/31/2023    Aggregate/Occurrence              $5,000,000
 A     Cyber Liability                                            PHPK2497198                        12/31/2022     12/31/2023    Aggregate/Occurrence              $5,000,000
 C     3rd Party Crime                                            40 KB 0284070-22                   12/31/2022     12/31/2023    Aggregate/Occurrence              $1,000,000


DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space is required)
Employee Practices Liability # EKI3457564 , effective 1/8/2023 to 1/8/2024 Aggregate/Occurrence $ 5,000,000 Retention $ 25,000
Crime # 40TP0321715-22 , Effective 12/31/22 to 12/31/23 , Employee Theft Client Premises $ 4,000,000 Deductible $ 1,000,000

Professional Liability ( Tech E & O / Cyber ) #PHPK2497198 retro date 01/27/2012




CERTIFICATE HOLDER                                                                           CANCELLATION

                                                                                               SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE
                                                                                               THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN
                                                                                               ACCORDANCE WITH THE POLICY PROVISIONS.
                   DeKalb County School District
                   1701 Mountain Industrial Boulevard                                        AUTHORIZED REPRESENTATIVE
                   Stone Mountain GA 30083


                                                                                                © 1988-2015 ACORD CORPORATION. All rights reserved.
ACORD 25 (2016/03)                                      The ACORD name and logo are registered marks of ACORD
                                                                                           PI-GL-005 (07/12)


 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.

                         ADDITIONAL INSURED
               PRIMARY AND NON-CONTRIBUTORY INSURANCE

This endorsement modifies insurance provided under the following:

COMMERCIAL GENERAL LIABILITY COVERAGE PART

                                                SCHEDULE

Effective Date: 12/31/2022

Name of Person or Organization (Additional Insured):

Any person or organization when required by contract




SECTION II – WHO IS AN INSURED is amended to include as an additional insured the person(s) or
organization(s) shown in the endorsement Schedule, but only with respect to liability for “bodily injury,”
“property damage” or “personal and advertising injury” arising out of or relating to your negligence in the
performance of “your work” for such person(s) or organization(s) that occurs on or after the effective date
shown in the endorsement Schedule.

This insurance is primary to and non-contributory with any other insurance maintained by the person or
organization (Additional Insured), except for loss resulting from the sole negligence of that person or
organization.

This condition applies even if other valid and collectible insurance is available to the Additional Insured
for a loss or ”occurrence” we cover for this Additional Insured.

The Additional Insured’s limits of insurance do not increase our limits of insurance, as described in
SECTION III – LIMITS OF INSURANCE.

All other terms, conditions, and exclusions under the policy are applicable to this endorsement and
remain unchanged.



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  THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.

      GENERAL LIABILITY DELUXE ENDORSEMENT: INTEGRATED
                         TECHNOLOGY
This endorsement modifies insurance provided under the following:

COMMERCIAL GENERAL LIABILITY COVERAGE PART

It is understood and agreed that the following extensions only apply in the event that no other specific
coverage for the indicated loss exposure is provided under this policy. If such specific coverage applies,
the terms, conditions and limits of that coverage are the sole and exclusive coverage applicable under
this policy, unless otherwise noted on this endorsement. The following is a summary of the Limits of
Insurance and additional coverage provided by this endorsement. For complete details on specific
coverages, consult the policy contract wording.

                                                                                                     Page
 Coverage Applicable                                                          Limit of Insurance
                                                                                                      #
 Damage to Premises Rented to You                                             $1,000,000              2

 Expected or Intended Injury – Property Damage                                Included                 2

 Limited Rental Lease Agreement Contractual Liability                         $50,000                  2

 Non-Owned Watercraft                                                         Less than 58 feet        3

 Damage to Property You Own, Rent or Occupy                                   $30,000                  3

 Medical Payments                                                             $20,000                  3

 Medical Payments Reporting Period                                            3 Years                  3

 Athletic Activities                                                          Amended                  3

 Supplementary Payments – Bail Bonds                                          $2,500                   4

 Supplementary Payments – Loss of Earnings                                    $500 per day             4

 Employee Indemnification Defense Coverage                                    $25,000                  4
 Who Is An Insured                                                            Included               4–5
  Employees and Volunteer Workers – Good Samaritan Acts
  Additional Insured – Newly Acquired or Formed Organization
  Additional Insured – Managers and Supervisors (with Fellow
   Employee Coverage)
 Additional Insured – Broadened Named Insured
  Additional Insured – Blanket Additional Insureds When Required by
   Contract
  Additional Insured – Lessees of Premises
  Additional Insured – Independent Contractors
 Duties in the Event of Occurrence, Offense, Claim or Suit                    Included                 6

 Transfer of Rights of Recovery Against Others To Us                          Clarification            6

 Liberalization                                                               Included                 6

 Unintentional Failure to Disclose Hazards                                    Included                 6



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 Bodily Injury – Includes Mental Anguish                                    Included                  7
 Personal and Advertising Injury – Includes Abuse of Process,               Included                  7
 Discrimination
A. Damage to Premises Rented to You

   If damage by fire to premises rented to you is not otherwise excluded from this Coverage Part:

   1. The Damage To Premises Rented To You Limit section of the Declarations is amended to the
      greater of:

       a. $1,000,000; or

       b. The amount shown in the Declarations as the Damage to Premises Rented to You Limit.

       This is the most we will pay for all damage proximately caused by the same event, whether such
       damage results from fire, lightning, explosion, smoke, or leaks from automatic fire protective
       systems or any combination thereof;

   2. The word fire is changed to fire, lightning, explosion, smoke, or leakage from automatic fire
      protective systems where it appears in:

       a. The last paragraph of SECTION I – COVERAGES, COVERAGE A BODILY INJURY AND
          PROPERTY DAMAGE LIABILITY, Subsection 2. Exclusions;

       b. SECTION III – LIMITS OF INSURANCE, Paragraph 6.; and

       c. SECTION V – DEFINITIONS, Paragraph 9.a.; and

   3. The words fire insurance are changed to insurance for fire, lightning, explosion, smoke, or
      leakage from automatic fire protective systems where it appears in SECTION IV –
      COMMERCIAL GENERAL LIABILITY CONDITIONS, Subsection 4. Other Insurance,
      Paragraph b. Excess Insurance.

B. Expected or Intended Injury – Property Damage

   SECTION I – COVERAGES, COVERAGE A BODILY INJURY AND PROPERTY DAMAGE
   LIABILITY, 2. Exclusions, Paragraph a. Expected Or Intended Injury is deleted in its entirety and
   replaced by the following:

       a. Expected Or Intended Injury

           “Bodily injury” or “property damage” expected or intended from the standpoint of the insured.
           This exclusion does not apply to “bodily injury” or “property damage” resulting from the use of
           reasonable force to protect persons or property.

C. Limited Rental Lease Agreement Contractual Liability

   SECTION I – COVERAGES, COVERAGE A BODILY INJURY AND PROPERTY DAMAGE
   LIABILITY, 2. Exclusions, Paragraph b. Contractual Liability is amended by adding the following:

   Based on the named insured’s request at the time of claim, we agree to indemnify the named insured
   for their liability assumed in a contract or agreement regarding the rental or lease of a premises on
   behalf of their client, up to $50,000.



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   This coverage extension only applies to rental lease agreements and is excess over any renter’s
   liability insurance of the client.

D. Non-Owned Watercraft

   SECTION I – COVERAGES, COVERAGE A BODILY INJURY AND PROPERTY DAMAGE
   LIABILITY, 2. Exclusions, g. Aircraft, Auto Or Watercraft, Paragraph (2) is amended to read as
   follows:

           (2) A watercraft you do not own that is:

               (a) Less than 58 feet long; and

               (b) Not being used to carry persons or property for a charge;

           This provision applies to any person, who with your consent, either uses or is responsible for
           the use of a watercraft. This insurance is excess over any other valid and collectible
           insurance available to the insured whether primary, excess or contingent.

E. Damage to Property You Own, Rent or Occupy

   SECTION I – COVERAGES, COVERAGE A BODILY INJURY AND PROPERTY DAMAGE
   LIABILITY, 2. Exclusions, j. Damage To Property, Paragraph (1) is deleted in its entirety and
   replaced with the following:

           (1) Property you own, rent or occupy, including any costs or expenses incurred by you, or
               any other person, organization or entity, for repair, replacement, enhancement,
               restoration or maintenance of such property for any reason, including prevention of injury
               to a person or damage to another’s property, unless the damage to property is caused by
               your client, up to a $30,000 limit. A client is defined as a person under your direct care
               and supervision.

F. Medical Payments

   1. If COVERAGE C MEDICAL PAYMENTS is not otherwise excluded from this Coverage Part the
      Medical Expense Limit is changed subject to all of the terms of SECTION III – LIMITS OF
      INSURANCE to the greater of:

       a. $20,000; or

       b. The Medical Expense Limit shown in the Declarations of this Coverage Part.

   2. Under SECTION I – COVERAGES, COVERAGE C MEDICAL PAYMENTS, Subsection 1.
      Insuring Agreement, Paragraph a., Item (b) is amended to read:

               (b) The expenses are incurred and reported to us within three years of the date of the
                   accident; and

G. Athletic Activities

   SECTION I – COVERAGES, COVERAGE C MEDICAL PAYMENTS, 2. Exclusions, Paragraph e.
   Athletics Activities is deleted in its entirety and replaced with the following:

   e. Athletics Activities


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      To a person injured while taking part in athletics.
H. Supplementary Payments

     SECTION I – COVERAGES, SUPPLEMENTARY PAYMENTS – COVERAGES A AND B, Items 1.b.
     and 1.d. are amended as follows:

         b. The limit for the cost of bail bonds is changed from $250 to $2,500; and

         d. The limit for loss of earnings is changed from $250 a day to $500 a day.

I.   Employee Indemnification Defense Coverage

     SECTION I – COVERAGES, SUPPLEMENTARY PAYMENTS – COVERAGES A AND B is
     amended to include the following:

     We will pay, on your behalf, defense costs incurred by an “employee” in a criminal proceeding.

     The most we will pay for any “employee” who is directly involved in a criminal proceeding is $25,000
     regardless of the numbers of "employees," claims or “suits” brought or persons or organizations
     making claims or bringing “suits.”

J. Who is An Insured

     SECTION II – WHO IS AN INSURED is amended as follows:

     1. Paragraph 2.a.(1) is deleted in its entirety and replaced with the following:

         Each of the following is also an insured:

         a. Your "volunteer workers" only while performing duties related to the conduct of your business,
            or your "employees", other than either your "executive officers" (if you are an organization
            other than a partnership, joint venture or limited liability company) or your managers (if you
            are a limited liability company), but only for acts within the scope of their employment by you
            or while performing duties related to the conduct of your business. However, none of these
            "employees" or "volunteer workers" are insureds for:

             (1) "Bodily injury" or "personal and advertising injury":

                 (a) To you, to your partners or members (if you are a partnership or joint venture), to
                     your members (if you are a limited liability company), to a co-"employee" while in the
                     course of his or her employment or performing duties related to the conduct of your
                     business, or to your other "volunteer workers" while performing duties related to the
                     conduct of your business;

                 (b) To the spouse, child, parent, brother or sister of that co-"employee" or "volunteer
                     worker" as a consequence of Paragraph (1)(a) above;

                 (c) For which there is any obligation to share damages with or repay someone else who
                     must pay damages because of the injury described in Paragraphs (1)(a) or (b) above;
                     or

                 (d) Arising out of his or her providing or failing to provide professional health care
                     services.

                 However:

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            Paragraphs (1)(a) and (1)(d) do not apply to your "employees" or "volunteer workers,"
            who are not employed by you or volunteering for you as health care professionals, for
            "bodily injury" arising out of Good Samaritan Acts while the "employee" or "volunteer
            worker" is performing duties related to the conduct of your business. Good Samaritan
            Acts mean any assistance of a medical nature rendered or provided in an emergency
            situation for which no remuneration is demanded or received.

2. Newly Acquired or Formed Organization

    If coverage for newly acquired or formed organizations is not otherwise excluded from this
    Coverage Part, Paragraph 3.a. is amended to read:

    a. Coverage under this provision is afforded until the end of the policy period;

3. Each of the following is also an insured:

    a. Managers and Supervisors – Your managers and supervisors are also insureds, but
       only with respect to their duties as your managers and supervisors. Managers and
       supervisors who are your “employees” are also insureds for “bodily injury” to a co-
       “employee” while in the course of his or her employment by you or performing duties
       related to the conduct of your business.

        This provision does not change Item 2.a.(1)(a) as it applies to managers of a limited
        liability company.

    b. Broadened Named Insured – Any organization and subsidiary thereof which you control
       and actively manage on the effective date of this Coverage Part. However, coverage does
       not apply to any organization or subsidiary not named in the Declarations as Named Insured,
       if they are also insured under another similar policy, but for its termination or the exhaustion
       of its limits of insurance.

    c. Blanket Additional Insureds When Required by Contract – Any person or organization
       where required by a written contract executed prior to the occurrence of a loss. Such person
       or organization is an additional insured for "bodily injury," "property damage" or "personal and
       advertising injury" but only for liability arising out of the negligence of the named insured. The
       limits of insurance applicable to these additional insureds are the lesser of the policy limits or
       those limits specified in a contract or agreement. These limits are included within and not in
       addition to the limits of insurance shown in the Declarations.

    d. Lessees of Premises – Any person or organization who leases or rents a part of the
       premises you own or manage who you are required to add as an additional insured on this
       policy under a written contract or written agreement, but only with respect to liability arising
       out of your ownership, maintenance or repair of that part of the premises which is not
       reserved for the exclusive use or occupancy of such person or organization or any other
       tenant or lessee.

        This provision does not apply:

        (1) To liability arising out of such person's or organization's sole negligence; or

        (2) After the person or organization ceases to lease or rent premises from you.




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       e. Independent Contractors – Any independent contractor, but only while acting within the
          scope of a written contract and only with respect to liability arising out of your products or
          your work.

K. Duties in the Event of Occurrence, Offense, Claim or Suit

   1. SECTION IV – COMMERCIAL GENERAL LIABILITY CONDITIONS, 2.a. the requirement that
      you must see to it that we are notified as soon as practicable of an “occurrence” or an offense,
      applies only when the “occurrence” or offense is known to:

       a. You, if you are an individual;

       b. A partner, if you are a partnership; or

       c. An "executive officer" or insurance manager, if you are a corporation.

   2. SECTION IV – COMMERCIAL GENERAL LIABILITY CONDITIONS, 2. b. the requirement
      that you must see to it that we receive notice of a claim or “suit” as soon as practicable will not be
      considered breached unless the breach occurs after such claim or “suit” is known to:

       a. You, if you are an individual;

       b. A partner, if you are a partnership; or

       c. An "executive officer" or insurance manager, if you are a corporation.

   3. SECTION IV – COMMERCIAL GENERAL LIABILITY CONDITIONS, 2. is amended to include
      the following additional provision:

       Your rights under this coverage part will not be prejudiced if you fail to give us notice of an
       “occurrence,” offense, claim or “suit” and that failure is solely due to your reasonable belief that
       the “bodily injury” or “property damage” is not covered under this coverage part. However, you
       shall give written notice of this “occurrence,” offense, claim or “suit” to us as soon as you are
       aware that this insurance may apply to such “occurrence”, offense claim or “suit.”

L. Transfer of Rights of Recovery Against Others To Us

   SECTION IV – COMMERCIAL GENERAL LIABILITY CONDITIONS, Paragraph 8. Transfer Of
   Rights Of Recovery Against Others To Us includes the following clarification:

       Therefore, the insured can waive the insurer’s rights of recovery prior to the occurrence of a loss,
       provided the waiver is made in a written contract.

M. Liberalization

   SECTION IV – COMMERCIAL GENERAL LIABILITY CONDITIONS is amended to include the
   following additional condition:

       Liberalization

       If we revise this endorsement to provide more coverage without additional premium charge, we
       will automatically provide the additional coverage to all endorsement holders as of the day the
       revision is effective in your state.

N. Unintentional Failure To Disclose Hazards

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   SECTION IV – COMMERCIAL GENERAL LIABILITY CONDITIONS is amended to include the
   following additional condition:

       Unintentional Failure To Disclose Hazards

       It is agreed that, based on our reliance on your representations as to existing hazards, if you
       should unintentionally fail to disclose all such hazards prior to the beginning of the policy period
       of this Coverage Part, we shall not deny coverage under this Coverage Part because of such
       failure.

O. Bodily Injury – Mental Anguish

   SECTION V – DEFINITIONS, Paragraph 3. is amended to read:

   “Bodily injury”:

   a. Means bodily injury, sickness or disease sustained by a person, and includes mental anguish
      resulting from any of these; and

   b. Except for mental anguish, includes death resulting from the foregoing (Item a. above) at any
      time.

P. Personal and Advertising Injury – Abuse of Process, Discrimination

   If COVERAGE B PERSONAL AND ADVERTISING INJURY LIABILITY COVERAGE is not
   otherwise excluded from this Coverage Part, the definition of “personal and advertising injury” is
   amended as follows:

   1. SECTION V – DEFINITIONS, Paragraph 14., Item b. is revised to read:

       b. Malicious prosecution or abuse of process;

   2. SECTION V – DEFINITIONS, Paragraph 14. is amended to include the following:

       “Personal and advertising injury” also means discrimination based on race, color, religion, sex,
       age or national origin, except when:

       a. Done intentionally by or at the direction of, or with the knowledge or consent of:

            (1) Any insured; or

            (2) Any executive officer, director, stockholder, partner or member of the insured; or

       b. Directly or indirectly related to the employment, former or prospective employment,
          termination of employment, or application for employment of any person or persons by an
          insured; or

       c. Directly or indirectly related to the sale, rental, lease or sublease or prospective sale, rental,
          lease or sub-lease of any room, dwelling or premises by or at the direction of any insured; or

       d. Insurance for such discrimination is prohibited by or held in violation of law, public policy,
          legislation, court decision or administrative ruling.

       The above does not apply to fines or penalties imposed because of discrimination.

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                                                                                        PI-TECH-010 (02/15)


  THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.


               BLANKET ADDITIONAL INSURED ENDORSEMENT

This endorsement modifies and is subject to the insurance provided under the following:

COMMERCIAL GENERAL LIABILTY COVERAGE FORM


The following is added to SECTION II – WHO IS AN INSURED:

Any person or organization where required by a written contract executed prior to the occurrence of a
loss. Such person or organization is an additional insured for "bodily injury," "property damage" or
"personal and advertising injury" but only for liability arising out of the negligence of the named insured.
The limits of insurance applicable to these additional insureds are the lesser of the policy limits or those
limits specified in a contract or agreement. These limits are included within and not in addition to the
limits of insurance shown in the Declarations.




                            ©2015 Philadelphia Indemnity Insurance Company
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PI-TECH-010 (02/15)
                                                                                     PI-TECH-015 (02/15)


  THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.


      WAIVER OF TRANSFER OF RIGHTS OF RECOVERY AGAINST
                          OTHERS

This endorsement modifies and is subject to the insurance provided under the following:

COMMERCIAL GENERAL LIABILITY COVERAGE FORM

                                                 SCHEDULE

 Name of Person or Organization:
 Any person or organization when required by contract




Paragraph 8. in SECTION IV. CONDITIONS is deleted in its entirety and replaced with the following:

Transfer of Rights of Recovery Against Others To Us

If the insured has rights to recover all or part of any payment we have made under this Coverage Part,
those rights are transferred to us. The insured must do nothing after loss to impair them. At our request,
the insured will bring “suit” or transfer those rights to us and help us enforce them.

The insured can waive the insurer’s rights of recovery against the person or organization shown in the
above Schedule prior to the occurrence of a loss, provided the waiver is made in a contract.




                            ©2015 Philadelphia Indemnity Insurance Company
                                                    1
                                              Page of 1
PI-TECH-015 (02/15)
          THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.



                                WAIVER OF OUR RIGHT TO RECOVER
                                  FROM OTHERS ENDORSEMENT



Policy Number: 40 WEC BU1670                               Endorsement Number:
Effective Date: 12/31/22   Effective hour is the same as stated on the Information Page of the policy.
Named Insured and Address: COGENT INFOTECH CORP
                           1035 BOYCE RD STE 108
                           PITTSBURGH PA 15241



We have the right to recover our payments from anyone liable for an injury covered by this policy. We will not enforce our
right against the person or organization named in the Schedule.

This agreement shall not operate directly or indirectly to benefit anyone not named in the Schedule.

                                                       SCHEDULE


Any person or organization for whom you are required by contract or agreement to obtain this waiver from us.
Endorsement is not applicable in KY, NH, NJ or for any MO construction risk




                                             Countersigned by
                                                                                                Authorized Representative

Form WC 00 03 13 Printed in U.S.A.
Process Date: 12/05/22                                                               Policy Expiration Date: 12/31/23