Big Brother Big Sister Certificate of Insurance Update

AID 2031773 · View on Simbli

Agenda Item

b. Big Brothers Big Sisters of Metro Atlanta Level Up: In-school Mentoring Services (Not to Exceed $249,995)

Summary: Presented by: Triscilla Weaver, Ph.D., Chief of Access and Opportunity, Division of Access and Opportunity
Request: It is requested that the DeKalb County Board of Education approve the Memorandum of Understanding between Big Brothers Big Sisters of Metro Atlanta and the DeKalb County School District (DCSD) to provide Level Up: In-School Mentoring services to 400 students at Lithonia Middle School during the 2026-2027 school year.
Why: Lithonia Middle School has worked in partnership with the Big Brothers Big Sisters of Metro Atlanta program for the past three years, and the results show an improvement in attendance and behavior for participating students. The DCSD would like to continue to implement the Level Up: In-School Mentoring program at Lithonia Middle School to support students in developing a vision for the future, avoid risky behavior(s), and assist in their development of having a sense of belonging. Lithonia Middle School was selected based on at-risk concerns presented by students.
Details: The Level Up program utilizes nine paid staff members, including one mentoring supervisor, and eight lead mentors, who facilitate mentorship within the school day for students in a 1:5 adult mentor to student mentee ratio and in 1:1 settings for select students. The program has the capacity to serve up to 400 students.
Financial impact: Purchased Professional and Technical Services 462.1000.530000.03221.7020.1779. 8010.090.0000 (Title IV grant)
Contact: Triscilla Weaver, Ph.D., Chief of Access and Opportunity, Division of Access & Opportunity, 678-676-0485
Latashia W. Searcy, EdD., Executive Director of Student Mentorship and Partnerships, Division of Access & Opportunity Division, 404-808-8874
Effective: August 3, 2026 - July 30, 2027
Status: Approved by the Office of Legal Affairs
                                                                                                                                                                            DATE (MM/DD/YYYY)
                                                  CERTIFICATE OF LIABILITY INSURANCE                                                                                           01/06/2026
  THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS
  CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES
  BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED
  REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER.
  IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed.
  If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on
  this certificate does not confer rights to the certificate holder in lieu of such endorsement(s).
PRODUCER                                                                                      CONTACT       Eric Whitt
                                                                                              NAME:
Hilb Group Southeast                                                                          PHONE                                                        FAX
                                                                                              (A/C, No, Ext):                                              (A/C, No):
PO Box 21154                                                                                  E-MAIL        ewhitt@hilbgroup.com
                                                                                              ADDRESS:
                                                                                                                   INSURER(S) AFFORDING COVERAGE                                       NAIC #
Columbia                                                                 SC 29221             INSURER A :   Alliance of Nonprofits for Insurance, Risk Retention                       10023
                                                                                                            Group, Inc
INSURED                                                                                       INSURER B :   National Liab & Fire Insurance Co                                          20052
                 Big Brothers Big Sisters of Metro Atlanta, Inc.                              INSURER C :   Travelers Property Casualty Insurance Co                                   36161
                 680 Murphy Ave SW                                                            INSURER D :
                 Suite 1090                                                                   INSURER E :
                 Atlanta                                                 GA 30310             INSURER F :
COVERAGES                                       CERTIFICATE NUMBER:           1/1/26-27 MASTER                                         REVISION NUMBER:
  THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD
  INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS
  CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS,
  EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS.
INSR                                                   ADDL SUBR                                       POLICY EFF      POLICY EXP
 LTR                TYPE OF INSURANCE                  INSD WVD            POLICY NUMBER              (MM/DD/YYYY)    (MM/DD/YYYY)                                LIMITS
           COMMERCIAL GENERAL LIABILITY                                                                                                EACH OCCURRENCE                  $    1,000,000
                                                                                                                                       DAMAGE TO RENTED                      500,000
                CLAIMS-MADE             OCCUR                                                                                          PREMISES (Ea occurrence)         $
           Professional Liability                                                                                                      MED EXP (Any one person)         $    20,000
 A         Abuse                                        Y          02-CP-0031443-01-14                 01/01/2026      01/01/2027      PERSONAL & ADV INJURY            $    1,000,000

       GEN'L AGGREGATE LIMIT APPLIES PER:                                                                                              GENERAL AGGREGATE                $    3,000,000
                        PRO-                                                                                                                                                 3,000,000
           POLICY       JECT          LOC                                                                                              PRODUCTS - COMP/OP AGG           $

           OTHER:                                                                                                                      Prof. Liab./Abuse                $    1,000,000
       AUTOMOBILE LIABILITY                                                                                                            COMBINED SINGLE LIMIT            $    1,000,000
                                                                                                                                       (Ea accident)
           ANY AUTO                                                                                                                    BODILY INJURY (Per person)       $

 A         OWNED                    SCHEDULED                      02-CA-000000309-14                  01/01/2026      01/01/2027      BODILY INJURY (Per accident)     $
           AUTOS ONLY               AUTOS
           HIRED                    NON-OWNED                                                                                          PROPERTY DAMAGE                  $
           AUTOS ONLY               AUTOS ONLY                                                                                         (Per accident)
                                                                                                                                                                        $

           UMBRELLA LIAB                OCCUR                                                                                          EACH OCCURRENCE                  $    3,000,000
 A         EXCESS LIAB                  CLAIMS-MADE                02-UB-0031443-01-14                 01/01/2026      01/01/2027      AGGREGATE                        $    3,000,000

               DED          RETENTION $                                                                                                ISC & SSP                        $    $1M/$1M
       WORKERS COMPENSATION                                                                                                                 PER               OTH-
       AND EMPLOYERS' LIABILITY                                                                                                             STATUTE           ER
                                                 Y/N
       ANY PROPRIETOR/PARTNER/EXECUTIVE                                                                                                E.L. EACH ACCIDENT               $    1,000,000
 B     OFFICER/MEMBER EXCLUDED?                        N/A         WC-2026-81530-00                    01/01/2026      01/01/2027
       (Mandatory in NH)                                                                                                               E.L. DISEASE - EA EMPLOYEE       $    1,000,000
       If yes, describe under
       DESCRIPTION OF OPERATIONS below                                                                                                 E.L. DISEASE - POLICY LIMIT      $    1,000,000
                                                                                                                                       Cyber Agg Limit                       2,000,000
       Cyber Liability/Crime
 C     Directors & Officers Liability                              106457456/107415633                 01/01/2026      01/01/2027      Employee Theft                        1,000,000
                                                                                                                                       Directors & Officers                  1,000,000
DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space is required)

Stream Realty Partners-Atlanta, L.P. and Sunrise Properties LLC are included as additional insureds for GENERAL LIABILITY per form CG 20260704 as
required by written contract or agreement.




CERTIFICATE HOLDER                                                                            CANCELLATION

                                                                                                 SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE
                                                                                                 THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN
                 Sunrise Properties LLC c/o Stream Realty Partners-Atlanta, LP                   ACCORDANCE WITH THE POLICY PROVISIONS.

                 1115 Howell Mill Road
                                                                                              AUTHORIZED REPRESENTATIVE
                 Suite 300
                 Atlanta                                                 GA 30318

                                                                                                                     © 1988-2015 ACORD CORPORATION. All rights reserved.
ACORD 25 (2016/03)                                           The ACORD name and logo are registered marks of ACORD
                                                                              AGENCY CUSTOMER ID: 01503644
                                                                                                   LOC #:

                                              ADDITIONAL REMARKS SCHEDULE                                                                       Page    of

AGENCY                                                                                 NAMED INSURED
Hilb Group Southeast                                                                  Big Brothers Big Sisters of Metro Atlanta, Inc.
POLICY NUMBER



CARRIER                                                                NAIC CODE
                                                                                       EFFECTIVE DATE:

ADDITIONAL REMARKS
THIS ADDITIONAL REMARKS FORM IS A SCHEDULE TO ACORD FORM,
FORM NUMBER:           25          FORM TITLE: Certificate of Liability Insurance: Notes
The aforementioned entities are included as additional insureds for GENERAL LIABILITY per form CG 20260704 as required by written contract or
agreement.

**INFORMATION PROVIDED ON A CERTIFICATE OF INSURANCE IS REGULATED BY THE GEORGIA DEPARTMENT OF INSURANCE. FOR
INFORMATION REGARDING FURTHER REQUESTS FOR CHANGES TO THIS CERTIFICATE OF INSURANCE, PLEASE REFER TO THE
GEORGIA DEPARTMENT OF INSURANCE WEBSITE FOR GOVERNING RULES.

FAILURE TO COMPLY WITH REGULATIONS COULD RESULT IN FINES UP TO $5,000 PER
VIOLATION.




ACORD 101 (2008/01)                                                                                               © 2008 ACORD CORPORATION. All rights reserved.
                                               The ACORD name and logo are registered marks of ACORD
                                                                         POLICY NUMBER: 2024-31443



               THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.

                                  ADDITIONAL INSURED
                             PRIMARY AND NON-CONTRIBUTORY
                            ENDORSEMENT FOR PUBLIC ENTITIES

This endorsement modifies insurance provided under the following:

     COMMERCIAL GENERAL LIABILITY COVERAGE PART


                                                      SCHEDULE

  Name of Person or Organization:



A. Section II – WHO IS AN INSURED is amended to include:
   4. Any public entity as an additional insured, and the officers, officials, employees, agents and/or volunteers
   of that public entity, as applicable, who may be named in the Schedule above, when you have agreed in a
   written contract or written agreement presently in effect or becoming effective during the term of this policy,
   that such public entity and/or its officers, officials, employees, agents and/or volunteers be added as an
   additional insured(s) on your policy, but only with respect to liability for “bodily injury”, “property damage” or
   “personal and advertising injury” caused, in whole or in part, by:
        a. Your negligent acts or omissions; or
        b. The negligent acts or omissions of those acting on your behalf;

   in the performance of your ongoing operations.

   No such public entity or individual is an additional insured for liability arising out of the sole negligence by
   that public entity or its designated individuals. The additional insured status will not be afforded with
   respect to liability arising out of or related to your activities as a real estate manager for that person or
   organization.

B. Section III – LIMITS OF INSURANCE is amended to include:
   8. The limits of insurance applicable to the public entity and applicable individuals identified as an additional
   insured(s) pursuant to Provision A.4. above, are those specified in the written contract between you and
   that public entity, or the limits available under this policy, whichever are less. These limits are part of and
   not in addition to the limits of insurance under this policy.

C. With respect to the insurance provided to the additional insured(s), Condition 4. Other Insurance of
   SECTION IV – COMMERCIAL GENERAL LIABILITY CONDITIONS is replaced by the following:
   4. Other Insurance
       a. Primary Insurance
           This insurance is primary if you have agreed in a written contract or written agreement:
           (1) That this insurance be primary. If other insurance is also primary, we will share with all that
               other insurance as described in c. below; or




ANI-RRG-E61 02 19                                                                                             Page 1 of 2
                                                                      POLICY NUMBER: 2024-31443

         (2) The coverage afforded by this insurance is primary and non-contributory with the additional
             insured(s)’ own insurance.
         Paragraphs (1) and (2) do not apply to other insurance to which the additional insured(s) has been
         added as an additional insured or to other insurance described in paragraph b. below.
      b. Excess Insurance
         This insurance is excess over:
         1. Any of the other insurance, whether primary, excess, contingent or on any other basis:
             (a) That is Fire, Extended Coverage, Builder’s Risk, Installation Risk or similar coverage for
                 "your work";
             (b) That is fire, lightning, or explosion insurance for premises rented to you or temporarily
                 occupied by you with permission of the owner;
             (c) That is insurance purchased by you to cover your liability as a tenant for "property damage"
                 to premises temporarily occupied by you with permission of the owner; or
             (d) If the loss arises out of the maintenance or use of aircraft, "autos" or watercraft to the extent
                 not subject to Exclusion g. of SECTION I – COVERAGE A – BODILY INJURY AND
                 PROPERTY DAMAGE.
             (e) Any other insurance available to an additional insured(s) under this Endorsement covering
                 liability for damages which are subject to this endorsement and for which the additional
                 insured(s) has been added as an additional insured by that other insurance.
         (1) When this insurance is excess, we will have no duty under Coverages A or B to defend the
             additional insured(s) against any "suit" if any other insurer has a duty to defend the additional
             insured(s) against that "suit". If no other insurer defends, we will undertake to do so, but we will
             be entitled to the additional insured(s)’ rights against all those other insurers.
         (2) When this insurance is excess over other insurance, we will pay only our share of the amount of
             the loss, if any, that exceeds the sum of:
             (a) The total amount that all such other insurance would pay for the loss in the absence of this
                 insurance; and
             (b) The total of all deductible and self-insured amounts under all that other insurance.
         (3) We will share the remaining loss, if any, with any other insurance that is not described in this
             Excess Insurance provision and was not bought specifically to apply in excess of the Limits of
             Insurance shown in the Declarations of this Coverage Part.
      c. Methods of Sharing
         If all of the other insurance available to the additional insured(s) permits contribution by equal
         shares, we will follow this method also. Under this approach each insurer contributes equal
         amounts until it has paid its applicable limit of insurance or none of the loss remains, whichever
         comes first.

         If any other the other insurance available to the additional insured(s) does not permit contribution by
         equal shares, we will contribute by limits. Under this method, each insurer’s share is based on the
         ratio of its applicable limit of insurance to the total applicable limits of insurance of all insurers.




ANI-RRG-E61 02 19                                                                                          Page 2 of 2
                                          POLICY NUMBER: 2024-31443                       FORM: ANI-RRG-E25 12 15
                                          NAMED INSURED: Big Brothers Big Sisters of Metro Atlanta, Inc.




                THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.

                      ADDITIONAL INSURED - DESIGNATED PERSON
                                 OR ORGANIZATION -
                     FOOD CONTRIBUTIONS OR CLIENT REFERRALS

This endorsement modifies insurance provided under the following:

     COMMERCIAL GENERAL LIABILITY COVERAGE PART



                                                     SCHEDULE


  Name of Person or Organization:

    Any person or organization that you are required to add as an additional insured on this policy, under a written
    contract or agreement currently in effect, or becoming effective during the term of this policy, in consideration
    of food contributions or client referrals you receive from them.



A. Section II – Who Is An Insured is amended to include as an additional insured the person(s) or organization(s)
   shown in the Schedule, but only with respect to liability for "bodily injury", "property damage" or "personal and
   advertising injury" caused, in whole or in part, by your acts or omissions or the acts or omissions of those acting
   on your behalf:
   1. In the performance of your ongoing operations; or
   2. In connection with your premises owned by or rented to you.

    However:
    1. The insurance afforded to such additional insured only applies to the extent permitted by law; and
    2. If coverage provided to the additional insured is required by a contract or agreement, the insurance
       afforded to such additional insured will not be broader than that which you are required by the contract or
       agreement to provide for such additional insured.

B. With respect to the insurance afforded to these additional insureds, the following is added to Section III –
   Limits Of Insurance:

    If coverage provided to the additional insured is required by a contract or agreement, the most we will pay on
    behalf of the additional insured is the amount of insurance:
    1. Required by the contract or agreement; or
    2. Available under the applicable Limits of Insurance shown in the Declarations; whichever is less. This
         endorsement shall not increase the applicable Limits of Insurance shown in the Declarations.




ANI-RRG-E25 12 15                                                                                          Page 1 of 1
POLICY NUMBER: 2024-31443                                                        COMMERCIAL GENERAL LIABILITY
Named Insured: Big Brothers Big Sisters of Metro Atlanta, Inc.                                  CG 20 26 12 19

                THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.

                         ADDITIONAL INSURED – DESIGNATED
                             PERSON OR ORGANIZATION
This endorsement modifies insurance provided under the following:

     COMMERCIAL GENERAL LIABILITY COVERAGE PART


                                                       SCHEDULE

  Name Of Additional Insured Person(s) Or Organization(s):

  Any person or organization that you are required to add as an additional insured on this policy, under a written
  contract or agreement currently in effect, or becoming effective during the term of this policy. The additional
  insured status will not be afforded with respect to liability arising out of or related to your activities as a real
  estate manager for that person or organization.

  Information required to complete this Schedule, if not shown above, will be shown in the Declarations.


A. Section II – Who Is An Insured is amended to               B. With respect to the insurance afforded to these
   include as an additional insured the person(s) or             additional insureds, the following is added to
   organization(s) shown in the Schedule, but only               Section III – Limits Of Insurance:
   with respect to liability for "bodily injury", "property
   damage" or "personal and advertising injury"                    If coverage provided to the additional insured is
   caused, in whole or in part, by your acts or                    required by a contract or agreement, the most we
   omissions or the acts or omissions of those acting              will pay on behalf of the additional insured is the
   on your behalf:                                                 amount of insurance:
   1. In the performance of your ongoing operations;               1. Required by the contract or agreement; or
        or                                                         2. Available under the applicable Limits of
   2. In connection with your premises owned by or                      Insurance shown in the Declarations;
        rented to you.                                                  whichever is less.

    However:                                                       This endorsement shall not increase the
    1. The insurance afforded to such additional                   applicable Limits of Insurance shown in the
       insured only applies to the extent permitted by             Declarations.
       law; and
    2. If coverage provided to the additional insured is
       required by a contract or agreement, the
       insurance afforded to such additional insured
       will not be broader than that which you are
       required by the contract or agreement to
       provide for such additional insured.




CG 20 26 12 19                            © Insurance Services Office, Inc., 2012                            Page 1 of 1
POLICY NUMBER: 2024-31443                                                    COMMERCIAL GENERAL LIABILITY
Named Insured: Big Brothers Big Sisters of Metro Atlanta, Inc.                             CG 20 34 12 19

               THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.

                        ADDITIONAL INSURED - LESSOR OF LEASED
                         EQUIPMENT - AUTOMATIC STATUS WHEN
                        REQUIRED IN LEASE AGREEMENT WITH YOU

This endorsement modifies insurance provided under the following:

     COMMERCIAL GENERAL LIABILITY COVERAGE PART


A. Section II – Who Is An Insured is amended to                A person's or organization's status as an
   include as an additional insured any person(s) or           additional insured under this endorsement ends
   organization(s) from whom you lease equipment               when their contract or agreement with you for such
   when you and such person(s) or organization(s)              leased equipment ends.
   have agreed in writing in a contract or agreement
   that such person(s) or organization(s) be added as      B. With respect to the insurance afforded to these
   an additional insured on your policy. Such                 additional insureds, this insurance does not apply
   person(s) or organization(s) is an insured only with       to any "occurrence" which takes place after the
   respect to liability for "bodily injury", "property        equipment lease expires.
   damage" or "personal and advertising injury"
   caused, in whole or in part, by your maintenance,
                                                           C. With respect to the insurance afforded to these
   operation or use of equipment leased to you by
                                                              additional insureds, the following is added to
   such person(s) or organization(s).
                                                              Section III – Limits Of Insurance:
    However, the insurance afforded to such additional
                                                               The most we will pay on behalf of the additional
    insured:
                                                               insured is the amount of insurance:
    1. Only applies to the extent permitted by law;
                                                               1. Required by the contract or agreement you
        and
                                                                   have entered into with the additional insured;
    2. Will not be broader than that which you are
                                                                   or
        required by the contract or agreement to
                                                               2. Available under the applicable Limits of
        provide for such additional insured.
                                                                   Insurance shown in the Declarations;
                                                                   whichever is less.

                                                               This endorsement shall not increase the
                                                               applicable Limits of Insurance shown in the
                                                               Declarations.




CG 20 34 12 19                         © Insurance Services Office, Inc., 2012                          Page 1 of 1
POLICY NUMBER: 2024-31443                                                      COMMERCIAL GENERAL LIABILITY
Named Insured: Big Brothers Big Sisters of Metro Atlanta, Inc.                               CG 20 11 12 19

               THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.

                      ADDITIONAL INSURED – MANAGERS OR
                             LESSORS OF PREMISES
This endorsement modifies insurance provided under the following:

     COMMERCIAL GENERAL LIABILITY COVERAGE PART


                                                     SCHEDULE

  Designation Of Premises (Part Leased To You):




  Name Of Person(s) Or Organization(s) (Additional Insured):

  Any person or organization acting as a manager or lessor of a covered premises that you are required to
  name as an additional insured on this policy, under a written contract, lease or agreement currently in effect,
  or becoming effective during the term of this policy.


  Additional Premium:          Included


  Information required to complete this Schedule, if not shown above, will be shown in the Declarations.


A. Section II – Who Is An Insured is amended to                  2. If coverage provided to the additional insured
   include as an additional insured the person(s) or                is required by a contract or agreement, the
   organization(s) shown in the Schedule, but only                  insurance afforded to such additional insured
   with respect to liability arising out of the                     will not be broader than that which you are
   ownership, maintenance or use of that part of the                required by the contract or agreement to
   premises leased to you and shown in the                          provide for such additional insured.
   Schedule and subject to the following additional
   exclusions:                                              B. With respect to the insurance afforded to these
                                                               additional insureds, the following is added to
   This insurance does not apply to:                           Section III – Limits Of Insurance:
   1. Any "occurrence" which takes place after you
       cease to be a tenant in that premises.                    If coverage provided to the additional insured is
   2. Structural alterations, new construction or                required by a contract or agreement, the most we
       demolition operations performed by or on                  will pay on behalf of the additional insured is the
       behalf of the person(s) or organization(s)                amount of insurance:
       shown in the Schedule.                                    1. Required by the contract or agreement; or
                                                                 2. Available under the applicable Limits of
   However:                                                           Insurance shown in the Declarations;
   1. The insurance afforded to such additional                       whichever is less.
      insured only applies to the extent permitted
      by law; and                                                This endorsement shall not increase the
                                                                 applicable Limits of Insurance shown in the
                                                                 Declarations.




CG 20 11 12 19                         © Insurance Services Office, Inc., 2012                             Page 1 of 1
POLICY NUMBER: 2024-31443                                                         COMMERCIAL GENERAL LIABILITY
Named Insured: Big Brothers Big Sisters of Metro Atlanta, Inc.                                   CG 20 37 12 19

                THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.

               ADDITIONAL INSURED – OWNERS, LESSEES OR
                CONTRACTORS – COMPLETED OPERATIONS
This endorsement modifies insurance provided under the following:

     COMMERCIAL GENERAL LIABILITY COVERAGE PART
     PRODUCTS/COMPLETED OPERATIONS LIABILITY COVERAGE PART

                                                      SCHEDULE

       Name Of Additional Insured Person(s)
                Or Organization(s)                           Location And Description Of Completed Operations

  Any person or organization that you are required to       All insured premises and operations.
  add as an additional insured on this policy, under a
  written contract or agreement currently in effect, or
  becoming effective during the term of this policy.
  The additional insured status will not be afforded
  with respect to liability arising out of or related to
  your activities as a real estate manager for that
  person or organization.




  Information required to complete this Schedule, if not shown above, will be shown in the Declarations.


A. Section II – Who Is An Insured is amended to            B. With respect to the insurance afforded to these
   include as an additional insured the person(s) or          additional insureds, the following is added to
   organization(s) shown in the Schedule, but only            Section III – Limits Of Insurance:
   with respect to liability for "bodily injury" or
   "property damage" caused, in whole or in part, by          If coverage provided to the additional insured is
   "your work" at the location designated and                 required by a contract or agreement, the most we
   described in the Schedule of this endorsement              will pay on behalf of the additional insured is the
   performed for that additional insured and                  amount of insurance:
   included in the "products-completed operations
   hazard".                                                   1. Required by the contract or agreement; or
                                                              2. Available under the applicable Limits of
   However:                                                      Insurance shown in the Declarations;
   1. The insurance afforded to such additional                  whichever is less.
      insured only applies to the extent permitted
      by law; and                                             This endorsement shall not increase the
                                                              applicable Limits of Insurance shown in the
   2. If coverage provided to the additional insured is       Declarations.
      required by a contract or agreement, the
      insurance afforded to such additional insured will
      not be broader than that which you are required
      by the contract or agreement to provide for such
      additional insured.




CG 20 37 12 19                          © Insurance Services Office, Inc., 2012                            Page 1 of 1
POLICY NUMBER: 2024-31443                                                           COMMERCIAL GENERAL LIABILITY
Named Insured: Big Brothers Big Sisters of Metro Atlanta, Inc.                                     CG 20 10 12 19

                 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.

                ADDITIONAL INSURED – OWNERS, LESSEES OR
                 CONTRACTORS – SCHEDULED PERSON OR
                              ORGANIZATION
This endorsement modifies insurance provided under the following:

      COMMERCIAL GENERAL LIABILITY COVERAGE PART


                                                        SCHEDULE

         Name Of Additional Insured Person(s)
                 Or Organization(s)                                    Location(s) Of Covered Operations
  Any person or organization that you are required to          All insured premises and operations.
  add as an additional insured on this policy, under a
  written contract or agreement currently in effect, or
  becoming effective during the term of this policy. The
  additional insured status will not be afforded with
  respect to liability arising out of or related to your
  activities as a real estate manager for that person or
  organization.

   Information required to complete this Schedule, if not shown above, will be shown in the Declarations.


A. Section II – Who Is An Insured is amended to                    2. If coverage provided to the additional insured
   include as an additional insured the person(s) or                  is required by a contract or agreement, the
   organization(s) shown in the Schedule, but only                    insurance afforded to such additional insured
   with respect to liability for "bodily injury", "property           will not be broader than that which you are
   damage" or "personal and advertising injury"                       required by the contract or agreement to
   caused, in whole or in part, by:                                   provide for such additional insured.

    1. Your acts or omissions; or                              B. With respect to the insurance afforded to these
    2. The acts or omissions of those acting on your              additional insureds, the following additional
       behalf;                                                    exclusions apply:

    in the performance of your ongoing operations for              This insurance does not apply to "bodily injury" or
    the additional insured(s) at the location(s)                   "property damage" occurring after:
    designated above.
                                                                   1. All work, including materials, parts or
    However:                                                          equipment furnished in connection with such
    1. The insurance afforded to such additional                      work, on the project (other than service,
       insured only applies to the extent permitted                   maintenance or repairs) to be performed by
       by law; and                                                    or on behalf of the additional insured(s) at the
                                                                      location of the covered operations has been
                                                                      completed; or




CG 20 10 12 19                            © Insurance Services Office, Inc., 2012                           Page 1 of 2
   2. That portion of "your work" out of which the             2. Available under the applicable Limits of
      injury or damage arises has been put to its                 Insurance shown in the Declarations;
      intended use by any person or organization                  whichever is less.
      other than another contractor or subcontractor
      engaged in performing operations for a                   This endorsement shall not increase the
      principal as a part of the same project.                 applicable Limits of Insurance shown in the
                                                               Declarations.
C. With respect to the insurance afforded to these
   additional insureds, the following is added to
   Section III – Limits Of Insurance:

   If coverage provided to the additional insured is
   required by a contract or agreement, the most we
   will pay on behalf of the additional insured is the
   amount of insurance:

   1. Required by the contract or agreement; or




CG 20 10 12 19                        © Insurance Services Office, Inc., 2012                          Page 2 of 2